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Insurance Program Managers Group (IPMG) offers specialized Claims Management Services for Self Insurance Clients designed to help your clients reduce liability and workers’ compensation costs. With extensive experience managing diverse program business risk pools and self-insured retention (SIR) structures, IPMG brings a proactive, results-focused approach to claims handling that benefits both insureds and their brokers. Whether your client is a municipality, healthcare facility, educational institution, or commercial business pursuing more control over claims expenditures, IPMG’s in-house claims management team offers the tools and expertise to deliver efficient resolution and long-term cost containment. Our aggressive approach to claims resolution consistently helps clients achieve better outcomes while safeguarding their bottom line. Ideal Accounts and Appetite This program is ideal for self-insured entities or clients utilizing SIR structures who want to improve claims oversight and reduce overall program costs. IPMG is particularly well-suited for: Public entities such as cities, towns, and counties School districts and other educational institutions Healthcare organizations and hospital systems Mid- to large-size commercial businesses with self-insurance components If you work with clients who are exploring self-insurance to control costs or already have a program in place but need better performance, IPMG provides the claims infrastructure and expertise to support them. Coverage Highlights and Advantages IPMG's Claims Management Services include a full suite of tools and support to enhance claims outcomes: Dedicated adjuster model for personalized service Online claims reporting and real-time access via our proprietary InSight portal 24-hour contact on all new claim submissions Quarterly claim file reviews and stewardship meetings Customizable service plans tailored to your client’s operational needs Compliance with Medicare Section 111 reporting requirements Integrated nurse case management and pharmacy drug card program Underwriting Notes and Minimum Premiums This is a non-admitted program tailored to self-insured and SIR-based clients. IPMG reviews each submission carefully to ensure alignment with their claims philosophy and service capabilities. While no set minimum premium is listed, the program is geared toward accounts with meaningful claims volume and complexity where specialized claims handling can add measurable value. Territories and Availability IPMG’s Claims Management Services are currently available in Florida, Illinois, Minnesota, Missouri, and Wisconsin. Brokers with clients operating in these states can take full advantage of IPMG’s regional expertise and responsive service model. Why Work With IPMG With a 95% client retention rate, IPMG has earned a reputation for transparency, results, and client-focused service. Their proprietary InSight platform gives your clients full visibility into claims progress, including notes, documentation, and financials. Regular stewardship meetings help ensure accountability and continuous improvement. Brokers appreciate IPMG’s commitment to integrity and long-term partnership. Whether you’re placing a new self-insured account or looking to improve outcomes for an existing one, IPMG’s Claims Management Services offer the tools and support to help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for self-insured entities or those with SIR structures, including municipalities, school districts, healthcare systems, and mid- to large-size commercial businesses. What services are included in IPMG’s claims management offering?Services include online claims reporting, dedicated adjusters, quarterly reviews, nurse case management, Medicare compliance reporting, and access to the InSight portal for full claim transparency. Can IPMG handle claims in multiple states?Yes, IPMG currently provides Claims Management Services in Florida, Illinois, Minnesota, Missouri, and Wisconsin. How does IPMG help reduce claims costs for self-insured clients?By using aggressive claims handling, early intervention, and regular performance reviews, IPMG helps clients resolve claims efficiently and reduce loss costs over time. Is there a minimum premium requirement?There is no stated minimum premium, but the program is designed for accounts with significant claims exposure where specialized claims handling adds value. Need help placing an account? Connect with a market specialist.

For more than 15 years, Insurance Program Managers Group (IPMG) has served as a trusted wholesale broker for agents and brokers placing Workers Compensation Insurance. With deep underwriting experience across a wide range of industries and access to multiple A-rated carriers (admitted and non-admitted as available), IPMG helps you secure competitive, tailored coverage for clients with routine and more challenging exposures. Ideal Accounts and Target Industries IPMG has the underwriting expertise and market access to handle a broad spectrum of Workers Compensation classes. Our appetite includes, but is not limited to: Contractors and construction-related businesses Healthcare providers and facilities Manufacturing operations Auto dealerships and service centers Trucking and transportation firms We routinely consider accounts with elevated experience modification factors, complex loss histories, and other loss-challenged characteristics that can be difficult to place in standard markets. Example: You might have a client operating a regional trucking company with a 1.45 mod and prior losses—IPMG can compile submissions to multiple carriers and help you explore competitive placement options while addressing underwriting questions up front. Program Highlights and Value-Added Services Access to multiple A-rated carriers (admitted and non-admitted where available) Minimum premiums starting around $500, with capacity for accounts sized to $1M+ Same-day quoting available on many classes when you supply a complete submission Wide range of eligible class codes and flexible underwriting for complex risks Markets that will consider high-mod and otherwise challenging accounts Monthly reporting and other policy servicing options Competitive commissions for agents Additional risk management services available to help control losses and improve safety Submission Requirements To help us deliver fast, accurate indications and bindable quotes, include the following with your submission: Completed ACORD application with a clear description of operations 3–5 years of currently valued loss runs Current experience modification rating (if applicable) Providing clear payroll breakdowns and a summary of any loss control efforts or return-to-work programs will improve placement results. Territories and Availability IPMG offers Workers Compensation solutions in most U.S. states. We are actively writing business in over 45 states and Washington, DC, including: AK, AL, AR, AZ, CA, CO, CT, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, DC. Carrier availability and program structure may vary by state. Why Partner With IPMG? IPMG focuses on getting difficult and standard Workers Compensation accounts placed quickly and competitively. Our team provides responsive underwriting, broad broker relationships, and workflow support so you can win new business and retain clients. We combine market access with practical risk management resources to help control cost and improve renewal outcomes. Frequently Asked Questions What types of accounts are a good fit for IPMG's Workers Compensation program?We write a wide range of classes, including contractors, healthcare providers, manufacturers, dealerships, and trucking companies. We also consider higher-mod or loss-challenged risks that standard markets may decline. What is the minimum premium for this program?Premiums generally start around $500 and scale based on class, payroll and exposure. We handle accounts from small businesses up to $1M+ premium size. How quickly can I get a quote?Same-day quotes are available for many classes when you submit a complete package: ACORD application, current loss runs, and experience mod (if applicable). Which states are eligible for this program?IPMG is active in most states, including CA, TX, FL, NY and many others—carrier options and program structure vary by state. Does IPMG offer risk management support?Yes. We can connect you and your clients with additional risk management services designed to improve workplace safety and control claims cost. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers independent agents and brokers access to a comprehensive Vacant Home Insurance program backed by a variety of "A" rated carriers. Whether you're working with residential properties in transition, undergoing renovation, or facing underwriting challenges, this program is designed to help you place hard-to-insure risks with confidence. Overview of the Program This program is tailored for vacant residential properties, including those awaiting sale, under renovation, or involved in foreclosure. Atlantic Specialty Lines specializes in hard-to-place accounts, offering flexible solutions through its position as an experienced Excess & Surplus Lines Broker. With options for both short-term and long-term coverage, you can tailor policies to meet your insureds' specific timelines and exposures. Ideal Accounts and Appetite Atlantic Specialty Lines can help you place a wide range of vacant property types, including: Residential homes held by LLCs, Corporations, Trusts, or Estates Foreclosed or forced-placed properties Homes undergoing interior or structural renovations Ground-up construction projects Properties with prior claims or lapse in coverage Risks with poor credit history Coastal exposures with appropriate underwriting Example: You might have a client who just purchased a home to renovate and flip, but the property will sit vacant for several months. Or perhaps an estate property is tied up in probate and needs temporary coverage. This program can offer solutions for those scenarios and more. Coverage Highlights and Advantages Atlantic Specialty Lines offers flexible coverage tailored to the needs of vacant property owners. Highlights include: Short-term and annual policy options Special Form coverage available for qualified risks Ability to accommodate complex ownership structures Admitted and non-admitted options available in most states Underwriting Notes and Minimum Premiums Minimum premiums vary by account, carrier, and coverage structure. The program is designed to offer flexibility for both small and large risks. Underwriting is handled with a common-sense approach, and risks with claims history or credit issues will still be considered. Territories and Availability This Vacant Home Insurance program is available in the following states: AL, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC Admitted coverage is available in most of these states, giving you greater flexibility when placing business. Why Work With Atlantic Specialty Lines, Inc.? As a trusted Excess & Surplus Lines Broker, Atlantic Specialty Lines brings deep market access, underwriting know-how, and a strong commitment to service. Their ability to handle hard-to-place vacant property risks, including those with prior loss history or complex ownership, makes them an ideal partner for agents and brokers looking to solve tough placement challenges. With strong carrier relationships and a focus on fast, responsive service, they help you deliver value and peace of mind to your clients. Frequently Asked Questions What types of accounts are a good fit for this Vacant Home Insurance program?Ideal accounts include vacant residential homes, properties under renovation, foreclosures, and estate-owned dwellings. Risks with prior claims, poor credit, or lapse in coverage are also considered. Are short-term policies available?Yes, both short-term and annual coverage options are available to meet the specific needs of each property and client situation. Can properties under renovation or construction be covered?Yes. Properties undergoing interior renovations or ground-up construction can be eligible for coverage, depending on the underwriting details. Is this program available in coastal states?Yes. Coastal exposures are considered, subject to underwriting and carrier guidelines. Atlantic Specialty Lines works with multiple "A" rated carriers to find suitable options. Who can be named insureds on these policies?The program accepts LLCs, Corporations, Trusts, and Estates as named insureds, in addition to individuals. Need help placing an account? Connect with a market specialist.

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