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...iable solution for agents placing Welders Insurance. Unlike carriers that freq...rogram available nationwide?Yes, the Welders Insurance program is available in...

...ers offer competitive pricing for welders insurance — ideal for one-person sho...tes is this program available in?The Welders Insurance program is currently av...

... Waste Water Welders And Many More !!!! ...

This program offers very competitive rates for welding contractors. See program highlights below which include limits up to 5/5/5 on the primary general liability policy. Overview of the Program from Gladius Insurance Services, LLC Gladius Insurance Services, LLC places Welding Contractor Insurance through a specialty Excess & Surplus Lines broker program with Certain Underwriters at Lloyd’s, London. This non-admitted E&S program targets welding and related artisan contractors and offers flexible primary limits (up to 5/5/5) and competitive pricing for qualified risks. Artisan Program Highlights A Rated by AM Best Available in: AZ, CA, ID, NV, NJ, ND, OH, OR, PA, UT Apartments OK New ventures acceptable No prior policy required Minimum premiums starting at $2,000 Roofers OK — open roof coverage available EIFS coverage can be included (subject to underwriter approval) Blanket Additional Insured, Primary/Noncontributory, Waiver of Subrogation and Per Project aggregate options available Subsidence considered with underwriting approval Prior projects acceptable with limitations No exclusion for new construction or remodels to condos/townhomes Will consider accounts with prior claim activity New construction and restoration work on residential and commercial projects, including custom and spec homes, considered Available Limits 1/1/1 2/2/2 3/3/3 4/4/4 5/5/5 Ideal Accounts and Appetite This program is designed for welding contractors and multi-trade artisan contractors that perform welding, sheet metal, structural metal work and related services. Gladius’s appetite includes: Small to mid-sized contractors with annual receipts under $1,500,000 New ventures and accounts without prior coverage Trades working on residential and light commercial projects, including remodels and restorations Accounts that need primary limits up to 5/5/5 or specific additional insured/primary language Examples you might place through this program: A welding subcontractor installing structural steel for small commercial tenant improvements with a need for 3/3/3 limits and primary additional insured wording. A residential fabricator and welder performing custom metal stair and railing work for luxury homes, newly formed with limited loss history. Coverage Highlights and Advantages Access to an A-rated Lloyd’s market through Gladius’s E&S platform. Flexible primary general liability limits up to 5/5/5. Blanket Additional Insured, Primary & Waiver options to meet many GC/contract requirements. Consideration of higher risk classes (roofing, EIFS, subsidence) with underwriter review. New ventures and accounts with prior claims are considered—underwriter discretion applies. Underwriting Notes and Minimum Premiums Key underwriting points to note: Minimum premiums start at $2,000. Receipts over $1,500,000 are generally ineligible. General contractors (GCs) are not eligible—this program is for subcontractors/artisans. EIFS, subsidence and prior projects can be included only with underwriter approval and may require supplemental information. Commercial general liability is primary on the policy; available limits listed above. Available Classes The program writes a broad list of artisan classes, including but not limited to: Air Conditioning Appliance Installation Carpentry (Interior / NOC) Chimney Cleaning Communication Equipment Concrete Construction Debris Removal Window Installation / Cleaning Paving (driveway, curb) Electrical Flooring Fencing HVAC Insulation Janitorial Landscape (*Herbicide and pesticide coverage available) Masonry Painting Plumbing Roofing Septic Tank Sheet Metal Siding Tile Welding Territories and Availability This non-admitted E&S program through Gladius is available in AZ, CA, ID, NV, NJ, ND, OH, OR, PA and UT. Availability and terms may vary by state and underwriter discretion. Why Work with Gladius Insurance Services, LLC on Welding Contractor Insurance Specialty placement capability with Certain Underwriters at Lloyd’s, providing capacity and flexibility for artisan risks. Willingness to consider new ventures and accounts with prior claim activity. Options for contract certainty: blanket additional insured, primary/non-contributory and waiver of subrogation wording. Straightforward appetite guidance that helps you quickly identify appropriate submissions. Frequently Asked Questions What types of welding or artisan accounts are a good fit for this program?The program fits welding contractors and related artisans with receipts under $1.5M doing residential or light commercial work, such as structural welding, sheet metal, railings, stair fabrication, and subcontract work where GC coverage is not required. Which states and markets are these policies placed in?Policies are placed on a non-admitted Excess & Surplus Lines basis through Gladius with Certain Underwriters at Lloyd’s. The program is available in AZ, CA, ID, NV, NJ, ND, OH, OR, PA and UT. Terms vary by state and underwriter approval. What are the submission requirements and underwriting considerations?Provide applicant information, class and revenue breakdown, experience history, details on prior claims (if any), and project types. EIFS, subsidence, new construction and roof work may require supplemental detail for underwriting review. Is there a minimum premium or size limit I should know about?Minimum premiums typically start at $2,000. Accounts with annual receipts over $1,500,000 are generally ineligible, and general contractors are not accepted on this program. Need help placing an account? Connect with a market specialist.

...vice Providers Stevedores Welders If you have a client operating ...uilders, divers, marine contractors, welders, and stevedores. Accounts with ma...

IPMG (Insurance Program Managers Group) offers a specialized Crime Coverage Insurance program that helps agents and brokers place standalone protection for clients that face financial loss from criminal acts. Through IPMG’s relationships with multiple E&S markets, you can access monoline crime solutions tailored for private and publicly traded companies, not-for-profits, and public entities. Ideal Accounts and Appetite This program is designed for insureds that need a dedicated crime policy as part of their enterprise risk management. Target classes include: Mid- to large-size private or public companies with significant cash handling, receipting, or electronic transaction volume Municipalities and other public entities exposed to internal or external fraud risks Not-for-profit organizations that handle donations, grants, or other funds vulnerable to employee dishonesty You might have a client such as a regional nonprofit with multiple fundraising channels or a local government office with decentralized cash handling—both would benefit from a monoline crime program placed through IPMG. Coverage Highlights and Advantages IPMG’s Crime Coverage Insurance program offers broad protection for a full range of crime exposures: Employee Theft and Employee Dishonesty Forgery and Alteration of checks, credit card receipts, and other negotiable instruments Theft, Disappearance and Destruction (on and off premises) Computer Fraud and Funds Transfer Fraud Money Orders and Counterfeit Currency losses Key policy features and options: Primary and excess limits available to build layered programs Discovery form wording Worldwide coverage options where appropriate Limits available up to $10 million, subject to underwriting The program is structured to address both internal threats (employee dishonesty, collusion) and external schemes (cyber-assisted fraud, social engineering, forged instruments). Underwriting Notes and Minimum Premiums As a managing general agency and E&S broker, IPMG underwrites accounts with flexibility based on complexity and exposures. Preferred submissions include: Recent financials and loss runs Description of internal controls, segregation of duties, and treasury procedures Details on electronic payment and funds transfer processes Minimum premiums vary by class, limits, and coverage scope—submitters should expect underwriting questions about controls and loss history to determine pricing and eligibility. Territories and Availability This non-admitted program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Agents and brokers writing business in these states can access IPMG’s E&S markets for competitive placement options. Why Work With IPMG? IPMG combines niche commercial program experience with direct access to multiple excess & surplus markets. That means: Responsive underwriting geared to complex or unusual crime exposures Flexible placement options, including primary and excess layers A partnership approach for agents—IPMG supports submissions, negotiates terms, and helps structure limits and retentions Whether you’re placing a municipality, a multi-site nonprofit, or a growing company with heavy transaction volume, IPMG can help secure tailored crime protection where admitted markets may not be available or sufficient. Give us a call for more information about IPMG's Crime Coverage Insurance! Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include private and public companies, municipalities, and nonprofits that handle significant cash flows or financial transactions and need protection against fraud, theft, or employee dishonesty. Is this coverage available on an admitted basis?No. This program is offered on a non-admitted basis through multiple E&S markets accessed by IPMG. What is the minimum premium for this program?Minimum premiums vary depending on the risk profile, selected limits, and coverage options. Contact IPMG for specific underwriting guidance and premium indications. Can this policy be written as excess over another crime policy?Yes. IPMG can provide both primary and excess limits to create layered coverage structures when appropriate. Which states is this program available in?This program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Need help placing an account? Connect with a market specialist.

Insurance Program Managers Group (IPMG) offers specialized Claims Management Services for Self Insurance Clients designed to help your clients reduce liability and workers’ compensation costs. With extensive experience managing diverse program business risk pools and self-insured retention (SIR) structures, IPMG brings a proactive, results-focused approach to claims handling that benefits both insureds and their brokers. Whether your client is a municipality, healthcare facility, educational institution, or commercial business pursuing more control over claims expenditures, IPMG’s in-house claims management team offers the tools and expertise to deliver efficient resolution and long-term cost containment. Our aggressive approach to claims resolution consistently helps clients achieve better outcomes while safeguarding their bottom line. Ideal Accounts and Appetite This program is ideal for self-insured entities or clients utilizing SIR structures who want to improve claims oversight and reduce overall program costs. IPMG is particularly well-suited for: Public entities such as cities, towns, and counties School districts and other educational institutions Healthcare organizations and hospital systems Mid- to large-size commercial businesses with self-insurance components If you work with clients who are exploring self-insurance to control costs or already have a program in place but need better performance, IPMG provides the claims infrastructure and expertise to support them. Coverage Highlights and Advantages IPMG's Claims Management Services include a full suite of tools and support to enhance claims outcomes: Dedicated adjuster model for personalized service Online claims reporting and real-time access via our proprietary InSight portal 24-hour contact on all new claim submissions Quarterly claim file reviews and stewardship meetings Customizable service plans tailored to your client’s operational needs Compliance with Medicare Section 111 reporting requirements Integrated nurse case management and pharmacy drug card program Underwriting Notes and Minimum Premiums This is a non-admitted program tailored to self-insured and SIR-based clients. IPMG reviews each submission carefully to ensure alignment with their claims philosophy and service capabilities. While no set minimum premium is listed, the program is geared toward accounts with meaningful claims volume and complexity where specialized claims handling can add measurable value. Territories and Availability IPMG’s Claims Management Services are currently available in Florida, Illinois, Minnesota, Missouri, and Wisconsin. Brokers with clients operating in these states can take full advantage of IPMG’s regional expertise and responsive service model. Why Work With IPMG With a 95% client retention rate, IPMG has earned a reputation for transparency, results, and client-focused service. Their proprietary InSight platform gives your clients full visibility into claims progress, including notes, documentation, and financials. Regular stewardship meetings help ensure accountability and continuous improvement. Brokers appreciate IPMG’s commitment to integrity and long-term partnership. Whether you’re placing a new self-insured account or looking to improve outcomes for an existing one, IPMG’s Claims Management Services offer the tools and support to help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for self-insured entities or those with SIR structures, including municipalities, school districts, healthcare systems, and mid- to large-size commercial businesses. What services are included in IPMG’s claims management offering?Services include online claims reporting, dedicated adjusters, quarterly reviews, nurse case management, Medicare compliance reporting, and access to the InSight portal for full claim transparency. Can IPMG handle claims in multiple states?Yes, IPMG currently provides Claims Management Services in Florida, Illinois, Minnesota, Missouri, and Wisconsin. How does IPMG help reduce claims costs for self-insured clients?By using aggressive claims handling, early intervention, and regular performance reviews, IPMG helps clients resolve claims efficiently and reduce loss costs over time. Is there a minimum premium requirement?There is no stated minimum premium, but the program is designed for accounts with significant claims exposure where specialized claims handling adds value. Need help placing an account? Connect with a market specialist.

Environmental Insurance Overview of the Program From Atlantic Specialty Lines, Inc. Atlantic Specialty Lines, Inc. offers a robust Environmental Insurance program tailored for agents and brokers seeking coverage solutions for clients with environmental exposures. As an Excess & Surplus Lines Broker, Atlantic provides flexible, non-admitted options across a broad range of industries and risk profiles. Whether your client is a contractor, environmental consultant, or operates a facility with potential pollution concerns, Atlantic can help you place challenging environmental accounts efficiently. Ideal Accounts and Appetite This program is designed to respond to a variety of environmental risks. The following classes are particularly well-suited for placement through Atlantic Specialty Lines: Environmental Consultants and Engineers – Firms involved in site assessments, remediation design, and environmental compliance. Environmental and General Contractors – Contractors performing remediation, demolition, utility work, or construction services with potential pollution exposures. Site-Specific Pollution Risks – Property owners or operators with known or potential contamination issues, such as industrial sites, landfills, or manufacturing facilities. Aboveground and Underground Storage Tanks – Coverage options for tank owners or operators, including compliance with financial responsibility regulations. You might have a client who owns a manufacturing facility with on-site chemical storage or a remediation contractor working with brownfield redevelopment projects—both are ideal candidates for this program. Coverage Highlights and Advantages Atlantic Specialty Lines provides access to a wide range of environmental coverages that can be customized to meet the needs of various industries and operations. Coverage options may include: Contractors Pollution Liability (CPL) Pollution Legal Liability (PLL) Storage Tank Liability Errors & Omissions for environmental professionals Mold and microbial matter coverage Policies can be tailored to address site-specific risks, project-based exposures, or ongoing operational liabilities. Underwriting Notes and Minimum Premiums Minimum premiums for environmental placements vary depending on the risk class, location, and exposure details. Atlantic Specialty Lines works with a wide range of E&S carriers to find the best fit for your client’s needs. Submissions should include detailed information regarding operations, loss history, and environmental reports (if applicable) to ensure accurate and timely quotes. Territories and Availability This Environmental Insurance program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Atlantic Specialty Lines writes on a non-admitted basis, allowing for greater flexibility in coverage terms and risk acceptance in these jurisdictions. Why Work With Atlantic Specialty Lines, Inc.? Atlantic Specialty Lines brings deep expertise in environmental risks and a responsive, solution-oriented approach to the E&S marketplace. With access to leading environmental carriers and a strong underwriting team, Atlantic helps agents navigate complex submissions and place hard-to-insure accounts. Their commitment to fast turnaround times and tailored solutions makes them a reliable resource for producers who regularly handle environmental-related exposures. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include environmental consultants, remediation contractors, general contractors with pollution exposure, property owners with known contamination, and operators of storage tanks. Is this program available on an admitted basis?No, this program is offered on a non-admitted basis through various E&S carriers, providing flexibility in underwriting and coverage terms. What states is this program available in?This program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. What information is needed to get a quote?Submissions should include a completed application, detailed description of operations, loss history, and any relevant environmental assessments or reports. Can this program accommodate project-specific coverage?Yes, the program can be structured to provide project-specific coverage, especially for contractors and consultants working on remediation or development sites. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers independent agents and brokers access to a comprehensive Vacant Home Insurance program backed by a variety of "A" rated carriers. Whether you're working with residential properties in transition, undergoing renovation, or facing underwriting challenges, this program is designed to help you place hard-to-insure risks with confidence. Overview of the Program This program is tailored for vacant residential properties, including those awaiting sale, under renovation, or involved in foreclosure. Atlantic Specialty Lines specializes in hard-to-place accounts, offering flexible solutions through its position as an experienced Excess & Surplus Lines Broker. With options for both short-term and long-term coverage, you can tailor policies to meet your insureds' specific timelines and exposures. Ideal Accounts and Appetite Atlantic Specialty Lines can help you place a wide range of vacant property types, including: Residential homes held by LLCs, Corporations, Trusts, or Estates Foreclosed or forced-placed properties Homes undergoing interior or structural renovations Ground-up construction projects Properties with prior claims or lapse in coverage Risks with poor credit history Coastal exposures with appropriate underwriting Example: You might have a client who just purchased a home to renovate and flip, but the property will sit vacant for several months. Or perhaps an estate property is tied up in probate and needs temporary coverage. This program can offer solutions for those scenarios and more. Coverage Highlights and Advantages Atlantic Specialty Lines offers flexible coverage tailored to the needs of vacant property owners. Highlights include: Short-term and annual policy options Special Form coverage available for qualified risks Ability to accommodate complex ownership structures Admitted and non-admitted options available in most states Underwriting Notes and Minimum Premiums Minimum premiums vary by account, carrier, and coverage structure. The program is designed to offer flexibility for both small and large risks. Underwriting is handled with a common-sense approach, and risks with claims history or credit issues will still be considered. Territories and Availability This Vacant Home Insurance program is available in the following states: AL, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC Admitted coverage is available in most of these states, giving you greater flexibility when placing business. Why Work With Atlantic Specialty Lines, Inc.? As a trusted Excess & Surplus Lines Broker, Atlantic Specialty Lines brings deep market access, underwriting know-how, and a strong commitment to service. Their ability to handle hard-to-place vacant property risks, including those with prior loss history or complex ownership, makes them an ideal partner for agents and brokers looking to solve tough placement challenges. With strong carrier relationships and a focus on fast, responsive service, they help you deliver value and peace of mind to your clients. Frequently Asked Questions What types of accounts are a good fit for this Vacant Home Insurance program?Ideal accounts include vacant residential homes, properties under renovation, foreclosures, and estate-owned dwellings. Risks with prior claims, poor credit, or lapse in coverage are also considered. Are short-term policies available?Yes, both short-term and annual coverage options are available to meet the specific needs of each property and client situation. Can properties under renovation or construction be covered?Yes. Properties undergoing interior renovations or ground-up construction can be eligible for coverage, depending on the underwriting details. Is this program available in coastal states?Yes. Coastal exposures are considered, subject to underwriting and carrier guidelines. Atlantic Specialty Lines works with multiple "A" rated carriers to find suitable options. Who can be named insureds on these policies?The program accepts LLCs, Corporations, Trusts, and Estates as named insureds, in addition to individuals. Need help placing an account? Connect with a market specialist.