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...iable solution for agents placing Welders Insurance. Unlike carriers that freq...rogram available nationwide?Yes, the Welders Insurance program is available in...

...on Crane Operators Painters Welders Sheet Metal Workers Stone / Tile...lso consider higher-risk trades like welders, steel workers, and crane operato...

...• Bridge and Road Contractors • Welders • New Ventures • + Many More F...

...able accounts include independent welders performing repairs, maintenance, or ...

...reparation and roustabout crews Welders, electrical, and instrumentation con...s and suppliers, including drillers, welders, roustabouts, and equipment servi...

...vice Providers Stevedores Welders If you have a client operating ...uilders, divers, marine contractors, welders, and stevedores. Accounts with ma...

This program offers very competitive rates for welding contractors. See program highlights below which include limits up to 5/5/5 on the primary general liability policy. Overview of the Program from Gladius Insurance Services, LLC Gladius Insurance Services, LLC places Welding Contractor Insurance through a specialty Excess & Surplus Lines broker program with Certain Underwriters at Lloyd’s, London. This non-admitted E&S program targets welding and related artisan contractors and offers flexible primary limits (up to 5/5/5) and competitive pricing for qualified risks. Artisan Program Highlights A Rated by AM Best Available in: AZ, CA, ID, NV, NJ, ND, OH, OR, PA, UT Apartments OK New ventures acceptable No prior policy required Minimum premiums starting at $2,000 Roofers OK — open roof coverage available EIFS coverage can be included (subject to underwriter approval) Blanket Additional Insured, Primary/Noncontributory, Waiver of Subrogation and Per Project aggregate options available Subsidence considered with underwriting approval Prior projects acceptable with limitations No exclusion for new construction or remodels to condos/townhomes Will consider accounts with prior claim activity New construction and restoration work on residential and commercial projects, including custom and spec homes, considered Available Limits 1/1/1 2/2/2 3/3/3 4/4/4 5/5/5 Ideal Accounts and Appetite This program is designed for welding contractors and multi-trade artisan contractors that perform welding, sheet metal, structural metal work and related services. Gladius’s appetite includes: Small to mid-sized contractors with annual receipts under $1,500,000 New ventures and accounts without prior coverage Trades working on residential and light commercial projects, including remodels and restorations Accounts that need primary limits up to 5/5/5 or specific additional insured/primary language Examples you might place through this program: A welding subcontractor installing structural steel for small commercial tenant improvements with a need for 3/3/3 limits and primary additional insured wording. A residential fabricator and welder performing custom metal stair and railing work for luxury homes, newly formed with limited loss history. Coverage Highlights and Advantages Access to an A-rated Lloyd’s market through Gladius’s E&S platform. Flexible primary general liability limits up to 5/5/5. Blanket Additional Insured, Primary & Waiver options to meet many GC/contract requirements. Consideration of higher risk classes (roofing, EIFS, subsidence) with underwriter review. New ventures and accounts with prior claims are considered—underwriter discretion applies. Underwriting Notes and Minimum Premiums Key underwriting points to note: Minimum premiums start at $2,000. Receipts over $1,500,000 are generally ineligible. General contractors (GCs) are not eligible—this program is for subcontractors/artisans. EIFS, subsidence and prior projects can be included only with underwriter approval and may require supplemental information. Commercial general liability is primary on the policy; available limits listed above. Available Classes The program writes a broad list of artisan classes, including but not limited to: Air Conditioning Appliance Installation Carpentry (Interior / NOC) Chimney Cleaning Communication Equipment Concrete Construction Debris Removal Window Installation / Cleaning Paving (driveway, curb) Electrical Flooring Fencing HVAC Insulation Janitorial Landscape (*Herbicide and pesticide coverage available) Masonry Painting Plumbing Roofing Septic Tank Sheet Metal Siding Tile Welding Territories and Availability This non-admitted E&S program through Gladius is available in AZ, CA, ID, NV, NJ, ND, OH, OR, PA and UT. Availability and terms may vary by state and underwriter discretion. Why Work with Gladius Insurance Services, LLC on Welding Contractor Insurance Specialty placement capability with Certain Underwriters at Lloyd’s, providing capacity and flexibility for artisan risks. Willingness to consider new ventures and accounts with prior claim activity. Options for contract certainty: blanket additional insured, primary/non-contributory and waiver of subrogation wording. Straightforward appetite guidance that helps you quickly identify appropriate submissions. Frequently Asked Questions What types of welding or artisan accounts are a good fit for this program?The program fits welding contractors and related artisans with receipts under $1.5M doing residential or light commercial work, such as structural welding, sheet metal, railings, stair fabrication, and subcontract work where GC coverage is not required. Which states and markets are these policies placed in?Policies are placed on a non-admitted Excess & Surplus Lines basis through Gladius with Certain Underwriters at Lloyd’s. The program is available in AZ, CA, ID, NV, NJ, ND, OH, OR, PA and UT. Terms vary by state and underwriter approval. What are the submission requirements and underwriting considerations?Provide applicant information, class and revenue breakdown, experience history, details on prior claims (if any), and project types. EIFS, subsidence, new construction and roof work may require supplemental detail for underwriting review. Is there a minimum premium or size limit I should know about?Minimum premiums typically start at $2,000. Accounts with annual receipts over $1,500,000 are generally ineligible, and general contractors are not accepted on this program. Need help placing an account? Connect with a market specialist.

IPMG (Insurance Program Managers Group) offers a specialized Crime Coverage Insurance program that helps agents and brokers place standalone protection for clients that face financial loss from criminal acts. Through IPMG’s relationships with multiple E&S markets, you can access monoline crime solutions tailored for private and publicly traded companies, not-for-profits, and public entities. Ideal Accounts and Appetite This program is designed for insureds that need a dedicated crime policy as part of their enterprise risk management. Target classes include: Mid- to large-size private or public companies with significant cash handling, receipting, or electronic transaction volume Municipalities and other public entities exposed to internal or external fraud risks Not-for-profit organizations that handle donations, grants, or other funds vulnerable to employee dishonesty You might have a client such as a regional nonprofit with multiple fundraising channels or a local government office with decentralized cash handling—both would benefit from a monoline crime program placed through IPMG. Coverage Highlights and Advantages IPMG’s Crime Coverage Insurance program offers broad protection for a full range of crime exposures: Employee Theft and Employee Dishonesty Forgery and Alteration of checks, credit card receipts, and other negotiable instruments Theft, Disappearance and Destruction (on and off premises) Computer Fraud and Funds Transfer Fraud Money Orders and Counterfeit Currency losses Key policy features and options: Primary and excess limits available to build layered programs Discovery form wording Worldwide coverage options where appropriate Limits available up to $10 million, subject to underwriting The program is structured to address both internal threats (employee dishonesty, collusion) and external schemes (cyber-assisted fraud, social engineering, forged instruments). Underwriting Notes and Minimum Premiums As a managing general agency and E&S broker, IPMG underwrites accounts with flexibility based on complexity and exposures. Preferred submissions include: Recent financials and loss runs Description of internal controls, segregation of duties, and treasury procedures Details on electronic payment and funds transfer processes Minimum premiums vary by class, limits, and coverage scope—submitters should expect underwriting questions about controls and loss history to determine pricing and eligibility. Territories and Availability This non-admitted program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Agents and brokers writing business in these states can access IPMG’s E&S markets for competitive placement options. Why Work With IPMG? IPMG combines niche commercial program experience with direct access to multiple excess & surplus markets. That means: Responsive underwriting geared to complex or unusual crime exposures Flexible placement options, including primary and excess layers A partnership approach for agents—IPMG supports submissions, negotiates terms, and helps structure limits and retentions Whether you’re placing a municipality, a multi-site nonprofit, or a growing company with heavy transaction volume, IPMG can help secure tailored crime protection where admitted markets may not be available or sufficient. Give us a call for more information about IPMG's Crime Coverage Insurance! Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include private and public companies, municipalities, and nonprofits that handle significant cash flows or financial transactions and need protection against fraud, theft, or employee dishonesty. Is this coverage available on an admitted basis?No. This program is offered on a non-admitted basis through multiple E&S markets accessed by IPMG. What is the minimum premium for this program?Minimum premiums vary depending on the risk profile, selected limits, and coverage options. Contact IPMG for specific underwriting guidance and premium indications. Can this policy be written as excess over another crime policy?Yes. IPMG can provide both primary and excess limits to create layered coverage structures when appropriate. Which states is this program available in?This program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Need help placing an account? Connect with a market specialist.

Insurance Program Managers Group (IPMG) offers specialized Claims Management Services for Self Insurance Clients designed to help your clients reduce liability and workers’ compensation costs. With extensive experience managing diverse program business risk pools and self-insured retention (SIR) structures, IPMG brings a proactive, results-focused approach to claims handling that benefits both insureds and their brokers. Whether your client is a municipality, healthcare facility, educational institution, or commercial business pursuing more control over claims expenditures, IPMG’s in-house claims management team offers the tools and expertise to deliver efficient resolution and long-term cost containment. Our aggressive approach to claims resolution consistently helps clients achieve better outcomes while safeguarding their bottom line. Ideal Accounts and Appetite This program is ideal for self-insured entities or clients utilizing SIR structures who want to improve claims oversight and reduce overall program costs. IPMG is particularly well-suited for: Public entities such as cities, towns, and counties School districts and other educational institutions Healthcare organizations and hospital systems Mid- to large-size commercial businesses with self-insurance components If you work with clients who are exploring self-insurance to control costs or already have a program in place but need better performance, IPMG provides the claims infrastructure and expertise to support them. Coverage Highlights and Advantages IPMG's Claims Management Services include a full suite of tools and support to enhance claims outcomes: Dedicated adjuster model for personalized service Online claims reporting and real-time access via our proprietary InSight portal 24-hour contact on all new claim submissions Quarterly claim file reviews and stewardship meetings Customizable service plans tailored to your client’s operational needs Compliance with Medicare Section 111 reporting requirements Integrated nurse case management and pharmacy drug card program Underwriting Notes and Minimum Premiums This is a non-admitted program tailored to self-insured and SIR-based clients. IPMG reviews each submission carefully to ensure alignment with their claims philosophy and service capabilities. While no set minimum premium is listed, the program is geared toward accounts with meaningful claims volume and complexity where specialized claims handling can add measurable value. Territories and Availability IPMG’s Claims Management Services are currently available in Florida, Illinois, Minnesota, Missouri, and Wisconsin. Brokers with clients operating in these states can take full advantage of IPMG’s regional expertise and responsive service model. Why Work With IPMG With a 95% client retention rate, IPMG has earned a reputation for transparency, results, and client-focused service. Their proprietary InSight platform gives your clients full visibility into claims progress, including notes, documentation, and financials. Regular stewardship meetings help ensure accountability and continuous improvement. Brokers appreciate IPMG’s commitment to integrity and long-term partnership. Whether you’re placing a new self-insured account or looking to improve outcomes for an existing one, IPMG’s Claims Management Services offer the tools and support to help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for self-insured entities or those with SIR structures, including municipalities, school districts, healthcare systems, and mid- to large-size commercial businesses. What services are included in IPMG’s claims management offering?Services include online claims reporting, dedicated adjusters, quarterly reviews, nurse case management, Medicare compliance reporting, and access to the InSight portal for full claim transparency. Can IPMG handle claims in multiple states?Yes, IPMG currently provides Claims Management Services in Florida, Illinois, Minnesota, Missouri, and Wisconsin. How does IPMG help reduce claims costs for self-insured clients?By using aggressive claims handling, early intervention, and regular performance reviews, IPMG helps clients resolve claims efficiently and reduce loss costs over time. Is there a minimum premium requirement?There is no stated minimum premium, but the program is designed for accounts with significant claims exposure where specialized claims handling adds value. Need help placing an account? Connect with a market specialist.