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Wind Deductible Buy Back Coverage from Safehold Special Risk In coastal and wind-prone regions, property owners and builders often face high windstorm deductibles that can create signi...location limit is $50 million. Is the Wind Deductible Buy Back program admitted?No, this cove...

Wind Deductible Buy Back Insurance from Com...rty values, location, and existing deductible structure. Is this program avail...

Midlands specializes in Wind Hail Deductible Buybacks across Texas,...er 1 coastal zones and non-CAT inland wind exposures, as long as overlying wind coverage is in place. What is the m...

...olicyholders, leading to a rise in wind, hail, and named storm claims. This ha...ory, total insured value, existing deductible amounts and buy down requirements underlying ...

From banquets to festivals and everything in between, your clients need protection from lawsuits, claims of bodily injury and property damage. Midlands has broad access to multiple liability markets, deep industry expertise, and robust risk-management resources. When forces beyond anyone's control—flood, fire, severe weather or other perils—undo months of planning in minutes, agents can place Event Cancellation Insurance through Midlands to protect your clients’ revenue and expenses. Midlands Event Cancellation Insurance insures against loss arising from the cancellation, interruption, relocation or postponement of a covered event. Add Event Cancellation coverage to a Special Event policy or place a stand-alone Event Cancellation policy to protect gross revenue, event expenses and additional costs incurred because of a covered loss. Place your next special event and/or event cancellation risk with Midlands to ensure things go right when things go wrong. Available Coverages: • Liability • Liquor Liability • Event Cancellation • Weather Coverage • Excess • Property • Inland Marine • Spectator Liability • Commercial Auto Program Highlights: • Coverage based on gross revenue or expenses for the event — up to $85 million • Covers net loss and additional costs or charges paid by the insured • Optional extensions for disease outbreak, nonappearance, war risks and terrorism • Fast turnaround with instant quotes and instant policy documents • Coverage available for single events or multi-event schedules • A.M. Best rated “A” carriers available through the program • Competitive pricing and commission structures (varies by market) • Superior claims handling and benefits coordination, including quick referral service • Facility can be added as an additional insured at no extra cost • Large excess limits and hired/non-owned auto available • Short-term or annual policy terms available • Hundreds of eligible classes Available Classes (selected): • Wedding Receptions • Banquets • Auctions • Fairs and Festivals • Golf Tournaments • Inflatable/Moon Walks • Sporting Events and Races (bike, run, walk) • Recitals and Theatre • Educational Seminars and Public Lectures • Boat Shows • Rodeos and Parades • Trade Shows and Booths at Fairs/Shows • Fireworks and Amusement Rides • Fundraising Events and Senior Events • Arts/Craft Shows, Fashion Shows, and Exhibitions • Street/Block Parties and Refreshment Stands • Animal Shows, Dog/Horse Races, and Many More Overview of the Program from Midlands Management Corp This program is designed specifically for agents placing special-event risks who need tailored Event Cancellation protection alongside traditional special-event liability products. Midlands acts as a managing general agency and carrier intermediary, giving you access to multiple admitted and non-admitted markets, fast quoting, and flexible policy options. Ideal Accounts and Appetite Good fits: weddings, community festivals, fundraisers, races, trade shows, recitals, openings, and similar events where revenue or incurred expenses need protection. Appetite: single events and multi-event schedules with limits and coverages scaled to event size — policies available up to large revenue/exposure thresholds (see Program Highlights). Typical restrictions: extremely high-hazard attractions or events with known pre-existing cancellations or prohibited activities may require underwriting review or be excluded. Discuss specific risks with Midlands underwriting for guidance. Coverage Highlights and Advantages Flexible basis of loss: cover based on gross revenue or event expenses, including additional costs to mitigate loss. Optional extensions for disease outbreak, nonappearance and terrorism/war risks to match client exposures. Fast placement: instant quoting and instant policy documents help you bind cover quickly when clients need proof of insurance. Facility-friendly: facility can be added as an additional insured at no extra cost — helpful for venues that require proof before booking. Underwriting Notes and Minimum Premiums Underwriting considers the event type, location, attendance, ticketing/revenue structure, contingency plans, and any high-risk activities. Minimum premiums vary by market and coverage selections. Be ready to provide event revenue/expense estimates, event date(s), cancellation triggers of concern (e.g., weather, nonappearance), and any prior cancellation history when requesting a quote. Territories and Availability Available in many states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted availability varies by state; Midlands places business in some admitted markets and through non-admitted carriers where needed. Why Work with Midlands on Event Cancellation Managing General Agency and carrier relationships that provide wide market access. Quick quoting and policy issuance — designed for time-sensitive event placements. Flexibility to add cancellation coverage to Special Event liability placements or to write stand-alone Event Cancellation policies. Support for complex placements, including large revenue events, excess limits, and specialty extensions. Example Scenarios You have a client planning a weekend outdoor festival with $250,000 in ticket sales and vendor fees — Event Cancellation coverage can protect ticket revenue and certain event expenses if severe weather forces cancellation. An organizer of a multi-day trade show wants coverage for nonappearance of a headline speaker and related lost revenue — optional nonappearance coverage can be added to the cancellation form. How to Submit Business Provide event details, estimated revenue/expenses, event date(s), venue information, and any requested optional extensions. Midlands offers fast turnaround and instant policy documents for eligible risks. Minimum premium: varies by market and coverage. Frequently Asked Questions What types of events are a good fit for this program?Weddings, festivals, fundraisers, trade shows, sporting events, recitals, and similar public or private events where loss of revenue or incurred expenses from cancellation or postponement is a concern. Can this coverage be added to a Special Event liability policy or written stand-alone?Yes. Midlands can add Event Cancellation coverage to a Special Event liability placement or issue a stand-alone Event Cancellation policy, depending on your client’s needs. How quickly can I get a quote and policy documents?Midlands offers fast turnaround with instant quotes and instant policy documents for eligible risks; binding speed depends on underwriting requirements and any optional extensions requested. Are disease outbreak or nonappearance coverages available?Yes. Optional extensions for disease outbreak, nonappearance, and war/terrorism risks are available subject to underwriting and market acceptance. Need help placing an account? Connect with a market specialist.

...age Highlights and Advantages Wind deductible buy-back – available for re...000,000 per occurrence Minimum deductibles start at $500 (varies by total ...

Experts in Workers' Compensation, Midlands has assembled an experienced team of underwriters able to deliver the right Workers' Compensation Insurance at competitive rates for small- to medium-sized risks. We understand the complexity of the market and can provide multi-state solutions with flexible payment options and fast turnaround. Program overview Midlands' Workers Compensation Insurance for Small Business is a targeted program designed to protect your clients’ greatest assets — their people and their businesses. The program pairs market access with practical underwriting and loss-control strategies to help reduce payroll volatility and support quick return-to-work outcomes. Program Highlights: • Minimum premiums as low as NCCI minimums • E-Mods accepted from 0.60 to 1.75 • New ventures are considered • Flexible payment plans, including pay-as-you-go options • Ineligible risks include: staffing & PEOs, oil & gas, cranes, roofing, work at heights over two stories, and long-haul trucking • 10% premium discount when Workers' Compensation and a Business Owners Policy (BOP) are written together • Appetite focused on light to moderate risk classes • Program promotes employee safety and return-to-work strategies to help control loss costs In addition to the Workers' Compensation monoline, you can offer clients broader protection by bundling coverages under one policy: • Business Owners Policy (BOP) • Employment Practices Liability (EPL) You can enhance your clients’ coverage and save them money with a 10% discount when both Workers' Compensation Insurance and a BOP policy are bound together. Note: this program is designed for a specific line of target classes (see list below). Target Classes: • Retail • Hotel • Restaurant • Auto Body • Artisan Contractors • Healthcare • Church/School • Barber Shop • Transportation • Auto/Truck Dealer • Clerical • Carpentry • Grocery • Machine Shops • Landscaping • Country Club/Golf • Dry Cleaners • Auto/Truck Repair • Day Care • Florist • Law Office • Light Manufacturing • Other classes considered Typical fits include new or growing small businesses that operate in light- to moderate-exposure industries — for example, a neighborhood restaurant hiring seasonal staff, a landscaping company expanding its crew, or a small day care opening a second location. Those accounts benefit from tailored payroll handling, loss control support, and the option to bundle property and liability with Workers' Comp. Underwriting notes and minimum premium Underwriting focuses on class mix, payroll accuracy, and safety practices. New ventures are reviewed on their operations and controls. Minimum premiums start at NCCI minimums; E-Mod considerations typically range from 0.60 to 1.75. Risks outside the appetite (see Program Highlights) will generally be declined or referred. Territories and admitted status Midlands provides coverage in all available states, including major markets such as CA, TX, FL, and NY, and is positioned to place admitted business where appropriate. Contact Midlands to confirm availability and admitted vs. non-admitted options for a specific state. Why place this business with Midlands? As a Managing General Agency and carrier, Midlands combines access to multiple markets with deep underwriting expertise. Agents get: Dedicated underwriters who understand small-business exposures Fast turnaround and responsive service Flexible payment structures, including pay-as-you-go Bundling opportunities to reduce client premium Let Midlands' underwriters support you in placing small-business Workers' Compensation risks with confidence. For program details or to become appointed, email: [email protected] Our team of experts is here to help! Frequently Asked Questions What types of accounts are a good fit for this Workers' Compensation program?This program fits light- to moderate-risk small businesses such as retailers, restaurants, artisan contractors, healthcare providers, daycare centers, and similar operations. Are new ventures eligible for coverage?Yes. New businesses are considered, subject to underwriting review of operations and safety controls. Which states is this program available in?The program is available in a wide range of states, including CA, TX, FL, GA, IL, and many others. Contact Midlands to confirm availability in a particular state. What coverages can be bundled for additional savings?You can bundle Workers' Compensation with a Business Owners Policy (BOP) and receive a 10% discount when both are bound together. What types of risks are ineligible for this program?Ineligible classes include staffing & PEOs, oil & gas operations, crane operations, roofing and work above two stories, and long-haul trucking. Need help placing an account? Connect with a market specialist.

```html Safehold Special Risk offers a comprehensive Sports and Entertainment Insurance Program tailored specifically for the unique risks faced by sports venues, entertainment facilities, and event organizers. With over 30 years of industry expertise, Safehold is a trusted partner for agents and brokers looking to place complex and high-exposure accounts across all 50 states. Overview of the Program From Safehold Special Risk Safehold Sports and Entertainment delivers customized risk management solutions supported by deep industry knowledge and national reach. As one of the largest insurers of sports and entertainment venues in the U.S., Safehold works with a wide array of clients—from professional sports leagues and large convention centers to amphitheaters, racetracks, and special event organizers. The program is available on both admitted and non-admitted paper, depending on the risk and jurisdiction. With in-house underwriting and actuarial support, Safehold designs cost-effective insurance solutions that address the specific exposures faced by each facility or event. Dedicated claims adjusters and proactive loss control specialists help reduce risk and improve outcomes for insureds. Ideal Accounts and Appetite This program is an excellent fit for agents and brokers placing business for clients in the following categories: Sports facilities and fields Fitness clubs and athletic centers Large sporting venues (professional and collegiate) Convention centers and auditoriums Amphitheaters and performing arts theaters Ice rinks, aquatic centers, and racquet clubs Horse and dog racing tracks Leagues, associations, and tournaments One-time and recurring special events If you have a client planning a large outdoor concert, operating a regional ice rink, or managing a collegiate sports complex, this program can help safeguard them against the complex liability and property exposures they face. Coverage Highlights and Advantages Safehold's Sports and Entertainment Program offers a wide range of coverages to protect against both common and unique risks, including: General liability, including athletic participant and spectator liability Liquor liability for venues serving alcohol Property coverage including crime and business income Equipment breakdown Workers’ compensation Excess liability Participant accident liability Special event liability and event cancellation Risk management support is built into the program, with proactive safety and security consultations provided by experienced specialists. Claims are handled by adjusters who understand the nuances of sports and entertainment exposures. Underwriting Notes and Minimum Premiums Safehold’s in-house underwriting team evaluates each submission based on the specific type of venue or event, attendance, activities, and risk profile. While no minimum premium is publicly listed, the program is designed for accounts with meaningful exposures and a need for tailored coverage solutions. Submissions should include thorough risk details to facilitate efficient quoting. Territories and Availability This program is available in all 50 states, including the District of Columbia. Whether your client is located in California, Texas, New York, or anywhere else in the U.S., Safehold can help you place their sports or entertainment risk. Why Work With Safehold Special Risk? As a seasoned program administrator with a national presence, Safehold Special Risk brings unmatched expertise to the sports and entertainment niche. Their in-house underwriting, industry-focused claims handling, and proactive risk services make them a valuable partner for agents and brokers looking to place challenging accounts. With decades of experience and a strong track record, Safehold helps you deliver the right coverage for your clients—on time and on target. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for sports facilities, entertainment venues, fitness clubs, event organizers, racetracks, and leagues or associations seeking specialized liability and property protection. Is this program available nationwide?Yes, Safehold’s Sports and Entertainment Insurance Program is available in all 50 states and the District of Columbia. Does the program offer coverage for special events?Yes, special event liability and cancellation coverage are available for both one-time and recurring events. Are liquor liability and athletic participant liability included?Yes, both liquor liability and athletic participant liability are among the many coverages offered under this program. What information is needed to submit a risk?Submissions should include details about the venue or event, expected attendance, activities, prior losses, and any risk management procedures in place. Need help placing an account? Connect with a market specialist. ```