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Comprehensive Non-Profit Insurance Program From Victor O. Schinnerer & Company Victor O. Schinnerer & Company, Inc. offers a robust Non-Profit Insurance program designed to meet the evolving liability needs of non-profit organizations. As a leading Managing General Underwriter (MGU), Schinnerer provides agents and brokers with access to broad and competitive coverage through Navigators Insurance Company. This program is available in all 50 states and the District of Columbia, offering flexibility and reach for your clients across the country. Ideal Accounts and Appetite This program is tailored for a wide range of non-profit entities. Target classes include, but are not limited to: Adoption agencies Agricultural cooperatives Chambers of commerce Charitable organizations Clubs and social grou...tions Golf and country clubs Museums and historical societies Political clubs Quasi-governmental organizations Homeowner and condo associations (select) Senior care and social service providers Student exchange and education programs Trade and professional associations If you work with non-profit clients that engage in community development, advocacy, education, or member-based services, this program may be an excellent fit. For example, you might have a client operating a regional senior care service or a professional trade group—both would fall well within the program’s appetite. Coverage Highlights and Advantages Schinnerer’s Non-Profit Insurance program offers claims-made policies with flexible and broad protection, including: Directors & Officers (D&O) liability Fiduciary liability Employment Practices Liability (EPL) Key coverage features include: Shared or separate limits for different coverage parts Defense costs outside the limits of liability Defense coverage for wage and hour claims A softened D&O hammer clause to support better claims outcomes These features are designed to address the real-world exposures non-profits face around governance, hiring practices, and fiduciary responsibilities. Underwriting Notes and Minimum Premiums The program has a minimum premium of $650, making it an accessible solution for smaller and mid-sized non-profits. Deductible structures are competitive, with: $0 minimum deductible for D&O coverage $1,000 minimum deductible for EPL coverage Limits are available up to $5 million, depending on the size and risk profile of the organization. Underwriting is responsive and experienced in handling the nuances of non-profit operations. Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia. Whether your client is based in California, Florida, Texas, or any other state, Schinnerer can provide compliant and reliable coverage solutions. Why Work With Victor O. Schinnerer & Company? With decades of experience in specialty underwriting, Victor O. Schinnerer & Company has built a reputation for deep expertise and dependable service. Their Non-Profit Insurance program is backed by a strong carrier, Navigators Insurance Company, and is supported by underwriters who understand the unique challenges faced by non-profits. You get access to specialized coverage, fast quoting, and a partner who can help you place both routine and complex non-profit accounts. Frequently Asked Questions What types of non-profit organizations are eligible for this program?The program targets a wide range of non-profits, including charities, chambers of commerce, adoption agencies, foundations, clubs, trade associations, and more. What coverages are included in the Non-Profit Insurance program?Coverage includes Directors & Officers (D&O) liability, fiduciary liability, and Employment Practices Liability (EPL), with flexible limit options and key enhancements like defense outside the limits. Is this program available in all states?Yes, the Non-Profit Insurance program is admitted and available in all 50 states and the District of Columbia. What are the minimum premiums and deductibles?The minimum premium starts at $650. The minimum deductible is $0 for D&O coverage and $1,000 for EPL coverage. Who is the carrier backing this program?The program is underwritten through Navigators Insurance Company, a respected carrier in the specialty insurance market. Need help placing an account? Connect with a market specialist.

Conventions and industry events represent a major financial investment for associations, trade groups, and event organizers. These gatherings produce important revenue and provide education, networking, and visibility — but an unexpected cancellation, postponement, or disruption can create substantial loss. ShowDown® Event Cancellation Insurance for Conventions from BUA Insurance is designed to help agents place protection that preserves event revenue and reimburses prepaid costs when covered perils force changes. Overview of the Program From BUA Insurance As a Managing General Agency, BUA Insurance leverages relationships with multiple carriers to offer specialized event-cancellation solutions for conventions and multi-day meetings. This program is underwritten with event organizers and association clients in mind, and can be structured to cover lost revenue, nonrecoverable expenses, and added costs associated with postponement, relocation, or reduced attendance. Ideal Accounts and Appetite This program is a strong fit for agents placing: Professional and trade associations running annual conventions Chambers of commerce and regional business groups Industry organizations with national or multi-state meetings Producers of continuing-education conferences and large seminars Typical accounts include multi-day conferences with hundreds of attendees, significant venue and AV deposits, and speaker or exhibitor commitments. BUA will consider events of varying sizes; underwriting focuses on the event’s location, attendee profile, contractual obligations, and the timing of the submission. Example scenarios you might place with this program: An association with a $300,000 budget facing nonrefundable venue and speaker fees that need protection if officials must postpone due to a regional emergency. A national trade group that depends on exhibitor revenue and needs coverage for reduced attendance or failure to vacate the contracted convention center. Coverage Highlights and Advantages ShowDown® Event Cancellation Insurance for Conventions can be tailored to include: Cancellation, abandonment, postponement, and curtailment Interruption and relocation expenses Reduced attendance coverage and lost revenue Protection for prepaid costs, marketing expenses, and speaker or exhibitor fees Coverage for failure to vacate the venue where applicable Coverage terms and limits are molded to the client’s event profile so you can match protection to the most significant exposures. Underwriting Notes and Minimum Premiums Underwriting evaluates factors such as event budget, venue contract terms, attendee origin (domestic vs. international), force majeure language, and the amount of nonrefundable expense. Minimum premiums vary by carrier and by event size — BUA works with multiple markets to find competitive terms. Submit applications early (several months in advance when possible) to allow full review and to secure the best market placement. Note on admitted status: some available markets are admitted while others are non-admitted; availability and specific terms will depend on state and carrier appetite. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...UT, VT, VA, WA, DC, WV, WI, and WY. State-by-state eligibility and admitted versus non-admitted placement depend on carrier appointments. Why Work With BUA Insurance? BUA Insurance combines deep event-cancellation expertise with access to multiple carriers, giving you flexible placement options for complex or high-stakes conventions. As an MGA, BUA provides responsive underwriting guidance, customized terms, and assistance navigating contractual exposures so you can present well-packaged submissions to the markets. If you need help positioning an account or identifying the right coverage form, BUA’s market specialists will work with you through quoting and binding. Frequently Asked Questions What types of accounts are a good fit for this program?This program is well suited to trade associations, professional organizations, chambers of commerce, and event producers running conventions, conferences, or seminars that carry significant prepaid costs and revenue exposure. What kinds of losses does the policy cover?Policies can cover losses from cancellation, postponement, interruption, curtailment, relocation, reduced attendance, and related nonrecoverable expenses. Specific coverages depend on the negotiated policy language. Are there any restrictions on event size or type?Events of most sizes may be considered; underwriting reviews size, location, attendee profile, and contract terms to determine fit. Extremely high-risk exposures or poorly documented contracts may limit market options. Is the program available in my state?BUA offers this program in most U.S. states (see list above). Coverage and admitted status vary by carrier and state — contact BUA for state-specific guidance. How early should I submit an application?Submit as early as possible — ideally several months before the event — to allow time for underwriting, carrier selection, and any required endorsements or documentation. Need help placing an account? Connect with a market specialist.

Gateway Specialty Insurance offers a fast and reliable market for Special Event Insurance, providing brokers and agents with access to both Admitted and Non-Admitted carriers. Whether you're placing coverage for a small community fundraiser or a large-scale music festival, Gateway Specialty can help you quote and bind policies quickly and efficiently. Ideal Accounts and Event Types Our program is designed to accommodate a wide range of special events, including but not limited to: Beer Gardens and Beer Tents Car Shows and Motor Vehicle Events Concerts and Musical Performances Conventions, Trade Shows, and Exhibits Festivals and Parades Fundraisers and Picnics Private Parties and Weddings Sporting Events (amateur or non-professional) Other Miscellaneous Gatherings This program is ideal for agents working with clients who host one-time or short-term events, especially where liability, liquor, or cancellation exposures are a concern. Coverage Highlights and Advantages Coverage options available through Gateway Specialty Insurance may include: General Liability Liquor Liability Event Cancellation Weather Insurance Hole-in-One Coverage With access to USLI and other trusted carriers, we provide flexible solutions tailored to the unique risks of each event. Liquor liability and weather protection options are especially valuable for outdoor and licensed events such as beer festivals or wedding receptions. Underwriting Notes and Minimum Premiums Our underwriting team is responsive and knowledgeable, helping agents navigate quotes with minimal friction. Minimum premiums start at: General Liability: $225 Liquor Liability: $325 We accept submissions via applications or ACORD forms. There is no premium commitment or contract required, making it easy to place business with us. Territories and Availability This program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...WA, DC, WI, and WY. Why Work With Gateway Specialty Insurance? Gateway Specialty focuses on niche commercial markets, including special events, allied healthcare, nonprofit, and technology risks. We offer low minimum premiums, flexible billing options (agency and direct bill), and expert account management. Our non-admitted expertise allows us to handle unique or hard-to-place event risks quickly and efficiently. If you have a client planning a single-day concert or a weekend fundraising festival, we can help you secure the coverage they need—fast. For submissions, email your applications to submissions@gatewayspecialty.com or contact Anthony Vellutato at 877-977-4474 ext. 7044 or avellutato@gatewayspecialty.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for one-time or short-term special events such as concerts, festivals, fundraisers, weddings, and trade shows. What coverages are available for special events?We offer General Liability, Liquor Liability, Event Cancellation, Weather Insurance, and Hole-in-One coverage, depending on the event type. Are both admitted and non-admitted markets available?This program is placed through non-admitted markets, primarily USLI, allowing greater flexibility for unique and higher-risk events. What are the minimum premiums for this program?Minimum premiums start at $225 for General Liability and $325 for Liquor Liability coverage. How can I submit an application?You can email completed applications or ACORD forms to submissions@gatewayspecialty.com for a fast turnaround. Need help placing an account? Connect with a market specialist.

Performing Arts Insurance Program from Gateway Specialty Insurance Gateway Specialty Insurance provides a focused wholesale program that helps agents and brokers place insurance for nonprofit performing arts organizations. The program is built for creative, volunteer-driven groups — from community theaters to regional orchestras — and is sized to protect the common liability and property exposures these clients face. Ideal Accounts and Appetite This program targets nonprofit performing arts entities, including: Ballet companies Choirs and vocal ensembles Comedians and improv/comedy groups Dance troupes and performance ensembles Musical groups and chamber ensembles Orchestras and symphonies Theater and drama groups Typical fits are nonprofit organizations with modest annual revenues, volunteer staff, rented or shared rehearsal space, and portable props or instruments. Organizations with significant for-profit activities, touring with high-value special effects, or unusually hazardous productions may fall outside appetite. Coverage Highlights and Advantages Gateway Specialty’s Performing Arts Insurance program brings together common coverages performing arts nonprofits need, with flexibility to tailor limits where appropriate: Directors & Officers (D&O) Liability — protection for board members and leadership against management-related claims. Employment Practices Liability (EPLI) — coverage for claims arising from employment-related allegations. General Liability — primary protection for third-party bodily injury and property damage at performances and rehearsals. Property Coverage — options for owned or leased premises, including contents and building exposures. Inland Marine — coverage for musical instruments, costumes, portable sound/lighting equipment, and other movable property. The program places business with highly rated carriers, including USLI and Alliance of Nonprofit, and offers admitted and non-admitted paper in select states to match each account’s needs. Underwriting Notes and Minimum Premiums Gateway Specialty keeps submissions simple for eligible risks. Minimum premiums typically fall between $400 and $750, which makes the program accessible for smaller nonprofit groups. For well-qualified accounts, underwriters can often return same-day or next-day indications. When submitting, include basic financials, details on volunteer versus paid staff, descriptions of performance venues and frequency, and a list of high-value portable items (instruments, sets, lighting). High-risk activities, significant gross receipts from commercial operations, or frequent out-of-state touring should be disclosed up front. Territories and Availability The program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR..., UT, VT, VA, WA, DC, WI, and WY. Admitted coverage is available in some states; non-admitted options are used where needed to secure capacity. Why Work With Gateway Specialty Insurance? As a wholesale broker focused on nonprofit insurance, Gateway Specialty combines specialty underwriting, responsive service, and access to A++ rated markets. Agents benefit from underwriters familiar with performing arts exposures and the flexibility to place admitted or non-admitted paper based on the client and location. Example scenarios you can place through this program: A community theater nonprofit that needs general liability and property coverage for a season of six productions, plus inland marine for props and costumes. A regional youth orchestra that requires D&O and EPLI coverage for a volunteer board and protection for high-value instruments transported between rehearsal sites. To learn more about Gateway Specialty’s A++ rated admitted and non-admitted options, see their product detail page and request a quote via the existing link: insurance for nonprofit performing arts. Frequently Asked Questions What types of accounts are a good fit for this program?Nonprofit performing arts organizations such as theater groups, choirs, orchestras, comedy troupes, and dance ensembles are ideal fits. Is coverage available on an admitted basis?Yes, admitted coverage is available in some states. Non-admitted options are also offered depending on the risk and location. What is the typical minimum premium for this program?Minimum premiums generally range from $400 to $750, depending on the type and size of the risk. Can I get a quote quickly?Yes, Gateway Specialty Insurance can often provide a same-day or next-day quote for qualified submissions. Which carriers are used for this program?This program is backed by trusted carriers including USLI and Alliance of Nonprofit, offering A++ rated coverage options. Need help placing an account? Connect with a market specialist.

When it comes to insuring 501(c)(3) organizations, Gateway Specialty Insurance offers agents and brokers reliable access to top-rated admitted and non-admitted markets. Our program is designed to meet the unique challenges nonprofit organizations face, offering quick quotes, competitive commissions, and value-added resources to help you place and retain this specialized business. Ideal Accounts and Appetite Gateway Specialty Insurance focuses on a wide range of nonprofit 501(c)(3) organizations. Our program is a great fit for: Charities and foundations Animal rescue and rehabilitation groups Arts and cultural organizations Public safety and community outreach programs Victim advocacy and rehabilitation services You might have a client running a local arts nonprofit or an animal shelter that relies on volunteers and donations. These are the types of accounts we’re equipped to insure efficiently and competitively. Coverage Highlights and Advantages We understand that nonprofits have limited budgets but significant exposure. Our program includes access to broad coverage options through trusted carriers such as USLI and Alliance of Nonprofit. Key advantages include: Same-day or next-day quotes available in most cases Free or discounted risk management tools and resources Optional coverage enhancements tailored for nonprofit exposures Access to both admitted and non-admitted markets Underwriting Notes and Minimum Premiums Our minimum premium for this program starts at $735, making it accessible for even small nonprofit organizations. We do not require a premium commitment or contract, and we offer both agency bill and direct bill options depending on the carrier and market. Territories and Availability This program is available in most states, including but not limited to: CA, TX, FL, NY, IL, PA, OH, GA, NC, and WA. We currently serve clients in 48 states plus Washington, D.C., giving you extensive reach for your nonprofit clients nationwide. Why Work With Gateway Specialty Insurance? Gateway Specialty Insurance is a wholesale broker with deep expertise in nonprofit accounts. Our team knows how to navigate the underwriting process for 501(c)(3) organizations and delivers fast turnaround times and responsive service. We also specialize in allied healthcare and technology accounts, so if your client’s nonprofit has crossover with healthcare or tech, we can accommodate those needs as well. Email applications or ACORDs to submissions@gatewayspecialty.com or contact Anthony Vellutato at 877-977-4474 ext 7044 or avellutato@gatewayspecialty.com with questions. In addition to nonprofit organizations we specialize in writing allied healthcare and technology accounts. Low minimum premiums, no contract or premium commitment and expert account management make getting and selling a quote easy. Agency bill and direct bill is available with several of our admitted markets. Frequently Asked Questions What types of accounts are a good fit for this program?This program works well for 501(c)(3) nonprofits such as charities, animal rescue groups, victim support services, arts organizations, and public safety initiatives. What is the minimum premium for nonprofit insurance?The minimum premium starts at $735, making it accessible for small and mid-sized nonprofit organizations. Are both admitted and non-admitted markets available?Yes, Gateway Specialty Insurance offers access to both admitted and non-admitted markets depending on the risk and location. In which states is this program available?The program is available in most U.S. states, covering 48 states plus Washington, D.C. How quickly can I get a quote?Many quotes are available the same day or next day, depending on the completeness of the submission. Need help placing an account? Connect with a market specialist. ...

Need insurance for nonprofit baseball leagues, teams, camps, clinics, or events? Gateway Specialty Insurance offers a dedicated insurance program designed to meet the unique needs of youth baseball organizations. Whether you’re insuring a single team or an entire league, our flexible coverage options can be written on a monoline or package basis to fit your client’s needs. Ideal Accounts and Appetite Our program is tailored for nonprofit baseball organizations, including: Youth baseball leagues and teams Baseball camps and clinics Baseball-themed special events or tournaments Accounts should be nonprofit in nature and focused on community or youth engagement. Whether you're working with a seasonal league or a traveling camp, we offer solutions that help manage risk and reduce cost. Coverage Highlights and Advantages Available coverages include: General Liability Directors & Officers (D&O) Liability Employment Practices Liability (EPL) Crime Inland Marine Property Coverage Our insureds also benefit from value-added resources like our small business resource center, which offers free and discounted background checks—ideal for volunteer-driven organizations. These tools can help your clients save hundreds of dollars each year while staying compliant and protected. Underwriting Notes and Minimum Premiums We offer competitive minimum premiums to accommodate a wide range of account sizes: $1,750 for GL/D&O/EPL/IM/Property package $1,200 for GL/D&O/EPL $300 for standalone General Liability Submissions are simple—email applications or ACORD forms to submissions@gatewayspecialty.com. For questions, contact Anthony Vellutato at 877-977-4474 ext. 7044 or avellutato@gatewayspecialty.com. Territories and Availability This program is available in most states, including but not limited to: AL, AZ, CA, FL, IL, NY, PA, TX, WA, and many others. Most options are written on an admitted basis through USLI. Why Work With Gateway Specialty Insurance? Gateway Specialty Insurance is a wholesale broker that focuses on niche nonprofit, allied healthcare, and technology segments. We make it easy for agents to quote and bind coverage with no production commitment or contract required. Our expert underwriters understand the unique exposures faced by youth sports organizations and deliver fast, reliable service. Agency bill and direct bill options are available with several of our admitted markets, helping you simplify placement and billing. Frequently Asked Questions What types of accounts are a good fit for this baseball insurance program?This program is ideal for nonprofit youth baseball leagues, teams, camps, clinics, and baseball-related events. Can I submit a monoline General Liability risk?Yes, monoline General Liability is available with a minimum premium starting at $300. Are background checks included or available?Yes, our small business resource center offers free and discounted background checks to help organizations manage volunteer risk. What states is this program available in?The program is available in most states, including CA, TX, FL, NY, and many others across the U.S. Which carrier writes this program?The program is written through USLI, offering admitted coverage options in most states. Need help placing an account? Connect with a market specialist. ...