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Gateway Specialty Insurance provides a competitive insurance program tailored specifically for nonprofit organizations — including chambers of commerce, booster clubs, parent-teacher associations, foundations, trade associations, and membership groups. As a wholesale broker with access to USLI and other top-rated markets, Gateway Specialty helps retail agents place comprehensive, affordable coverage for these unique risks. Overview of the Program From Gateway Specialty Insurance Nonprofit organizations serve vital roles in their communities but carry distinct liability and operational exposures. Gateway Specialty’s nonprofit program is structured to make quoting and placement simple for agents. You can expect straightforward submission requirements, fast turnaround (often same-day or next business day), and access to admitted markets where available—helpful when clients prefer admitted paper. Ideal Accounts and Appetite This program is designed for 501(c)(3) and similar nonprofit entities that need coverage for daily operations, board exposures, and fundraising or public events. Target classes include: Chambers of Commerce Booster Clubs and School Support Groups Parent-Teacher Associations (PTAs) Foundations and Charitable Trusts Trade and Professional Associations Membership-based nonprofits Good fits are organizations that run periodic fundraising events, manage volunteers, or maintain a governing board. Typically this program favors groups with straightforward operations and limited or well-managed event risk. Complex nonprofits with substantial property portfolios, high volunteer payroll exposure, or unusual licensing needs may require alternative markets. Coverage Highlights and Advantages Policies can be written as a package or monoline to match each client’s needs. Principal coverage options include: Business Owners Policy (BOP) Directors & Officers (D&O) and Employment Practices Liability (EPLI) Special Events Liability Crime Coverage (including Employee Dishonesty) Hired and Non-Owned Auto Liability (in most states) Umbrella Liability Gateway also offers complimentary risk management resources to help insureds lower exposures and meet venue or grant requirements. Underwriting Notes and Minimum Premiums The program accepts submissions with no appointment requirement and no premium commitment to quote. Minimum premium starts at $500, allowing placement of many small and mid-sized nonprofits. Underwriters typically review governance practices, event frequency and size, volunteer screening, and any fundraising/raffle activities. Provide ACORD forms and event details to speed quoting. Territories and Availability Available in most states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...T, VT, VA, WA, DC, WI, and WY. Most markets are admitted, which can simplify claims handling and compliance for insureds. Why Work With Gateway Specialty Insurance Gateway Specialty combines wholesale distribution with access to top carriers like USLI, experienced underwriting for nonprofits, and responsive account management. Agents benefit from fast quotes, flexible packaging, and no appointment barrier to submit. Whether you’re placing a single small PTA or managing a portfolio of membership associations, Gateway aims to deliver professional service and competitive terms. To submit an application, email your ACORD forms to submissions@gatewayspecialty.com. For questions, contact Anthony Vellutato at 877-977-4474 ext. 7044 or avellutato@gatewayspecialty.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for nonprofit organizations such as chambers of commerce, booster clubs, PTAs, foundations, and membership groups. Is there a minimum premium required?Yes. The minimum premium for this program starts at $500, making it affordable for small and mid-sized organizations. What coverages are available?Coverage options include BOP, D&O, EPLI, special events, crime, hired/non-owned auto, and umbrella. Policies can be written as package or monoline. Do agents need an appointment to submit business?No. There is no appointment or premium commitment required to submit nonprofit business to Gateway Specialty. How quickly can I get a quote?Gateway Specialty offers same-day or next-day turnaround on most nonprofit submissions when complete ACORDs and event details are provided. Need help placing an account? Connect with a market specialist.

Bailey Special Risks, Inc. offers a comprehensive Non Profit Package designed specifically for not-for-profit organizations with fewer than 50 employees. This program delivers a broad range of essential coverages bundled into one convenient solution, making it easier for agents and brokers to meet the unique insurance needs of nonprofit clients. Whether your client is a charitable foundation, a community service group, or a trade association, this package is built to protect their people, property, and operations. Ideal Accounts and Appetite This program is ideal for small to mid-sized nonprofit organizations operating across various sectors. Eligible classes include: Chambers of Commerce Trade Associations Art and Cultural Organizations Community Service Organizations Foundations Business Associations Charitable Organizations Counseling and Referral Services If you work with nonprofit clients seeking broad coverage options and streamlined underwriting, this program offers a strong market opportunity. Coverage Highlights and Advantages The Non Profit Package from Bailey Special Risks is structured to provide critical protections across multiple areas of exposure: Directors & Officers and Employment Practices Liability Separate limits of liability Defense costs paid outside the policy limits Unlimited Extended Reporting Period for former directors and officers Businessowners Package Special form property coverage Occurrence-form General Liability Automatic coverage for volunteers Special Events Coverage Includes up to three events annually with up to 100 attendees at no additional charge Liquor Liability available in most states Events with up to 1,000 attendees considered Professional Liability and Abuse & Molestation Separate limits of liability Coverage provided on an occurrence form This bundled approach allows agents to offer nonprofits a well-rounded risk management solution without piecing together separate policies. Underwriting Notes and Minimum Premiums The program is underwritten by United States Liability Insurance Group, known for its financial strength and expertise in specialty markets. While minimum premiums may vary by class and state, the program is structured to be competitively priced for smaller nonprofit operations. Submissions should include a completed application and any relevant event or financial details for faster quoting. Territories and Availability This Non Profit Package is available on a non-admitted basis in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD...UT, VA, WV, WI, WY Why Work With Bailey Special Risks, Inc. Bailey Special Risks is a trusted wholesale broker with expertise in placing specialty risks for nonprofit organizations. With access to top-rated carriers and a responsive underwriting team, BSR helps agents secure tailored solutions for complex nonprofit exposures. If you’re looking to place a nonprofit account that needs both D&O and GL, or an organization that hosts fundraising events, this program offers the flexibility and breadth to meet their needs. Frequently Asked Questions What types of nonprofit organizations are eligible for this program?Eligible classes include chambers of commerce, trade associations, charitable organizations, community service groups, and similar 501(c) entities with fewer than 50 employees. Does the program include coverage for special events?Yes, the policy includes up to three events per year with up to 100 attendees at no charge. Larger events and liquor liability can also be considered depending on the state. Are volunteers automatically covered under the policy?Yes, the Businessowners Package automatically includes coverage for volunteers, an important feature for many nonprofit operations. What states is this program available in?The program is available in 40+ states, including CA, TX, FL, NY, IL, and GA. It is written on a non-admitted basis. Who is the carrier for this program?The program is underwritten by United States Liability Insurance Group, a respected provider of specialty insurance products. Need help placing an account? Connect with a market specialist.

The helpful, knowledgeable team at Insential, Inc. is here to support agents and brokers in placing the right coverage for a wide range of nonprofit clients. With deep experience in the nonprofit sector, we understand the unique challenges these organizations face—whether it’s limited funding, volunteer shortages, or reputational risks. Our Nonprofit Insurance program is designed to help you protect these mission-driven organizations with tailored coverage solutions from trusted carriers. Insurance Solutions for a Wide Range of Nonprofits Nonprofits vary widely in size, mission, and operations, and so do their insurance needs. At Insential, we offer access to a broad selection of markets to help you place coverage for both small community-based nonprofits and large established institutions. We provide solutions for: Religious Institutions ... Lynn Powers 630-571-6393 Frequently Asked Questions What types of nonprofit accounts are a good fit for this program?We target a broad spectrum of nonprofit organizations, including religious groups, youth camps, schools, healthcare agencies, humane societies, and more. Both small and large entities are welcome. Are admitted and non-admitted options available?Yes. We offer access to both admitted and non-admitted markets, depending on the specific risk profile and location of the nonprofit organization. Which states is this program available in?The program is available in most U.S. states, including CA, TX, IL, NY, and many others. Contact us to confirm availability for specific states. What coverages can I expect to access through this program?Depending on the account, coverages may include General Liability, D&O, Professional Liability, Cyber, Abuse & Molestation, Property, and more. What is the typical minimum premium?Minimum premiums vary by account and carrier. Contact us to discuss your client's specific needs and we’ll help identify appropriate options. Need help placing an account? Connect with a market specialist.

Conventions and industry events represent a major financial investment for associations, trade groups, and event organizers. These gatherings produce important revenue and provide education, networking, and visibility — but an unexpected cancellation, postponement, or disruption can create substantial loss. ShowDown® Event Cancellation Insurance for Conventions from BUA Insurance is designed to help agents place protection that preserves event revenue and reimburses prepaid costs when covered perils force changes. Overview of the Program From BUA Insurance As a Managing General Agency, BUA Insurance leverages relationships with multiple carriers to offer specialized event-cancellation solutions for conventions and multi-day meetings. This program is underwritten with event organizers and association clients in mind, and can be structured to cover lost revenue, nonrecoverable expenses, and added costs associated with postponement, relocation, or reduced attendance. Ideal Accounts and Appetite This program is a strong fit for agents placing: Professional and trade associations running annual conventions Chambers of commerce and regional business groups Industry organizations with national or multi-state meetings Producers of continuing-education conferences and large seminars Typical accounts include multi-day conferences with hundreds of attendees, significant venue and AV deposits, and speaker or exhibitor commitments. BUA will consider events of varying sizes; underwriting focuses on the event’s location, attendee profile, contractual obligations, and the timing of the submission. Example scenarios you might place with this program: An association with a $300,000 budget facing nonrefundable venue and speaker fees that need protection if officials must postpone due to a regional emergency. A national trade group that depends on exhibitor revenue and needs coverage for reduced attendance or failure to vacate the contracted convention center. Coverage Highlights and Advantages ShowDown® Event Cancellation Insurance for Conventions can be tailored to include: Cancellation, abandonment, postponement, and curtailment Interruption and relocation expenses Reduced attendance coverage and lost revenue Protection for prepaid costs, marketing expenses, and speaker or exhibitor fees Coverage for failure to vacate the venue where applicable Coverage terms and limits are molded to the client’s event profile so you can match protection to the most significant exposures. Underwriting Notes and Minimum Premiums Underwriting evaluates factors such as event budget, venue contract terms, attendee origin (domestic vs. international), force majeure language, and the amount of nonrefundable expense. Minimum premiums vary by carrier and by event size — BUA works with multiple markets to find competitive terms. Submit applications early (several months in advance when possible) to allow full review and to secure the best market placement. Note on admitted status: some available markets are admitted while others are non-admitted; availability and specific terms will depend on state and carrier appetite. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...UT, VT, VA, WA, DC, WV, WI, and WY. State-by-state eligibility and admitted versus non-admitted placement depend on carrier appointments. Why Work With BUA Insurance? BUA Insurance combines deep event-cancellation expertise with access to multiple carriers, giving you flexible placement options for complex or high-stakes conventions. As an MGA, BUA provides responsive underwriting guidance, customized terms, and assistance navigating contractual exposures so you can present well-packaged submissions to the markets. If you need help positioning an account or identifying the right coverage form, BUA’s market specialists will work with you through quoting and binding. Frequently Asked Questions What types of accounts are a good fit for this program?This program is well suited to trade associations, professional organizations, chambers of commerce, and event producers running conventions, conferences, or seminars that carry significant prepaid costs and revenue exposure. What kinds of losses does the policy cover?Policies can cover losses from cancellation, postponement, interruption, curtailment, relocation, reduced attendance, and related nonrecoverable expenses. Specific coverages depend on the negotiated policy language. Are there any restrictions on event size or type?Events of most sizes may be considered; underwriting reviews size, location, attendee profile, and contract terms to determine fit. Extremely high-risk exposures or poorly documented contracts may limit market options. Is the program available in my state?BUA offers this program in most U.S. states (see list above). Coverage and admitted status vary by carrier and state — contact BUA for state-specific guidance. How early should I submit an application?Submit as early as possible — ideally several months before the event — to allow time for underwriting, carrier selection, and any required endorsements or documentation. Need help placing an account? Connect with a market specialist.

Non-Profit D&O Insurance from Preferred Concepts LLC Preferred Concepts LLC, through Mercator Risk Services, offers tailored Directors & Officers (D&O) Liability insurance for a wide range of non-profit organizations. Whether your client is a community-based foundation, a religious group, or a professional association, this program provides flexible coverage options to meet their unique operational risks. With access to multiple carriers and expertise in specialty risks, Mercator is a go-to wholesale broker for agents and brokers seeking comprehensive solutions for non-profit clients. Ideal Accounts and Appetite This program is designed for a broad spectrum of non-profit organizations, including but not limited to: Social service agencies Trade and professional associations Homeowners associations Private and recreational clubs Religious organizations Chambers of commerce Museums and cultural institutions Community and charitable foundations Hard-to-place and distressed accounts are also considered, including those with prior claims or financial concerns. If you have a client with a complex risk profile, Mercator can help structure a solution that fits. Coverage Highlights and Advantages Non-profit organizations face a wide range of exposures related to governance, employment practices, and professional services. This program offers flexible policy forms that can be customized based on your client’s needs. Coverage options include: Directors & Officers (D&O) Liability Employment Practices Liability (EPL) Professional Liability / Errors & Omissions (E&O) Many policy forms combine these coverages into a single product often referred to as "non-profit D&O." It is essential that the insured reviews the policy form to ensure it aligns with their operational exposures and expectations. Coverage is available for officers, directors, employees, and volunteers—helping to protect against claims involving fiduciary duties, employment disputes, and more. Underwriting Notes and Application Process Mercator Risk Services will accept most standard applications (excluding renewal apps), or can provide a tailored application specific to your client's situation. They are experienced in handling both straightforward and complex risks, including those with prior losses or financial challenges. There is no listed minimum premium, but the program is competitively priced and scalable depending on the size and risk profile of the organization. Territories and Availability This program is available on a non-admitted basis in all 50 states and Washington, D.C., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR... WA, WV, WI, and WY. Why Work With Preferred Concepts and Mercator Risk Services Preferred Concepts LLC partners with Mercator Risk Services to bring you specialized market access and underwriting expertise for non-profit D&O risks. Their ability to handle both standard and unusual risks—such as financially impaired entities or those with prior claims—makes them a strong partner for agents and brokers looking to grow in the non-profit space. With responsive service, market access, and the flexibility to tailor coverage, Mercator is a valuable resource for your non-profit accounts. For more information, call (860) 527-9717 or email info@mercatorpro.com. Additional resources can be found at www.mercatorpro.com. Frequently Asked Questions What types of non-profit accounts are a good fit for this program?This program is ideal for social service agencies, religious organizations, professional associations, private clubs, and other 501(c)(3) or similar entities. Hard-to-place risks with prior claims or financial issues are also considered. Can coverage be customized for different types of non-profits?Yes, policy forms can be tailored to include D&O only, or expanded to include EPL and E&O, depending on the client’s operational needs and exposures. Is there a specific application required?Mercator Risk Services accepts most standard applications, excluding renewals. They can also provide a specialized application tailored to your client’s risk profile. Is this program available in all states?Yes, the program is available on a non-admitted basis in all 50 states and Washington, D.C. Does the program accept accounts with prior claims?Yes, the program is designed to accommodate distressed or hard-to-place accounts, including those with prior claims or financial difficulties. Need help placing an account? Connect with a market specialist.

Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program — Custom D&O Solutions for Nonprofits Nonprofit organizations face exposures that differ significantly from for-profit entities. From event fundraising and volunteer management to regulatory oversight and board governance, nonprofits need D&O protection crafted for their mission, budgets, and volunteer-driven operations. The Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program from Affinity Specialty Program Network (ASPN), offered in partnership with carriers such as Hartford Financial Products, delivers tailored coverage and flexible limits designed specifically for a wide variety of nonprofit organizations. Ideal Accounts and Appetite Our program is a strong match for a broad spectrum of nonprofits, including: Alumni associations Chambers of commerce Country clubs Cemeteries Concerts and festivals Fitness clubs Foundations and fraternal organizations Historical and humane societies Land trusts and preservation groups Libraries and museums Rotary clubs Social service organizations Sporting events and symphony orchestras Theaters and performing arts groups If your client’s nonprofit is involved in community enrichment, education, professional development, or the arts and relies on volunteer leadership or public fundraising, this program is worth considering. Examples you can place here: A small community theater that runs seasonal productions, engages volunteers, and sells tickets — needs board and executive protection plus event-related exposures. A mid-size land trust that manages land projects, accepts donations and grants, and has a volunteer board — needs D&O plus fiduciary considerations for grant administration. Coverage Highlights and Advantages This D&O program provides comprehensive protection for nonprofit directors, officers, trustees, and key employees. Key features include: Liability limits up to $10,000,000 Defense costs typically paid outside the limit of liability Employment Practices Liability (EPL) including third-party coverage Personal injury and publishers liability Fiduciary (ERISA) defense cost coverage Duty-to-defend and entity identity (fraud) coverage extensions Expanded definition of loss including punitive and multiplied damages where insurable Broad insured definition covering part-time, seasonal, leased, and loaned employees Spousal/domestic partner coverage extension Breach of contract defense for non-employment disputes Sublimits for IRS 10% penalty tax and other regulatory fines Worldwide territory for most claims We also offer complementary products that let you build broader protection for nonprofit clients, including Showstoppers® Event Cancellation Insurance, Special Event General Liability, and Volunteer Accident Medical coverage. Underwriting Notes and Minimum Premiums Underwriting focuses on the nonprofit’s mission, governance practices, financial controls, volunteer exposure, and event activity. Minimum premiums vary by account size and risk characteristics; the program is positioned to be budget-conscious while preserving key coverages. ASPN’s underwriting team is experienced with nonprofit risk profiles and can work with you on policy wording, limits, and retention structure to place the account effectively. Territories and Availability This program is available on an admitted basis in all 50 states and Washington, DC: AL, AK, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR... WI, WY. Why Work With ASPN Affinity Specialty Program Network (ASPN) develops and manages niche insurance programs for targeted markets. For nonprofit D&O placements, ASPN provides: Access to admitted capacity with established carriers such as Hartford Financial Products Underwriters who understand nonprofit operations, volunteer governance, and event risks A streamlined quoting and placement process tailored for agents and brokers Options to bundle complementary products for event-heavy or volunteer-driven organizations Whether you represent a small local arts group or a multi-state foundation, ASPN’s program offers scalable protection to help shield leadership and support organizational continuity. All descriptions, summaries, or highlights of coverage are for general informational purposes only and do not amend, alter, or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Insurance license information Frequently Asked Questions What types of nonprofit accounts are a good fit for this program?This program is designed for a wide range of nonprofit organizations such as alumni associations, chambers of commerce, social service providers, arts groups, and land trusts. It is ideal for nonprofits with volunteer involvement, public fundraising, or board governance. What are the liability limits available through this program?The program offers liability limits of up to $10 million, with defense costs paid outside the limits in most cases to help preserve policy benefits. Does the program include coverage for employment-related claims?Yes, Employment Practices Liability Coverage (EPL) is included, covering claims such as wrongful termination, discrimination, and harassment. Is this program available nationwide?Yes, the Affinity Nonprofits D&O Liability Insurance Program is available in all 50 states and Washington, DC on an admitted basis. Are additional coverages available to complement the D&O policy?Yes, optional coverages include Event Cancellation Insurance, Special Event General Liability, and Volunteer Accident Medical coverage. Need help placing an account? Connect with a market specialist.

Fairs offer communities a unique opportunity to gather for entertainment, commerce, and education. Whether showcasing livestock, local produce, crafts, or hosting rides and special events, these gatherings involve a wide range of participants and exposures. American Specialty Insurance & Risk Services understands the complex risks associated with fairs and has designed a specialized insurance program that addresses these challenges with tailored coverages and services. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best Rated Carrier Admitted Coverage in All Available States Custom Program Forms and Rates Non-Auditable Policies 24-Hour Claims Service Dedicated In-House Underwriting & Claims Management Risk Management Consultation Online Agent Resources and Tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Liability Contingent Ride Liability Excess/Umbrella Liability Liquor Liability Automobile Property Crime Employee Benefits Liability Volunteer Accident Medical Workers Compensation Deductible/SIR Options Why Choose American Specialty for Your Fairs Clients? As a Managing General Underwriter with a long-standing reputation in the event and entertainment spaces, American Specialty offers a deep understanding of the unique exposures associated with fairs and similar events. Our in-house team handles underwriting, claims, risk management, and policy administration, giving agents a streamlined experience from submission to resolution. With program-specific forms and rating, we provide solutions that are designed—not adapted—for this class of business. You might have a client organizing a multi-day agricultural exhibition that includes livestock competitions, carnival rides, and food vendors. Or perhaps a regional trade show that includes indoor exhibits and live entertainment. These types of operations are exactly the risks we’re built to handle. Policies are available on an admitted basis across all 50 states and the District of Columbia. Minimum premiums vary depending on the size and scope of the event. Whether you're placing a one-time fair or looking for annual coverage for recurring events, we can help you find the right fit. For more information about our fairs insurance program and to access resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for county and state fairs, agricultural shows, exhibitions, livestock events, festivals, and vendors/exhibitors involved in such gatherings. Is the coverage admitted in all states?Yes, the program offers admitted coverage in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes, contingent ride liability and contingent fireworks liability are available as part of the program coverages. Does the program provide coverage for volunteers?Yes, volunteers can be named as additional insureds, and volunteer accident medical coverage is also available. Who underwrites and manages the claims?American Specialty handles underwriting, claims, risk management, and policy administration in-house for a streamlined experience. Need help placing an account? Connect with a market specialist. ...

Gateway Specialty Insurance offers a fast and reliable market for Special Event Insurance, providing brokers and agents with access to both Admitted and Non-Admitted carriers. Whether you're placing coverage for a small community fundraiser or a large-scale music festival, Gateway Specialty can help you quote and bind policies quickly and efficiently. Ideal Accounts and Event Types Our program is designed to accommodate a wide range of special events, including but not limited to: Beer Gardens and Beer Tents Car Shows and Motor Vehicle Events Concerts and Musical Performances Conventions, Trade Shows, and Exhibits Festivals and Parades Fundraisers and Picnics Private Parties and Weddings Sporting Events (amateur or non-professional) Other Miscellaneous Gatherings This program is ideal for agents working with clients who host one-time or short-term events, especially where liability, liquor, or cancellation exposures are a concern. Coverage Highlights and Advantages Coverage options available through Gateway Specialty Insurance may include: General Liability Liquor Liability Event Cancellation Weather Insurance Hole-in-One Coverage With access to USLI and other trusted carriers, we provide flexible solutions tailored to the unique risks of each event. Liquor liability and weather protection options are especially valuable for outdoor and licensed events such as beer festivals or wedding receptions. Underwriting Notes and Minimum Premiums Our underwriting team is responsive and knowledgeable, helping agents navigate quotes with minimal friction. Minimum premiums start at: General Liability: $225 Liquor Liability: $325 We accept submissions via applications or ACORD forms. There is no premium commitment or contract required, making it easy to place business with us. Territories and Availability This program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...WA, DC, WI, and WY. Why Work With Gateway Specialty Insurance? Gateway Specialty focuses on niche commercial markets, including special events, allied healthcare, nonprofit, and technology risks. We offer low minimum premiums, flexible billing options (agency and direct bill), and expert account management. Our non-admitted expertise allows us to handle unique or hard-to-place event risks quickly and efficiently. If you have a client planning a single-day concert or a weekend fundraising festival, we can help you secure the coverage they need—fast. For submissions, email your applications to submissions@gatewayspecialty.com or contact Anthony Vellutato at 877-977-4474 ext. 7044 or avellutato@gatewayspecialty.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for one-time or short-term special events such as concerts, festivals, fundraisers, weddings, and trade shows. What coverages are available for special events?We offer General Liability, Liquor Liability, Event Cancellation, Weather Insurance, and Hole-in-One coverage, depending on the event type. Are both admitted and non-admitted markets available?This program is placed through non-admitted markets, primarily USLI, allowing greater flexibility for unique and higher-risk events. What are the minimum premiums for this program?Minimum premiums start at $225 for General Liability and $325 for Liquor Liability coverage. How can I submit an application?You can email completed applications or ACORD forms to submissions@gatewayspecialty.com for a fast turnaround. Need help placing an account? Connect with a market specialist.

Fairs offer communities a unique opportunity to gather for entertainment, commerce, and education. Whether showcasing livestock, local produce, crafts, or hosting rides and special events, these gatherings involve a wide range of participants and exposures. American Specialty Insurance & Risk Services understands the complex risks associated with fairs and has designed a specialized insurance program that addresses these challenges with tailored coverages and services. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best Rated Carrier Admitted Coverage in All Available States Custom Program Forms and Rates Non-Auditable Policies 24-Hour Claims Service Dedicated In-House Underwriting & Claims Management Risk Management Consultation Online Agent Resources and Tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Liability Contingent Ride Liability Excess/Umbrella Liability Liquor Liability Automobile Property Crime Employee Benefits Liability Volunteer Accident Medical Workers Compensation Deductible/SIR Options Why Choose American Specialty for Your Fairs Clients? As a Managing General Underwriter with a long-standing reputation in the event and entertainment spaces, American Specialty offers a deep understanding of the unique exposures associated with fairs and similar events. Our in-house team handles underwriting, claims, risk management, and policy administration, giving agents a streamlined experience from submission to resolution. With program-specific forms and rating, we provide solutions that are designed—not adapted—for this class of business. You might have a client organizing a multi-day agricultural exhibition that includes livestock competitions, carnival rides, and food vendors. Or perhaps a regional trade show that includes indoor exhibits and live entertainment. These types of operations are exactly the risks we’re built to handle. Policies are available on an admitted basis across all 50 states and the District of Columbia. Minimum premiums vary depending on the size and scope of the event. Whether you're placing a one-time fair or looking for annual coverage for recurring events, we can help you find the right fit. For more information about our fairs insurance program and to access resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for county and state fairs, agricultural shows, exhibitions, livestock events, festivals, and vendors/exhibitors involved in such gatherings. Is the coverage admitted in all states?Yes, the program offers admitted coverage in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes, contingent ride liability and contingent fireworks liability are available as part of the program coverages. Does the program provide coverage for volunteers?Yes, volunteers can be named as additional insureds, and volunteer accident medical coverage is also available. Who underwrites and manages the claims?American Specialty handles underwriting, claims, risk management, and policy administration in-house for a streamlined experience. Need help placing an account? Connect with a market specialist. ...