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...cts and services are distributed exclusively through independent agents, broke...

In the United States, heart disease is the leading cause of death, and every 40 seconds someone has a stroke1. Treatment can be expensive, which is why APL offers our supplemental limited benefit plan to help with the financial costs of treating heart disease, heart attack, or stroke. Highlights (Policy Form HD/A/S-2 Series): Provides benefits for certain losses incurred as a direct result of Heart Disease, Heart Attack or Stroke Guaranteed renewable for life, subject to change in premiums by class Benefits may be paid directly to the insured, or can be assigned to a chosen hospital, treatment facility, or physician Simplified underwriting Can be continued at no increase in cost when the insured leaves employment Contact APL for more information on this product 1American Heart Association: "Heart Disease and Stroke Statistics, 2008 Update at a Glance" The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us. For Agent Use Only. Not For Consumer Distribution.