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...ofessional liability coverage for private equity and hedge fund managers throu...s of accounts are a good fit for the Private Equity and Hedge Funds program?Managers of private equity funds, hedge funds, and pooled inv...

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Preferred Concepts LLC, in partnership with Mercator Risk Services, offers a focused Architects & Engineers (A&E) Professional Liability program for a broad range of design and technical professionals. The program gives agents and brokers access to markets that handle both standard placements and hard-to-place A&E accounts. Whether your client is a sole practitioner or a larger firm with complex exposures, Mercator provides underwriting expertise and market relationships to help you place the business efficiently. Ideal Accounts and Appetite The program targets virtually all A&E classes, including: Residential and commercial architects Civil, structural, mechanical, electrical and HVAC engineers Construction managers and design/build firms Forensic engineers and telecommunications engineers Interior designers, landscape architects and urban planners Land surveyors Mercator is experienced with distressed and hard-to-place submissions. Clients with prior claims, unusual operations, or atypical risk profiles are routinely reviewed; many can be placed with appropriate underwriting and policy structure. Coverage Highlights and Advantages Mercator places A&E professional liability through several specialty carriers and can tailor solutions for specific operations and project exposures. Key program features include: Flexible form options: claims-made or occurrence Optional extensions for pollution, cyber, and technology-related liabilities Prior acts coverage available subject to underwriting Non-admitted placements that provide broader underwriting flexibility for complex or niche risks The program accommodates a wide variety of project types, from local residential work to large infrastructure projects. Underwriting Notes and Minimum Premiums Underwriting is pragmatic and submission-driven. Mercator will usually accept an existing application to begin review (renewal applications are excluded), or they can supply the appropriate form. Pricing is competitive and depends on class, revenue, project exposure, and loss history. If a submission is challenging, Mercator’s team will discuss structure options that improve placement prospects. Territories and Availability This Architects & Engineers program is available nationwide — all 50 states and the District of Columbia — enabling you to place business across your territory with consistent access to Mercator’s carrier panel. Why Work With Preferred Concepts and Mercator Risk Services? Preferred Concepts acts as a wholesale broker, pairing agents with Mercator’s specialty underwriting and market access. Mercator brings decades of experience placing professional liability for design professionals and focuses on service for accounts that fall outside standard underwriting boxes. From quick quote turnarounds to tailored submission strategies for difficult risks, Mercator supports agents throughout the placement process. For more information, call (860) 527-9717 or email [email protected]. You can also explore applications and product details at www.mercatorpro.com. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Architects & Engineers program?This program fits a wide range of A&E professionals—architects, civil and structural engineers, construction managers, design/build firms, and related design disciplines. Both standard and distressed risks are considered. Can I submit an existing application to get started?Yes. Mercator typically accepts standard applications (renewal applications are excluded). If you don’t have one, they will provide the appropriate form. Is this program admitted or non-admitted?This program is non-admitted, which allows broader underwriting flexibility and access to specialty markets for complex or hard-to-place risks. Which states is this program available in?The program is available nationwide, including all 50 states and the District of Columbia. What if my client has prior claims or is considered high-risk?Mercator has experience placing hard-to-place and distressed A&E accounts. Provide full loss details and firm operations up front so they can evaluate placement options and structure to address the exposure. Need help placing an account? Connect with a market specialist.

The miscellaneous professional liability (MPL) market presents a strong opportunity for agents and brokers seeking to expand their E&O offerings. With a wide variety of professionals now offering specialized business, financial, and personal services, the demand for tailored liability protection is growing rapidly. Preferred Concepts LLC, in partnership with Mercator Risk Services, offers a flexible solution for hard-to-place and unique MPL accounts through their Other Miscellaneous Professions program. Overview of the Program From Preferred Concepts This program is designed to serve a broad spectrum of professional service providers who may not fit neatly into traditional E&O categories. Whether your client is a specialty consultant, a marine surveyor, or a data provider, Preferred Concepts can help deliver comprehensive Errors & Omissions Liability coverage through Mercator’s underwriting expertise and market access. Mercator has successfully proposed coverage for over 60 types of miscellaneous professional accounts and is well-positioned to assist with both standard and distressed risks. Applications can begin using your existing forms (excluding renewals), or a tailored application can be provided to match your client’s profession. Ideal Accounts and Appetite This program targets a wide range of non-traditional professionals, including but not limited to: Specialty consulting firms Marine surveyors and safety inspectors Specialty financial and actuarial consultants Data providers, especially in flood insurance or environmental sectors Product development and specialized research firms Inspection, testing, and data processing services You might have a client who provides custom market analysis for third-party investors or a firm offering risk assessments for commercial real estate—these are great examples of accounts that can benefit from this MPL program. Coverage Highlights and Advantages Professionals today face significant liability exposure tied to their advice, services, or data accuracy. This program offers flexible E&O coverage designed to meet the unique risks of miscellaneous service providers. Whether your client is facing increased exposure due to growth or has a claim history that makes standard markets difficult, this program offers a solution. Mercator also considers accounts that are financially impaired or have prior claims—making it a valuable option for clients who have been turned away elsewhere. Underwriting Notes and Minimum Premiums Mercator can often begin the underwriting process with an application you already have on file, streamlining the submission process. If needed, a profession-specific application is available. While minimum premium details may vary by risk, the flexibility in handling distressed or unusual accounts makes this program especially valuable for hard-to-place clients. Territories and Availability The Other Miscellaneous Professions program is available nationwide, including all 50 states and Washington, D.C. This broad availability means you can place business for clients regardless of where they operate in the U.S. Why Work With Preferred Concepts LLC As a wholesale broker with access to various carriers, Preferred Concepts LLC, through Mercator Risk Services, brings deep niche expertise in professional liability placements. Their ability to handle distressed, unusual, or non-standard MPL accounts gives agents and brokers a competitive edge in placing hard-to-fit risks. Their responsive service model and flexibility make them a strong partner for your miscellaneous professional liability needs. For more information or for assistance with a specific account, you may contact Mercator directly at (860) 527-9717 or via email at [email protected]. Additional resources are available at their website: www.mercatorpro.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for non-traditional professionals such as specialty consultants, marine surveyors, data providers, safety inspectors, actuaries, and other niche service providers. Can you help with accounts that have prior claims or financial issues?Yes. Mercator Risk Services specializes in hard-to-place risks, including accounts with prior claims or financial impairments. Do I need a specific application to submit a risk?You can typically start with any application you already have (except renewal forms). A specialized application is also available if needed. Is this program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What carriers are used for this program?Preferred Concepts works with various carriers to match the best market to your client’s needs. Specific carrier selection depends on the risk profile. Need help placing an account? Connect with a market specialist.