Ideal Accounts and Appetite
This program is built for professional fundraising organizations and private entities dedicated to charitable work. Eligible classes include:
- Fundraising organizations
- Cancer-related fundraising groups
- Private fundraising companies
- Organizations raising money for nonprofits or social causes
Note: Political fundraising activities are not eligible under this program.
Coverage Highlights and Advantages
AFC’s program delivers a robust set of coverages to help protect your insureds from the wide range of liabilities that fundraising entities face. Available coverages include:
- Package Policies
- General & Professional Liability
- Coverage Endorsements & Enhancements
- Volunteers & Independent Contractors included as insureds
- Optional Key Employee Replacement Endorsement
- Optional Extended Coverage Endorsement with Blanket Additional Insured
- Umbrella Liability
- Property Coverage
- Auto Coverage (some restrictions may apply)
- Abuse & Molestation Coverage
This breadth of coverage helps ensure your clients are protected across a variety of operational risks, from volunteer-related incidents to property damage or liability claims.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the risk profile and selected coverages. AFC works with a range of carriers to provide competitive options and will evaluate each submission based on class, operations, and loss history. Including optional endorsements can enhance protection and should be considered based on the client’s needs.
Territories and Availability
The Fundraising Organizations Insurance Program is available in most states, including but not limited to CA, FL, TX, NY, IL, and GA. AFC Insurance Inc. offers admitted solutions in many of these states, providing a stable and compliant market for your clients.
Why Work With AFC Insurance Inc.?
As a specialized Program Administrator, AFC has established expertise in the Health & Human Services sector. Their underwriting team understands the specific risks associated with nonprofit fundraising and offers tailored coverage solutions backed by reputable carriers. You can expect responsive service, flexible underwriting, and a program designed to help you place challenging but important accounts.
For example, you may have a client organizing year-round fundraising events for cancer awareness or a company that manages donation campaigns on behalf of multiple nonprofits. These are ideal fits for AFC’s program.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for professional fundraising organizations, cancer-related fundraisers, and private companies that raise money for charitable causes. Political fundraising is not eligible.
Is volunteer coverage included?
Yes, volunteers and independent contractors can be included as insureds through coverage endorsements.
Are there any optional endorsements available?
Yes, optional endorsements include Key Employee Replacement and Extended Coverage with Blanket Additional Insured.
What states is this program available in?
The program is available in most states across the U.S., including CA, TX, NY, FL, and others.
What types of coverage are included?
Coverage options include General & Professional Liability, Property, Umbrella, Auto (some restrictions), Abuse & Molestation, and more.
Need help placing an account? Connect with a market specialist.