RISC Inc.
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RISC Inc.
Contact Us
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Demolition Contractors Insurance

 
Contact RISC Inc. today for direct access to Demolition Select, a tailored and admitted insurance program designed specifically for demolition contractors. This program provides comprehensive coverage solutions for demolition operations that generate a minimum of $150,000 in annual receipts.

Coverage Available for Demolition Contractors:
  • Commercial General Liability
  • Excess Liability
  • Property & Inland Marine
  • Commercial Auto

General Liability & Excess:

  • $1,000,000 Per Occurrence
  • $2,000,000 General Aggregate
  • $2,000,000 Products/Completed Operations Aggregate*
  • $100,000 Fire Damage Legal Liability
  • $1,000 Minimum Deductible, Per Occurrence
  • Up to $5,000,000 In-house Follow-form Excess Authority (additional limits available with underwriting approval)

Special Extensions Available:

  • Blanket Additional Insured
  • Per Job Aggregate
  • Blanket Waiver of Subrogation
  • Employee Benefits Liability
  • Direct Billing Available

Submission Requirements:

  • Completed ACORD Applications
  • Supplemental Application
  • Five years of currently valued loss runs with details for losses over $10,000
  • Two-year job list and/or current certificate holders list
  • Five years of premium, payroll, and receipts

RISC Inc. is a trusted Program Administrator with extensive experience in placing demolition contractor risks. With Zurich North America as the carrier partner, this program is backed by strong underwriting and financial stability. The Demolition Select program is available in most states, including CA, TX, NY, FL, IL, PA, and many others—covering 48 states plus DC.

This program is ideal for contractors who specialize in structural, interior, or selective demolition work. Whether your client handles high-rise building demo in urban areas or industrial site clearing in rural zones, RISC can help you secure coverage that fits.

Example Account Fit: You might have a client who performs building demolition in major metro areas with high equipment values and subcontractor exposure. Or, a contractor who focuses on interior demolition in commercial renovation projects. Both would be strong fits for this program, provided they meet the minimum receipt threshold.

There is no stated minimum premium, and underwriting is flexible based on risk characteristics. RISC works closely with agents to provide fast turnarounds and competitive options for tough-to-place demolition accounts.

Call RISC today for help on all of your Demolition Contractors Insurance needs!

Frequently Asked Questions

What types of accounts are a good fit for the Demolition Select program?

Accounts with at least $150,000 in annual receipts that perform structural, interior, or selective demolition work are ideal. The program is suited for both urban and rural demolition contractors.

Is this program admitted or non-admitted?

Demolition Select is an admitted program available in most states, offering stability and regulatory compliance for your clients.

Which carrier backs this program?

The program is underwritten through Zurich North America, providing strong financial backing and trusted claims handling.

Are there any minimum premium requirements?

There is no stated minimum premium, allowing flexibility depending on the size and scope of the demolition operation.

What submission materials are required to quote?

Agents need to submit ACORD forms, a supplemental application, five years of loss runs, a two-year job list or certificate holders list, and five years of premium, payroll, and receipts data.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    Varies
  • Min Premium:
    None

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RISC Inc. has other insurance programs like Event Cancellation Insurance.