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AI Risk
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Special Events

Special Events Insurance Program from AI Risk

AI Risk brings specialized insurance solutions for a wide range of special events through our dedicated Special Events program. Designed for independent agents and brokers seeking dependable markets for short-term gatherings, this program offers flexible coverage for a broad array of public and private events. Whether your client is planning a one-day community fundraiser or a multi-day festival, AI Risk delivers coverage tailored to the unique risks that come with organizing special events. Our underwriting expertise and carrier partnership with AIG provide a stable, trusted option for placing this type of business.

Ideal Accounts and Event Types

This program is an excellent fit for a variety of lower-hazard events, including but not limited to:
  • Arts and Craft Festivals
  • Auctions and Fundraisers
  • Dances and Proms
  • Graduation Ceremonies
  • Luncheons, Banquets, and Business Meetings
  • Picnics and Outdoor Gatherings
  • Receptions and Retirement Parties
  • Seminars, Workshops, and Training Events
You might have a client hosting a local craft fair with vendor booths and live music, or a school organizing a graduation ceremony with hundreds of attendees—both would be ideal candidates for this program.

Coverage Highlights and Advantages

AI Risk’s Special Events program is written on an "Occurrence" form, providing reliable protection for both event organizers and venue owners. Key features include:
  • Limits of $1 million per occurrence / $2 million aggregate
  • Covers bodily injury, property damage, and more
  • Flexible term options for one-time or recurring events
  • Carrier: AIG – a financially strong and recognized insurer
Certificates of insurance can be requested as needed, including additional insured endorsements for venues or sponsors.

Underwriting Notes and Minimum Premiums

Minimum premium starts at $500. Events are reviewed on a case-by-case basis, and underwriting considerations may include attendance size, location, alcohol service, and security measures in place. We recommend contacting your AI Risk underwriter early in the planning process to ensure smooth quoting and binding.

Territories and Availability

This program is available in all 50 states and the District of Columbia. Whether your client is holding an event in California, Texas, New York, or anywhere in between, AI Risk has you covered.

Why Work with AI Risk?

As both a Managing General Agency and a carrier-backed program provider, AI Risk offers streamlined underwriting, responsive service, and access to top-tier markets. Our team understands the nuances of special events and is ready to help you place business quickly and accurately. We are committed to helping agents protect their clients’ events from the unexpected—so you can focus on growing your book with confidence.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for low- to moderate-risk events such as festivals, auctions, dances, corporate luncheons, and graduation ceremonies.

Is this program available nationwide?

Yes, AI Risk’s Special Events program is available in all 50 states and the District of Columbia.

What is the minimum premium for this coverage?

The minimum premium for this program starts at $500, with final pricing based on event specifics.

Can recurring or multi-day events be covered?

Yes, coverage can be tailored for single-day, multi-day, or recurring events, depending on underwriting approval.

Which carrier backs this program?

The Special Events program is backed by AIG, a well-established and financially strong insurer.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Carrier
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A.M. Best A XI rated
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

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APPLICATIONS

  • Contact for Application
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AGENCY LICENSING

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AI Risk has other insurance programs like Amateur Sports.