TCB Insurance Programs, LLC
Contact Us
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TCB Insurance Programs, LLC
Contact Us
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Motor Truck Cargo Insurance

 
TCB Insurance Programs provides a comprehensive and competitive Motor Truck Cargo Insurance Program designed for a wide range of transportation risks. Whether your client is a new venture or a seasoned fleet operator, we offer flexible solutions to meet their cargo insurance needs. Our quick quote turnaround—often same-day by phone or email—allows you to respond quickly to your clients’ requests.
 

Ideal Accounts and Appetite

Our Motor Truck Cargo Insurance Programs are built to support various classes of transportation and cargo. We welcome accounts that include:
  • New ventures entering the cargo transport industry
  • Owner-operators and small to large fleets (1 to 1000+ units)
  • Household goods movers
  • Auto, boat, and RV haulers
  • Refrigerated cargo haulers (including Reefer Breakdown coverage)
  • Logistics firms requiring contingent cargo solutions
This program is ideal for agents working with clients who haul general freight, temperature-sensitive goods, or high-value items. For example, if you have a client just starting an auto transport business or a firm that needs contingent cargo coverage with filings, we can help you place that business efficiently.
 

Coverage Highlights and Advantages

  • Limits available up to $10 million
  • Reefer Breakdown coverage for temperature-controlled goods
  • Contingent Cargo options, including those requiring federal/state filings
  • Competitive rates with flexible underwriting
  • Coverage available for a broad range of commodities
We pride ourselves on offering one of the broadest and most adaptable Motor Truck Cargo Insurance programs in the industry. Our markets can accommodate both standard and hard-to-place risks.
 

Underwriting Notes and Minimum Premiums

Minimum premiums vary depending on the size and risk profile of the account. We work with a range of carriers to find the best fit, especially for new ventures or specialized haulers. Fast quote turnaround enables you to serve your clients quickly and efficiently.
 

Territories and Availability

Our Motor Truck Cargo Insurance Program is available in all 50 states, including DC. Regardless of your client's location—from California to New York, Florida to Alaska—we can help you find a solution that fits.
 

Why Work With TCB Insurance Programs

As a trusted wholesale broker, TCB Insurance Programs offers access to various carriers and specialty markets. We bring deep expertise in the transportation sector, allowing us to handle everything from simple mono-line cargo risks to complex fleet accounts with unique exposures. Our responsive service and flexible underwriting make us a reliable partner for agents and brokers looking to place Motor Truck Cargo Insurance.
 
For more information about our Motor Truck Cargo Insurance Program, visit our website at www.tcbinspro.com.
 

Frequently Asked Questions

What types of accounts are a good fit for this Motor Truck Cargo Insurance Program?

This program works well for new ventures, fleets of all sizes, household goods movers, auto/boat/RV haulers, and firms needing contingent cargo coverage.

Can I get a quote the same day?

Yes, most quotes can be completed by phone or email on the same day, depending on the account complexity and information provided.

Are filings available for contingent cargo coverage?

Yes, we offer contingent cargo coverage with required filings to meet federal and state regulations.

What is the maximum cargo limit available?

We can offer cargo limits up to $10 million, depending on the account and underwriting approval.

Is this program available in all states?

Yes, we can write business in all 50 states and Washington, DC.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A by Best
  • Commission:
    0% +
  • Min Premium:
    Varies

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LOCATION

PO Box 100
Monticello, IN 47960
574-583-8661
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TCB Insurance Programs, LLC has other insurance programs like Contingent Auto Liability Insurance.