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NAS Insurance Services offers NetGuard™ Plus Cyber Liability, a comprehensive cyber insurance solution designed to safeguard businesses against a wide range of cyber exposures. As a Managing General Underwriter and E&S broker, NAS leverages its expertise and access to Lloyd's, London to deliver broad, flexible coverage tailored for today's digital risks.
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COVERAGE COMPONENTS
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Network Security & Privacy Insurance – Protection for both online and offline data, covering virus attacks, denial of service, and failures to prevent malware transmission. Also includes defense costs and regulatory penalties for privacy violations, including those under HIPAA and other rules.
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Multimedia Liability – Covers both online and offline media, including claims for copyright/trademark infringement, libel, slander, false advertising, plagiarism, and personal injury.
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Privacy Breach Response – Covers legal, PR, advertising, IT forensic, call center, credit monitoring, and postage costs related to a breach response.
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Network Asset Protection – Pays for recovery or replacement of compromised, damaged, or lost data. Includes business interruption and extra expense due to computer system outages, including cyber terrorism.
Cyber Extortion – Covers extortion payments and associated expenses from credible cyber extortion threats.
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POLICY HIGHLIGHTS
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- Worldwide coverage – claims can be brought outside the U.S.
- Electronic data is not excluded under property damage
- Final adjudication language for fraud or intentional acts
- Covers claims through bankruptcy
- Includes corporate confidential information
- Data held by outsourcers or contractors is covered
- Rogue employee acts and employee privacy claims are covered
- Multimedia coverage includes liability assumed under contract
- Coverage for both accidental and intentional system losses
- Extended reporting available up to 3 years, with options
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ELIGIBLE CLASSES INCLUDE
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- Healthcare (Hospitals, Medical Groups, Clinics)
- e-Commerce businesses
- Brick-and-mortar retailers
- Educational institutions
- Auto dealerships
- Utilities
- Staffing agencies
- Industry associations
- Municipalities and government entities
- Financial institutions
- Insurance agents and more
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| Limits Available: |
Up to $10,000,000 |
| Minimum Retention: |
$500 per Claim |
| Minimum Premium: |
$750 |
Why Work With NAS Insurance Services?
NAS is a trusted leader in cyber liability underwriting, with access to Lloyd’s of London and a deep understanding of the evolving digital risk landscape. Their NetGuard™ Plus solution provides robust protection for a wide array of client industries. With a strong appetite for both traditional and tech-driven risks, NAS is an ideal partner for brokers seeking reliable, flexible cyber liability placement.
This is a non-admitted offering available in most U.S. states. You can confidently place business for accounts in AL, CA, FL, NY, TX, and many others.
Whether your client is a hospital network managing HIPAA exposure or an online retailer concerned about ransomware threats, NAS can offer tailored protection backed by strong underwriting and service support.
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