Advertising Agencies Workers Compensation Insurance

While the occupational hazards in the field of advertising may not be as apparent as in some other industries, there are still potential risks that employees may face.  

Some common occupational hazards that usually depend on the specific roles and tasks performed by employees of advertising agencies include:

Ergonomic Risks: Employees in advertising agencies often spend long hours working at a desk, using computers and other equipment.  Poor design or arrangement of workspace or equipment can cause discomfort, strain and increased risk of musculoskeletal problems.  Prolonged sitting and repetitive motions can contribute to these risks.

Eye Strain: Constant exposure to computer screens and other digital devices can cause eye strain, dry eyes, and other vision-related issues.  Employees who spend a significant amount of time on graphic design, video editing, or other visually intensive tasks may be particularly susceptible to these hazards.

Stress and Mental Health: The advertising industry is known for its fast-paced and high-pressure work environment.  Tight deadlines, demanding clients, and long hours can contribute to stress, anxiety, and other mental health issues among employees.

Work-Related Injuries: Depending on the type of work involved, there may be physical risks associated with advertising agency tasks.  For example, employees involved in set construction, props handling, or location shoots may face hazards like falling objects, slips, trips, or falls.  Additionally, employees working with electrical equipment or heavy machinery may face associated risks.

Exposure to Chemicals: Advertising agencies that engage in print production or signage creation may use chemicals such as inks, solvents, or adhesives. Improper handling or exposure to these chemicals can result in skin irritation, respiratory problems, or allergic reactions.

Fire and Electrical Hazards: Advertising agencies often have a range of electrical equipment, such as computers, printers, and lighting systems.  If not properly maintained or used, these devices can pose fire and electrical hazards.

Workers' Compensation for advertising agencies operates similarly to workers' compensation in other industries.

This policy provides coverage for employees who sustain work-related injuries or illnesses.  The purpose of this coverage is to protect both employers and employees by providing financial benefits to injured workers and limiting the employer's liability for workplace injuries.


Workers’ compensation can be a huge barrier for small businesses. Oftentimes, these business owners are required to carry insurance, but it’s too expensive. Over the years, we have specialized in helping our agents find affordable small business ...
Workers' Compensation

An injury on the job can be one of the most costly expenses to your client and their business. When an injury takes place your client is essentially responsible for the medical bills, rehabilitation, permanent injuries and in some cases even death. T...
All Insurance Underwriters, Inc.
Hard to Place Risks

What do we consider a "hard to place risk"?   High mod over 1.50 (no mod too high) Steel erection Roofing Trucking Logging Staffing Businesses that only the state fund or ...
Caitlin Morgan Insurance Services
Individual Self Insurance--Workers' Compensation Solutions

A Self-Insurance program is based on a decision to retain risk rather than to insure it.  It differs from traditional insurance in that a plan to pay for losses as they occur is needed.  A self-insurance program may be funded from operation...
AIC - Accident Insurance Company

AIC Knows Workers Comp.   Accident Insurance Company prides itself on its dedication and commitment to our Monoline Workers’ Compensation Program. Acting as the backbone of the company, this program is the most established line of business...
Phoenix Risk Management
New Workers Compensation Insurance Program

· Available in most states · No code restrictions       - minimum $250K in payroll in governing class cod &...
Click above for a 3-5 min. overview with Daniel Wyatt of PRM Insurance Services.
All Insurance Underwriters, Inc.
PEO/Employee Leasing Programs

Underwriting Solutions of America, Inc   Are you tired of placing a client with a "PEO" or "self-insured" program only to later be hit with hidden fees, a loss of a mod and poor communication? We have the solution for you!   Underwritin...
Utah Business Insurance Company
Restaurants Workers Compensation Insurance

Your workers compensation insurance solution for restaurants Utah Business Insurance Company (UBIC)  Offers competitive A-rated workers compensation markets in AZ, ID, NV and UT for restaurants.   Underwriting guidelines ...
Phoenix Risk Management
Small Account Workers Compensation Insurance

PRM Small Account Workers' Compensation Program is for smaller accounts within defined classes meeting eligibility guidelines with premium from $1,000...
Click above for a 3-5 min. overview with Daniel Wyatt of PRM Insurance Services.

LET CMS PUT THE PIECES TOGETHER FOR YOU!!   With in house rating and binding capability we get the job done quickly.   Target Classifications include:   Contractors ($10,000 Minimum premium) including new ventures. Offices ...
Utah Business Insurance Company
Workers Compensation Insurance

Your workers compensation insurance solution in Utah, Arizona and Nevada Utah Business Insurance Company (UBIC) offers admitted workers compensation markets in AZ, ID, NV and UT. UBIC combines specialized workers compensation insurance&nbs...
Insurance Program Managers Group (IPMG)
Workers Compensation Insurance

IPMG has been a leader in writing Workers Compensation Insurance for over 15 years. We bring you the Workers Compensation expertise and service you have been looking for.   WITH EXCEPTIONAL SERVICE AVAILABLE TO YOUR CLIENTS AND VARIOUS MARKETS F...
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

Insurance for You, Your Family or Your Business 
Quick and simple; secure and confidential. We share your info with only ONE of our insurance experts. Our unique, proprietary process is designed to get you the best local expertise available.

If you are an Insurance Agent, looking to help an Insured, we can help you 
Find A Marketby matching you to our MGA/Wholesaler/Carrier partners.
Further Reading 
As advocates of disclosing the costs of employee benefits to the employees, workers' compensation premiums are often ignored. Why? It's difficult to give a specific cost per employee since the premium is part fixed cost and part variable to their wag...
Seasonal employees add value to your company and remain an asset for your business. You may wonder, though, if you must provide these temporary employees with Worker’s Compensation. Understand the law and your responsibility to your employees as you ...
Worker shortages are tough for every employer. Being too selective may mean you sacrifice your deadlines to ensure you keep your quality, being too welcoming to every candidate could mean the complete reversal where quality is sacrificed instead. How...
Examples abound of workers offering their skills outside the workplace: Nurses and doctors aid the injured or ill; contractors assist someone with heavy lifting or short hauling while on a hardware run; benevolent computer techies make a quick fix fo...
Your company may require employees to drive for work. What happens, though, if they’re injured in a vehicle accident? Workers’ Compensation may provide benefits and allow you to protect your employees and your company. Define Work-Related Driving ...