Agricultural practices and products can lead to pollution in various ways, primarily through the use of chemicals, fertilizers, pesticides, and the disposal of agricultural waste.
This pollution could contaminate soil, water sources, or even cause harm to neighboring properties, resulting in potential legal claims and financial losses.
Farmers can be sued for pollution or contamination resulting from their agricultural practices, if pollution or contamination from a farm causes harm to the environment, neighboring properties, public health, or natural resources.
Agriculture Products Pollution Liability Insurance (APPLI) is designed to protect farmers, agricultural producers, and related businesses from liabilities associated with pollution caused by agricultural products and operations.
APPLI provides coverage for various scenarios related to pollution that may arise in the agricultural industry, including:
- Chemical and Fertilizer Application
- Product Transportation
- Storage and Handling
- Non-Owned Waste Disposal
- Legal Defense Costs
Specific coverages may vary between insurance providers, but some common insurance coverages and costs usually covered under this policy include:
- Pollution Liability
- Chemical and Fertilizer Application
- Product Transportation
- Storage and Handling
- Non-Owned Waste Disposal
- Legal Defense Costs
- Cleanup and Remediation Costs
- Emergency Response Coverage
- Business Interruption