Air Conditioning Refrigeration Manufacturing Workers Compensation (class code: 3165) Insurance

Workers' Compensation Insurance under Class Code: 3165, takes into account the specific risks and hazards associated with the air conditioning, refrigeration, or heating equipment manufacturing industry.

Workers in air conditioning and refrigeration manufacturing units may face various hazards due to the nature of their work environment and the tasks they perform.

Common hazards include:

  • Physical Hazards - risks of cuts, crush injuries, and amputations from moving machinery, heavy equipment, and sharp tools during the manufacturing process.
  • Chemical Hazards - exposure to various chemicals, such as refrigerants and cleaning agents, can expose workers to potential health risks, including skin irritation, respiratory issues, and chemical burns.
  • Electrical Hazards - working with electrical components and wiring increases the risk of electric shock, arc flash incidents, and potential fires.
  • Ergonomic Hazards - repetitive movements, heavy lifting, and awkward postures can contribute to musculoskeletal disorders, such as back pain, carpal tunnel syndrome, and strains.
  • Noise exposure - the operation of machinery and equipment in manufacturing units can generate high noise levels, leading to potential hearing damage or loss.
  • Heat and Cold Exposure - the nature of the manufacturing process may expose workers to extreme temperatures, leading to heat stress or cold-related illnesses.
  • Machine Malfunctions - mechanical failures or malfunctions of equipment can lead to unexpected hazards and accidents.
  • Fire and Explosion Risks - certain processes involving flammable materials and refrigerants can pose fire and explosion risks if not managed carefully.

Workers' Compensation covers medical expenses, rehabilitation costs, and a portion of lost wages for employees who suffer work-related injuries or illnesses.

Additionally, it may provide death benefits to the dependents of an employee who dies due to a work-related incident.

Amwins Underwriting
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