Additional Insured (AI) endorsements either grant liability coverage to a contract partner for a specific project or they cover vicarious liability claims arising out of the AI's workmanship or products. Neither. Or both, depends how it's written.
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First it was just for “medicinal”
use. Now it’s expanding to “recreational” use. Either way it is causing
headaches for employer in pro-marijuana states. 23 U.S. states have legalized
medical marijuana, with Colorado and Washington voting to legal...
The states in which you operate are listed on the declarations page of your policy. It's important to list these states in order to gain coverage in those states. If you have employees permanently assigned to other states, and that state is not li...
With every state having their own workers' compensation rules, it has meant that incentives have varied widely throughout the nation. The majority of doctors, lawyers, insurance carriers, employers and employees are all either inadvertently or cons...
Your business insurance value has no relation to your policy premium or your policy premiums, the value of your insurance portfolio related directly to the risks you insure against. If you are not an insurance expert, it is important for you to meet ...