Animal Rescue Shelters Insurance

Animal lovers band together in groups to help animals that may otherwise have to be euthanized. Activities include locating the animal through contacts with municipal and county animal shelters, arranging to transport it from the shelter to the organization, and finding appropriate foster care. Other activities include evaluating temperament, basic training, and health care including treating heart-worm, spay and neuter. The organization then matches the animal with an adopter for a fee. The fee is to pay the organization's expenses. The organization also accepts donations. Groups are species specific. Dog rescue organizations are often breed-specific. These organizations are volunteer operations with limited property exposures but with significant general liability, employee dishonesty, and directors and officer's exposures. There is an automobile exposure if the organization owns autos used to transport animals. There are also non-ownership exposures when volunteers transport animals on the organization's behalf.