Animal Services Insurance
J.M. Wilson Corp. offers a comprehensive Animal Services Insurance program specifically designed for businesses involved in the care, handling, and management of animals. Whether your clients operate a pet daycare, animal shelter, pet store, or equine-related service, this program provides flexible coverage options to help them manage risk and protect their operations.
Ideal Accounts and Classes
- Animal shelters and rescue organizations
- Boarding and breeding kennels
- Petting zoos and pet stores
- Training and obedience schools
- Pet sitters, walkers, and groomers
- Animal behavior consultants and therapists
- Excrement and carcass removal services
- Therapy dog providers and guide/companion trainers
- And many more pet-related services
Equine Services Also Covered
- Pony rides and riding activities
- Equine-assisted therapy programs
- Horse-drawn vehicle rides
- Animals and saddles for rent
Coverage Highlights
- Property coverage
- Equipment breakdown
- General liability
- Care, custody & control (property damage extension)
- Excess liability
- Umbrella coverage
- Additional insureds included where applicable
- Competitive pricing options
Underwriting Notes and Minimum Premiums
Minimum premium varies depending on class of business, coverage limits, and risk characteristics. J.M. Wilson represents a variety of carriers—both admitted and non-admitted—allowing for flexibility in placement and pricing.
Territories and Availability
This program is available in IL, IN, KS, KY, MI, MO, OH, and WI. Contact J.M. Wilson to verify eligibility and available markets in your client's state.
Why Work With J.M. Wilson?
As a Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson has decades of experience placing hard-to-place and niche animal-related risks. With access to diverse markets and a dedicated underwriting team, they help agents find tailored solutions for pet industry professionals and animal care providers. Whether you're placing a local pet groomer or a multi-location boarding facility, J.M. Wilson can help you secure the right coverage.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for animal shelters, pet boarding facilities, training schools, pet stores, groomers, and equine activity providers such as pony ride operators and therapy programs.
Can this program cover mobile or home-based animal services?
Yes, many mobile pet groomers, trainers, and pet sitters can be eligible. Underwriting will consider the nature and location of services provided.
Is Care, Custody & Control coverage included?
Yes, Property Damage Extension for Care, Custody & Control is included, which is important for businesses responsible for animals owned by others.
Are both admitted and non-admitted markets available?
J.M. Wilson offers access to a variety of carriers, including both admitted and non-admitted options, allowing flexibility in placement.
In which states is this program currently available?
The Animal Services Insurance program is available in IL, IN, KS, KY, MI, MO, OH, and WI.
Need help placing an account? Connect with a market specialist.