If you have employees, you need to have some form of worker's compensation insurance. In some cases, such as accounting and tax practices, it might be difficult to think of situations where worker's compensation insurance might be needed, but the truth is that most states require coverage on every worker, regardless of how physically non-demanding it might be.
When most people think of the kinds of injuries an accountant or an auditor might sustain on the job, visions of bruised adding machine fingers and broken hangnails might make good jokes, but the truth is that everybody, nearly everywhere, can nearly anytime sustain an injury. And as a result, anyone who sustains an injury, even white collar workers like accountants and auditors can sustain injuries on the job. A common injury for this type of worker is computer related like meta carpel tunnel syndrome from over usage of the keyboard and/or mouse.
Read on for more useful information or click to instantly find a local insurance expert to help you with workers comp insurance for auditors and accountants.
It would be a good idea to check with your state's worker's compensation authorities to make sure that this type of coverage is required, but it's also a good idea to understand that even an accountant or an auditor can get hurt on the job and need this coverage in order to cover their medical and household expenses while they are not working.
It might be true that the relative safety of particular jobs would lessen the chances of certain employees being injured, but the fact remains that people, no matter what they do or might do for a living, can become injured and unable to work. This is why states have enacted worker's compensation insurance laws so that these workers are protected.
The truth is that accountants’ workers compensation insurance and auditors workers compensation are two types of insurance coverage that is good for any business to have to ensure that workers are covered in the event that they are hurt on the job to an extent that forbids them from returning to work for a period of time. Some states have rules that require these types of insurance to be covered only after a given number of employees are hired. Regardless of your situation, it's a good idea to check with your coverage authorities to determine what the requirements are in your area. It is also a good idea to check
with the laws in other areas where your employees work to make sure they are or are not required to be covered by this type of insurance.
To get more information about what your state requires in terms of workers compensation insurance for accountants and auditors,
get in touch with our insurance experts. We can provide you with complete information about what you need and under what circumstances. You need to make sure that what you have is adequate to what your state requires and if amounts in excess of that required coverage is a good idea. Regardless, the amount of coverage you carry is important to the benefit of your employees and your business as well.