Auto Parts Recycling/Dismantling (Class Code: 5015)

Auto Parts Recycling/Dismantling (Class Code: 5015) Insurance

You need Auto Parts Recycling/Dismantling (Class Code: 5015) Insurance if you are in the business of:

· Dismantling and recycling automobiles for scrap
· Selling or distributing used automobile or motor vehicle engines, parts, and accessories—either wholesale or retail

Key risks for Motor Vehicle Dismantlers and Recyclers include:

·        Safe storage and disposal of hazardous or combustible materials and fluids

·        Injuries from lifting heavy parts or using ladders to access stored inventory

·        Liability from defective used parts that cause damage or injury

·        Environmental and fire safety exposures

Auto Parts Recycling/Dismantling (Class Code: 5015) Insurance may include:

·        General Liability Insurance
·        Product Liability Insurance
·        Commercial Auto Insurance
·        Business Property Insurance
·        Environmental Liability Insurance
·        Cyber Liability Insurance
·        Workers’ Compensation Insurance

Other types of related insurance - AutoDismantling and Recycling (Class Code: 91190) Insurance

Frequently Asked Questions

Who needs Auto Parts Recycling/Dismantling Insurance?

Anyone involved in dismantling vehicles for parts or scrap, or in selling used vehicle parts, should consider this type of coverage.

Is this insurance required by law?

Requirements vary by state and locality. While not always mandatory, many clients, lenders, or property owners may require proof of coverage.

Does this insurance cover environmental damage?

Yes, many policies offer environmental liability coverage for pollution or hazardous waste issues, though limits and terms vary.

Can I get coverage for cyber threats?

Yes, cyber liability insurance can be included to help protect against data breaches and cyberattacks, especially if you store customer or inventory data digitally.

How do I get a quote?

You can get started by visiting our Auto Parts Recycling/Dismantling Insurance quote page.

Still have questions? Talk to a local insurance expert.

Partners, Programs & Market Access

We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.

Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.

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Workers’ compensation can be a major hurdle for small business owners. Many states require it, but cost and administrative complexity often put coverage out of reach—especially for sole proprietors, independent contractors, and micro-businesses with ...

RecycleGuard - Recycling Operations

4725 Piedmont Row Dr. Ste 600
Charlotte NC, 704-973-3489

Overview — RecycleGuard: Recycling Operations (Amwins Underwriting) For more than 20 years, RecycleGuard has been a leading commercial insurance and risk management program for the recycling industry. Sponsored by the Recycled Materials Association (...

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