The difference between personal automobiles and business automobiles is the name under which it is titled. If you use your personal automobile in business, the business should have hired and non-owned automobile coverage to cover the business' liabil...
Yes. The most obvious addition is
worldwide coverage for automobile liability. Typical business automobile
policies cover drivers in the United States, its possessions and Canada. The
umbrella policy does not have this restriction.
Umbrellas s...
Excess liability, umbrella liability, high levels of general liability, whatever increases your limits of unknown liabilities, worries your insurer endlessly.
The modern world of commerce and delivery offers changes in liability just as fast as ...
Excess liability policies layer over underlying coverage like commercial automobile or general liability. These policies can be written as follow form, self-contained, or specific and aggregate.
Follow form excess policies do not broaden underly...
What is General Liability Insurance?
General liability insurance covers claims that arise when you or one of your employees injures a client or bystander or damages their property. Your employees manufacture and import non-critical auto parts...