The difference between personal automobiles and business automobiles is the name under which it is titled. If you use your personal automobile in business, the business should have hired and non-owned automobile coverage to cover the business' liabil...
A few years ago there was a story involving a truck broker and their driver hit with a $5.2 million verdict in a negligent hiring case. Following a serious accident, the courts found that the carrier did not do a comprehensive job of investigating th...
"Contingent workers" {part-time, temporary, or contract employees) face a high risk of occupational injuries and illness. According to the National Institute for Occupational Safety & Health, reasons include the tendency to outsource more haza...
You're at the car rental counter in the airport and you need to find a convertible for the weekend - for business, of course. "No problem," says the sales rep. However, before she hands you the keys, she asks if you'd like additional Physical Damag...
If you want to talk about a big insurance policy, let's talk about contingent cargo insurance. Freight insurance covers product of an enormous value, and there's a lot that can go wrong at sea. A car accident that you can walk away from is not likely...