Travel and Baggage Insurance typically provides coverage for a range of risks associated with your travels. In addition to baggage-related coverage, this can include trip cancellations due to unforeseen circumstances, interruptions, delays, medical emergencies, evacuation and more.
Baggage Insurance
Coverage: Baggage insurance provides coverage for loss, theft, or damage to your personal belongings and luggage during your trip. This can include articles like apparels, electronic devices and other personal items.
Scope: The coverage often applies to both checked luggage and carry-on items. It typically reimburses you for the value of the lost or damaged items, up to the policy's limits.
Travel Insurance
Coverage: Travel insurance is a more comprehensive type of coverage that goes beyond just baggage protection. It typically includes coverage for various aspects of your trip, such as trip cancellations, interruptions, delays, medical emergencies, and more.
Scope: In addition to baggage-related coverage, travel insurance can provide financial protection for non-refundable trip expenses in case you need to cancel or interrupt your trip for covered reasons. It may also cover medical expenses, emergency evacuation, travel delays, and other unforeseen events.