Barber, Beauty, Cosmetology or Hair Dressing Schools Insurance

These vocational or trade schools offer programs and courses that focus on providing specialized training in the field of personal grooming, hairstyling, cosmetology, and related beauty services that prepare individuals for careers as barbers, cosmetologists, hairdressers, estheticians, and other beauty professionals.

Barber, Beauty, Cosmetology, and Hair Dressing Schools face unique risks that set them apart from other educational institutions.  These risks are commonly linked to the:

  • Hands-on nature of training
  • Use of chemicals and equipment
  • Integration of practical experience

Having a comprehensive insurance portfolio tailored for these institutions helps create a safe learning environment and protects the well-being of students, instructors, and clients.

A standard policy could include:

  • General Liability Insurance for protection against bodily injury and property damage claims on school premises.
  • Professional Liability (Errors and Omissions) Insurance to protect against alleged negligence in educational services.
  • Property Insurance covering building, equipment, and supplies from perils such as fire or theft.
  • Student and Instructor Liability Insurance for accidents during school-sponsored activities.
  • Product Liability Insurance for potential harm caused by beauty products used in training.
  • Cyber Liability Insurance to shield against potential data breaches.
  • Commercial Auto Insurance for vehicles used in educational purposes.
  • Workers' Compensation for injuries sustained by staff during job-related activities.
  • Tenant Improvements and Betterments to protect enhancements made to rented spaces.
Novatae Risk Group
Barber Shop and Beauty Salon Workers Compensation Insurance

Barber Shops and Beauty Salons have a different set of Workers Comp needs. Often their risks aren’t nearly as crucial but depending on the state, still need adequate coverage. Empire Underwriters has teamed with an “A” rated carrier to put together...
Mid Valley General Agency, LLC
Managing General Agency

We take a slightly different approach to underwriting than most general agencies by starting with one fundamental principle in mind; SERVICE.   Our commercial property/casualty underwriters are some of the best in the industry, with years of e...
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