Barber shops and beauty salons face unique workers’ compensation risks that require tailored solutions. Even in states where exposures may appear minimal, proper coverage is still essential to protect your insureds and meet compliance requirements. Novatae Risk Group, in partnership with an “A”-rated carrier, offers a streamlined, affordable Workers Compensation program specifically designed for barber and beauty salon operations.
This program is ideal for agents and brokers with salon clients seeking competitively priced coverage with reliable service. Whether you’re working with a small, independent barbershop or a multi-location salon, our program delivers fast turnaround and flexible underwriting.
Program Highlights:
- Only $7,500 minimum premium
- 10% commission for agents and brokers
- Quick quote turnaround with complete submissions
- Coverage available in over 20 states
Appetite and Eligible Accounts:
- Independent barber shops and hair salons
- Beauty salons offering services such as hair, nails, waxing, and skincare
- Salon suites with multiple professionals under one roof
- New ventures considered with complete submissions
You might have a client who operates a small chain of full-service salons across multiple states or an established barbershop with a growing team. These are the types of accounts that can benefit from Novatae’s quick quoting process and competitive pricing.
Submission Requirements:
- Completed Acord 130
- 3 years of loss runs
- Supplemental questionnaire
- Details on any large losses
Contact us today at 800-758-8113 to speak with an experienced underwriter about your barber or salon accounts.
You can also send your submission or coverage questions to [email protected] for fast review.
Territories and Market Access:
Our program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. We leverage multiple markets and can offer admitted or non-admitted solutions depending on your client’s location and risk profile.
Why Choose Novatae Risk Group?
Novatae Risk Group is a trusted Managing General Underwriter and Excess & Surplus Lines Broker with extensive experience in placing niche workers compensation accounts. Our team understands the unique risks faced by beauty and grooming professionals and provides responsive service, market access, and underwriting expertise to help you close business faster.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Independent barber shops, beauty salons, and salon suites offering services like hair styling, nails, and skincare are ideal candidates.
Is this program available for new businesses?
Yes, new ventures can be considered with complete submission documents, including a supplemental questionnaire and business details.
What is the minimum premium for this program?
The minimum premium starts at $7,500, making it accessible for many small to mid-sized salon operations.
How quickly can I get a quote?
Quotes are typically turned around quickly once all required documents have been submitted, including Acord 130 and loss runs.
Which states is this program available in?
Coverage is available in over 20 states, including CA, FL, TX, NY, and many others listed above.
Need help placing an account? Connect with a market specialist.