Beverage Container Collection Workers Compensation (class code: 8847) Insurance

The role of beverage container collection in the recycling industry contributes significantly to environmental sustainability. Workers in this field are responsible for gathering used beverage containers, such as bottles and cans, from various sources. Their efforts ensure these items are properly recycled, reducing waste and lessening the environmental impact of disposable packaging.

Despite the importance of their work, beverage collection workers face unique challenges. Physical demands, exposure to hazardous materials, and potential workplace injuries are inherent risks. Slips, lifting injuries, and transportation-related incidents are common job-site hazards that can result in lost time and medical costs.

Workers’ Compensation under Class Code 8847 specifically addresses the compensation structure for Beverage Container Collection employees, recognizing the unique challenges they face. These workers are responsible for the collection, transportation, and processing of beverage containers for recycling purposes.

In the event of injuries or occupational illnesses, insurance coverage provides financial protection by covering medical expenses and compensating for lost wages. This not only helps individual workers recover but also ensures the continued dedication of the workforce to sustainable practices. Beverage recycling operators, independent contractors, and municipal agencies often seek this coverage to manage their liability exposure and maintain compliance with state regulations.

Because beverage container collection often involves transportation risks and exposure to industrial environments, coverage may include considerations for commercial auto exposure and facility-related hazards. Employers in this sector must also account for risk management practices, such as proper training and use of safety equipment, which can influence underwriting factors and premium costs.

If you operate a business in the recycling industry, including recycling collection centers or related services, ensuring the right workers’ comp coverage under the correct class code is essential to protect your team and operations.

Related industries, such as can manufacturing, may have different class codes and liability exposures, but share similar workplace safety concerns.

Frequently Asked Questions

Who is covered under Class Code 8847?

This code typically applies to workers involved in beverage container collection, transportation, and sorting for recycling purposes.

Does workers’ compensation cover transportation-related injuries?

Yes, if the injury occurs during work-related transport activities, it is generally covered under workers’ compensation policies.

Are part-time or seasonal workers eligible for coverage?

In most cases, all employees—including part-time or seasonal staff—must be covered under workers’ compensation laws. Requirements vary by state.

What factors influence the cost of this coverage?

Premiums are affected by payroll size, claims history, safety practices, and the nature of job duties performed by employees.

How can I get a quote for Class Code 8847 coverage?

You can start by requesting a quote online to receive customized options based on your business operations.

Still have questions? Talk to a local insurance expert.

Partners, Programs & Market Access


We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.


Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.



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