Bicycle Dealers and Manufacturers Workers Compensation Insurance

Workers in bicycle dealerships and manufacturers encounter distinct occupational risks compared to their counterparts in retail shops.

In manufacturing facilities, employees may face machinery-related hazards, exposure to chemicals, and the risk of repetitive strain injuries due to assembly line work.  Bicycle retail workers, on the other hand, may be prone to musculoskeletal issues from prolonged standing, as well as the potential for accidents during test rides and bike maintenance.

These varying risks highlight the importance of Workers' Compensation in providing financial support and medical benefits to affected employees.  

  • In manufacturing settings, where heavy machinery poses a threat, workers' comp can cover medical expenses for injuries sustained on the job.
  • Retail workers, facing potential accidents and physical strain, can benefit from compensation for medical treatments and rehabilitation.
SolePro

Workers’ compensation can be a huge barrier for small businesses. Oftentimes, these business owners are required to carry insurance, but it’s too expensive. Over the years, we have specialized in helping our agents find affordable small business ...
All Insurance Underwriters, Inc.
Hard to Place Risks

What do we consider a "hard to place risk"?   High mod over 1.50 (no mod too high) Steel erection Roofing Trucking Logging Staffing Businesses that only the state fund or ...
Caitlin Morgan Insurance Services
Individual Self Insurance--Workers' Compensation Solutions

A Self-Insurance program is based on a decision to retain risk rather than to insure it.  It differs from traditional insurance in that a plan to pay for losses as they occur is needed.  A self-insurance program may be funded from operation...
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Further Reading 
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