Big Brothers, Sisters Social Services Program Insurance

Big Brothers, Sisters of America refers to the Big Brothers Big Sisters of America. (BBBSA) organization.  As a non-profit mentoring agency, this foundation helps match adult volunteers ("Bigs") with children or adolescents ("Littles") to form mentoring relationships.  The goal is to provide positive role models and supportive friendships for young people who may benefit from additional guidance and encouragement.  

Some of the social service programs organized by BBBSA include:

  • Community-Based Mentoring
  • School-Based Mentoring
  • Site-Based Mentoring
  • Culturally Specific Programs
  • Youth Outcomes Measurement

While it is crucial for organizations like BBBSA to have strong training, monitoring, and support mechanisms in place to ensure the safety and well-being of the participants in positive and safe environments, they still face potential risks and challenges.  Some of the concerns include issues related to:

  • Child safety
  • Volunteer conduct
  • Organizational liability

Risks and Potential Issues:

Child Safety Concerns

There is a risk of child abuse or molestation, which emphasizes the importance of thorough background checks and screening processes for volunteers.

Volunteer Conduct

Inappropriate behavior by volunteers can lead to concerns about the safety and well-being of the mentees.

Organizational Liability

BBBSA can be held liable for the actions of its volunteers, and lawsuits may arise if there are allegations of negligence in the screening, training, or supervision of mentors.

Insurance Coverage

To address these risks, nonprofit organizations, including those like BBBSA, typically secure various insurance coverages. Some relevant insurance policies include:

  • General Liability
  • Sexual Abuse and Molestation Insurance
  • Directors and Officers
  • Professional Liability

Additional coverages to consider:

Depending on the specific activities and services provided by BBBSA, additional coverages may be considered, such as:

  • Employment Practices Liability Insurance (EPLI)
  • Cyber Liability Insurance
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