Workers' compensation insurance covers losses related to work-related injuries. When one of your employees is injured at work, you, the owner of the company, need workers' compensation insurance to cover the employees' medical expenses. The incid...
Many companies use "lean manufacturing" procedures to streamline production by reducing wasted time and motion. Although these changes often show up in the bottom line as black, their long term repercussions on workplace safety – higher accident rat...
Overtime is highly popular among employees who want to squeeze those few extra dollars out of the week for a job well done. It's far less popular among employers worried about longer work weeks stretching a skimpy budget even thinner. In many industr...
In Life insurance, a "table rating" refers to the premiums charged policyholders who can’t qualify for standard rates. Companies identify their tables in various ways, such as Table A, B, C, or Table 1, 2, 3.
These ratings can be triggered by anyt...
Summer is a time for fun in the pool, and you and your family can't wait to dive in. Before you hit the pool, though, make sure that you are putting safety first. You can protect your skin from the sun and guard against drowning and injuries with ...