When driving down the street most of us see ambulances quite frequently. More than half the ambulances we see on roads on non-emergency vehicles transferring patients to hospitals, nursing homes, or outpatient care facilities. With as many as 20 trips a day drivers and companies are rushing to get as many trips completed as possible completed a day. This is caused by the increased tightening of margins for the NEMT industry shrinking due to factors such as Medicaid funding, increased gas prices. Even with great training this can lead to a loss in focus on safe practices, which leads to a higher number of incidents. Beyond personal fault many reported injuries have been caused by outside factors such as other drivers who have ignored sirens or have merely not been paying attention.
If you call up All State Insurance and ask if they insure non-emergency transportation vehicles, they will tell you absolutely not. Generally non-emergency transportation coverage has higher workers compensation premiums which cause most insurance companies to be apprehensive about providing coverage for them. All Insurance Underwriters offers non-emergency medical transportation workers compensation insurance with a guaranteed cost with large and small deductible options. You can count on AIU to write your workers compensation worry free.
For more information come and connect with me on CompleteMarkets.com for weekly updates or visit our Non-emergency Medical Transportation Workers Compensation Insurance storefront.