As a hotel service worker, you provide service and hospitality to travelers. Whether you’re a front desk clerk, maintenance employee, or room cleaner you help to ensure that hotel operations run smoothly and meet all the customers’ expectations. But, in order to keep your hotel functioning at its best, you want to insure that you stay safe and healthy on the job. If you ever stay at a hotel you will notice the large amount of staff it takes to run the establishment smoothly. The amount of staff engaged in hotel activity largely depends on the status of the hotel. According to the recommendations of the World Tourist Organization, the optimum number of staff per 10 rooms in a three star hotel is 8 people, in a four star hotel it is 12 people and in a five star hotel it is 20 people. The largest risk for hotel workers is injury from sprains, strains, and repetitive work. Moving heavy, bulky, and/or wet room furnishings, doing maintenance work or working the front desk can cause injury if the work is improperly. Ladders are commonly used to perform maintenance, wash windows, and change light bulbs.
You wouldn’t think that the hotel industry can be dangerous but for many hotel owners not having the right Workers Compensation coverage can be disastrous. At All Insurance Underwriter we believe there is no mod too high. We take pride in finding creative solutions for every type of risk regardless of size risk and past experience. Our program/business development team is considered to be one of the top in the Nation when it comes to creative insurance solutions.
For more information come and connect with me on CompleteMarkets.com for weekly updates or visit our Hard to Place Risks storefront.