Not so Hard to Place Risk Anymore

Employing people means you must carry workers compensation insurance. But what is workers compensation insurance? Specific laws and requirements will vary from state to state, but generally speaking an employee must be entitled to benefits if they injure themselves or suffer from an occupational disease in the course of employment. It doesn’t matter if the employer or the employee were at fault because the purpose of workers compensation insurance is to get the employee recovered and back to being a productive worker without the business suffering.

There are different classes for each type of employee some are harder to place than others.  Those that are not considered by a standard market are hard to place risks. These are due to the underwriting characteristics and can include markets like roofing, trucking and staffing. Typically these markets have more frequent claims, high mods and business that only state funds/pools are quoting.  They can be difficult to place and can require a lot of time on your part finding the right coverage for the right price.

Luckily for you, we take pride in finding creative solutions for EVERY type of market regardless of risk or past experience. We offer easy solutions for your clients like Pay-As-You-Go (most programs), high and low deducible programs and no yearend audits! Let us help make that hard to place risk easy and painless for both you and your clients.