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All Risks, Ltd.

All Risks, Ltd. has several in-house contracts with the ability to quote, bind and issue. We represent, under binding authorities, the widest array of specialty carriers available with "A+" A.M. Best ratings. For larger or more complex risks, we work with the top Brokerage markets in the industry to help secure the most favorable terms possible. Minimum premiums vary by line of business and class.

Program Update: Accountants Article, K-12 Student Accident, Alarm, Marine

Hollie Degutis Hollie Degutis , 7/16/2018
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Record Retention & Destruction for Accounting Firms

Now that tax season is in the rear-view mirror, your accounting firm clients might be doing some delayed "spring cleaning."

With over 20 years of industry experience, Kim Stone-Vilim, CPA, in collaboration with the law firm of Bullivant Houser Bailey PC, has developed a great sample record retention & destruction policy that you can share with your accounting clients. Continue reading >>


All Risks' Accountants Professional Liability Program

  • Up to $5M limits
  • Minimum premium starts at $500
  • Risk management services also available

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 About the Author

Stone-Vilim, Kim.jpg

Kim Stone-Vilim, CPA

Kim has been a CPA since 1987 and has been underwriting and managing accountants professional liability Insurance for over 20 years.

Email Kim 


Protecting young learners with K-12 Student Accident Insurance.


ALIVE RISK, a division of All Risks, Ltd., delivers a highly competitive K-12 Student Accident Program with A.M. Best "A" or better rated carriers, with a focus on public, private, charter, boarding and religious-affiliated schools. 


Coverage includes Mandatory Student Accident, Catastrophic Medical, Voluntary Student Accident and Study Abroad.



This exclusive, nationwide program includes all lines, as well as in-house binding authority up to $10M on Excess/Umbrella. Minimum premiums start at $500 on GL.

Arm yourself with All Risks! »


For protecting your clients' marine-related risks, All Risks has access to several “A” rated markets for WC, USL&H and MEL. We offer policies with a minimum premium of $10,000 for WC and USL&H combined on the same policy.

Let us help you navigate a sea of risk »

Contact All Risks Today!

877-589-5417 x3610

All Risks, Ltd  |  10150 York Road  |  Hunt Valley  |  MD  |  1-800-366-5810
All Risks of California Insurance Services, Ltd. - CA License #0B84526