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Financing Is Now Available
On Our Best Contractor General Liability Program |
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We're making it easier than ever for you to provide
superior value and security to your contractors.
Newly available financing makes our best policy
with great options even more accessible. |
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Financing available for all premium levels*
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No credit check
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Single page application form
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Financing available in 43 states
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Offer a superior product without sacrificing valuable options |
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| Experience Quality and Value with Victory Admitted |
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15% Commission
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5 Minutes or Less Quote Turnaround
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Policy Numbers Issued in 10 Minutes or Less
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Online Pricing & Submissions. No More Acord
Applications!
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10% Package Discount Available
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No Fee Blanket Additional Insured Endorsements
(49-0108)
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Admitted Carrier Rated A XIV By A.M. Best Co. |
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Faulty Workmanship Coverage Endorsement
(Availability varies by state)
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Contractors Miscellaneous Tools & Small Equipment
Coverage** (Availability varies by state)
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No Loss Runs Required
On accounts with premiums under $7,500
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Competitive Rates for all 45 classes
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Primary Wording & Waiver of Subrogation available at
no additional charge |
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| *Financing through Best Choice Premium Finance. **Currently unavailable in: KY, OH, OK, SC †Currently unavailable in: CT, MT, NH, NY, WA |
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Builders & Tradesmen's Insurance Services, Inc.
6610 Sierra College Boulevard Rocklin, CA 95677
License #0D10271 • 1.01.15 |
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Online Submissions
btisinc.com |
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Toll Free Reception Desk
877.649.6682 |
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The Faulty Workmanship Coverage Endorsement
A Unique Option Offered Only with Victory Admitted |
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Add Value for Your Clients. Offer Contractors Faulty Workmanship Coverage
Contractors Faulty Workmanship Coverage† is a unique endorsement offered in our Victory® Admitted Contractor General
Liability program. It provides a $10,000 limit for as low as $30 to protect your clients against claims arising out of faulty
workmanship, materials or products. These claims would otherwise be excluded by exclusions, J (Damage To Property),
K (Damage To Your Product) and L (Damage To Your Work), found in other contractor general liability policies. Obtain
coverage for such claims by placing your clients in our Victory® Admitted program. |
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| Actually Covered Claims Examples |
| • 92215 Driveway, Parking Area or Sidewalk |
| A driveway/sidewalk paving contractor was hired to
cover a parking lot with asphalt. Two months after the
installation of the parking lot, the client alleged that the
original installation was not sticking, and it appeared
that the surface was crumbling. The unsatisfied client
filed a claim. Although the claim would have been
denied under the ISO general liability "business risk"
exclusion, the insured had the Faulty Workmanship
endorsement as part of his policy. The endorsement
provided $10,000 for the claim.
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| • 94569 Floor Covering Installation |
| A floor covering and tile/stone installation contractor
was hired to install carpet in a residence. A claim was
filed alleging the carpet installation was poorly done.
The customer claimed there were multiple seam issues,
the Berber was not lined up, and the carpet frayed at all
transitions. The insured was billed and paid $2,247.11
for the removal and replacement of the carpet. Because
the contractor's Victory policy had the Faulty
Workmanship endorsement, the carrier reimbursed the
insured. |
| • 92478 Electrical - Within Buildings |
| Keith, a licensed electrical contractor, was hired to
install security cameras. The cameras were installed
incorrectly. Water got into the cameras causing
damage. The contractors' Faulty Workmanship
endorsement paid $10,000 for the damages caused by
the faulty installation. If the contractor did not have the
Faulty Workmanship endorsement, he would have been
responsible for the entire $10,000 in damages. |
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Contractors Miscellaneous
Tools & Small Equipment
Coverage
Add protection and save money with this
valuable option
Contractors Miscellaneous Tools & Small Equipment
Coverage is available directly in our Victory General
Liability rater. Add it with a single click, and only one
underwriting question, for as low as $159. When the
Victory Admitted General Liability is over minimum
premium, your client will receive our 10% Multipolicy
Discount on the Victory Admitted General Liability.
- $5,000 of coverage for as low as $159
- Add with single click and one underwriting question
- 10% Mulitipolicy discount if over minimum premium
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| This is not a policy, but merely a general description of coverages. Refer to actual policy for full coverage details including exclusions and limitations. Your policy will contain all of
the terms and conditions applicable in the event of a loss or claim. |
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| For questions about the program or to register for a free webinar, contact BTIS Business Development |
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855.359.5529 |
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