CompleteMarkets
At BTIS, we pride ourselves in providing insurance for the construction industry. The entire executive team has past experience working in this arena. Collectively, BTIS has over 127 years of experience in the insurance industry within its management team. Our professional staff of underwriters has insurance company backgrounds with more than 75 years' experience of underwriting commercial/contractor risks.
Generate more fee income with $69 down for CA GL
Financing Is Now Available
On Our Best Contractor General Liability Program
We're making it easier than ever for you to provide
superior value and security to your contractors.
Newly available financing makes our best policy
with great options even more accessible.
Financing available for all premium levels*
No credit check
Single page application form
Financing available in 43 states
Offer a superior product without sacrificing valuable options
Experience Quality and Value with Victory Admitted
15% Commission
5 Minutes or Less Quote Turnaround
Policy Numbers Issued in 10 Minutes or Less
Online Pricing & Submissions. No More Acord Applications!
10% Package Discount Available
No Fee Blanket Additional Insured Endorsements (49-0108)
Admitted Carrier Rated A XIV By A.M. Best Co.
Faulty Workmanship Coverage Endorsement (Availability varies by state)
Contractors Miscellaneous Tools & Small Equipment Coverage** (Availability varies by state)
No Loss Runs Required
On accounts with premiums under $7,500
Competitive Rates for all 45 classes
Primary Wording & Waiver of Subrogation available at no additional charge
*Financing through Best Choice Premium Finance. **Currently unavailable in: KY, OH, OK, SC †Currently unavailable in: CT, MT, NH, NY, WA
Builders & Tradesmen's Insurance Services, Inc.
6610 Sierra College Boulevard Rocklin, CA 95677
License #0D10271 • 1.01.15
Online Submissions
btisinc.com
Toll Free Reception Desk
877.649.6682
The Faulty Workmanship Coverage Endorsement
A Unique Option Offered Only with Victory Admitted
Add Value for Your Clients. Offer Contractors Faulty Workmanship Coverage

Contractors Faulty Workmanship Coverage† is a unique endorsement offered in our Victory® Admitted Contractor General Liability program. It provides a $10,000 limit for as low as $30 to protect your clients against claims arising out of faulty workmanship, materials or products. These claims would otherwise be excluded by exclusions, J (Damage To Property), K (Damage To Your Product) and L (Damage To Your Work), found in other contractor general liability policies. Obtain coverage for such claims by placing your clients in our Victory® Admitted program.
Actually Covered Claims Examples
• 92215 Driveway, Parking Area or Sidewalk
A driveway/sidewalk paving contractor was hired to cover a parking lot with asphalt. Two months after the installation of the parking lot, the client alleged that the original installation was not sticking, and it appeared that the surface was crumbling. The unsatisfied client filed a claim. Although the claim would have been denied under the ISO general liability "business risk" exclusion, the insured had the Faulty Workmanship endorsement as part of his policy. The endorsement provided $10,000 for the claim.
• 94569 Floor Covering Installation
A floor covering and tile/stone installation contractor was hired to install carpet in a residence. A claim was filed alleging the carpet installation was poorly done. The customer claimed there were multiple seam issues, the Berber was not lined up, and the carpet frayed at all transitions. The insured was billed and paid $2,247.11 for the removal and replacement of the carpet. Because the contractor's Victory policy had the Faulty Workmanship endorsement, the carrier reimbursed the insured.
• 92478 Electrical - Within Buildings
Keith, a licensed electrical contractor, was hired to install security cameras. The cameras were installed incorrectly. Water got into the cameras causing damage. The contractors' Faulty Workmanship endorsement paid $10,000 for the damages caused by the faulty installation. If the contractor did not have the Faulty Workmanship endorsement, he would have been responsible for the entire $10,000 in damages.
Contractors Miscellaneous
Tools & Small Equipment
Coverage




Add protection and save money with this valuable option

Contractors Miscellaneous Tools & Small Equipment Coverage is available directly in our Victory General Liability rater. Add it with a single click, and only one underwriting question, for as low as $159. When the Victory Admitted General Liability is over minimum premium, your client will receive our 10% Multipolicy Discount on the Victory Admitted General Liability.
  • $5,000 of coverage for as low as $159
  • Add with single click and one underwriting question
  • 10% Mulitipolicy discount if over minimum premium
This is not a policy, but merely a general description of coverages. Refer to actual policy for full coverage details including exclusions and limitations. Your policy will contain all of the terms and conditions applicable in the event of a loss or claim.
For questions about the program or to register for a free webinar, contact BTIS Business Development 855.359.5529
 
 
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Jeremiah  Azevedo
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