As the construction industry continues to grow, artisan contractors business will rise with it. Artisan Contractors have remarkably benefited from the growing industry, and have quickly become one of the most popular types of contractors. Artisan Contractors,  also known as Specialty Trade Contractors carry out a variety of tasks, and are skilled/trained in a specific vocation. Plumbers, electricians, roofers, and landscapers are all examples of an Artisan Contractor; but the bottom line is that they specialize in a specific trade. As an Artisan Contractor, your client probably already knows how important it is to fully insure and protect themselves and their business. However, Colonial General understands that contractors in the industry may encounter a great deal and variety of risks. Although your client may be covered against fire, theft,  or flood, they also need protection against damages, mistakes, or oversights that can be made on the job. Our Artisan Insurance program has the following coverages available:

 

Commercial General Liability 

• Primary limits up to $3,000,000 Occurrence/Aggregate 

• Electronic Data Liability

• Additional insured endorsements available to satisfy most standard contractual requirements. 

• Excess or Umbrella limits up to $25,000,000 

• $5,000 Medical Payments Coverage 

Property 

• Basic, Broad, or Special Form 

• Building 

• Business Income 

• Contents 

• Contractor’s Equipment 

• Equipment Breakdown 

• Inland Marine 

• Installation Floater 

 

Crime 

• Accounts Receivable 

• Computer Equipment 

• Contractor’s Equipment 

• Robbery or Safe Burglary of Other Property 

• Theft of Money and Securities 

• Outside Signs 

• Outside the Premises 

• Valuable Papers 

 

We represent many A+ carriers to better suit your clients’ needs.  Our dedicated staff is always happy to help provide you with competitive insurance rates. Please visit our Artisan Insurance storefront on CompleteMarkets or call us at 855.980.4780. We look forward to assisting you. 

 

Non-Emergency Medical Transportation steps in when a patient is stable, but still needs medical support. For example, if an elderly individual goes to the hospital and needs transportation back to the nursing care facility where they live, the hospital often offers non-emergency medical transportation to transport the patient back to the facility. In addition, it can also be used to transport a patient scheduled for surgery to a specialist facility if needed. The vehicles have medical equipment on board, and the patient is often transported with a paramedic or nurse just in case a need arises for IV fluids or other medical assistance. This form of coverage is very appealing to medical facilities due to it is often being much less expensive than traditional emergency transportation options. 

Your Non-Emergency Medical Transportation clients need to ensure that they have ample coverage to protect themselves in the unfortunate event of an accident or other related risk. 

Colonial General can provide the coverages you require for your non-emergency medical transportation needs. Our program offers coverage for:

• Limits up to state and federal requirements per seating
   capacity up to 1.5 million.

• Medicare or Medicaid contract required. 

• Liability coverage up to $1,000,000 CSL

• Physical damage coverage with several different
   deductible options ranging from $500 - $5,000.

• Radius options up to 500 miles.

• Cargo limits up to $100,000 with refrigerator breakdown
   included.

Our dedicated staff will work hard to deliver outstanding protection to your client. Please visit our Non-Emergency Medical Transportation Insurance storefront on CompleteMarkets or call us at 855.980.7480. We look forward to serving you!

Colonial General Underwriters have quoting and binding authority with numerous companies. It is our objective to provide you, the agent, with a firm quote within 24 hours (subject to receiving necessary information on the application.) With basic information we can provide an indication over the phone on almost all classes of business. Mono-line coverage can be written for both Property and Casualty or a Package Policy can be issued when both coverages are required. Some of our popular programs are:

• Commercial Buildings
• Bars, Taverns & Restaurants
• Exercise and Health Facilities
• Janitorial Services
• Landscaping & Tree Trimming 
• Push Carts/ Vendors
• Sports Camps
• Apartments 
• Lessor’s Risk
• Vacant Buildings

Colonial General has insurance solutions for all of your Personal Lines’ needs. Dwelling coverage is written on a DP-1 or DP-3 form, depending on the risk. We offer coverage under this program for 1-4 Family Dwellings, ranging from the very old or poorly maintained home; to the high value home in need of short-term coverage or pending sale. 

Coverage for vacant dwellings, homes in unprotected areas and short-term policies are also available. We have a program for the luxury homes, ranging from $600,000 and higher. 

Coverages include fine arts and jewelry, private passenger auto coverage, including expensive luxury vehicles and collect’s antique vehicles. This is the best protection available for your affluent client. If your clients home doesn't fit in our high-end program program, we have a dwelling program for the “standard risk” category as well. Acceptable risks can be owner, tenant occupied, seasonal vacant dwellings, course of construction, builders risk, etc. In addition, three, six and twelve month policy terms are available. Liability coverage is available on all personal lines programs and mono-line liability is available for vacant land. Our Personal Lines Department can handle all your Personal Line needs!