When a homeowner makes the choice to remodel their home or a business needs to be built, there are many factors that come into play.
Time is invested in drawing up the plans and blueprints, getting building permits, but most importantly finding the contractor that is right for the job.
As a general contractor, your client carries most of the responsibility for the construction project.
They are responsible for: 
• Materials
• Hiring Subcontractors
• Labor
• Equipment
• Overseeing the Project
Along with their contract, they are responsible for any complication that may arise during construction and any risk that could happen with accidents, injuries, property damage, equipment damage etc. With any contract the key part that holds any deal together is;
Insurance. Your client will need a good insurance policy to not only protect their business but themselves too.
Here at
Colonial we have created a program for
commercial general contractors with administrative or managerial responsibility for new construction or remodeling projects and who exercise supervisory control of operations, whether direct or indirect, performed by employees and insured subcontractors in a variety of trades.
Program highlights:
• Waiver of Subrogation—Blanket Coverage included per prior written agreement
• Per Project Aggregate
• Primary and Noncontributory Wording—Applicable to additional insureds under CG 20 33
• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other
• Additional Interests—Blanket Coverage when required by contract, written agreement, or written permit for ongoing operations
• Accounts Receivable
• Basic, Broad, or Special Form
• Building
• Contractor’s Equipment
• Equipment Breakdown
• Inland Marine
• Outside Signs
• Replacement Cost or Actual Cash Value
Your client can work with peace knowing they have coverage that will protect them.
We can provide coverage to general contractors in: AZ, CA, CO, ID, NV, NM, UT, and WY
For more information on what we can offer your client please check out our
General Contractors Insurance – Commercial storefront or
send us an email!