Midlands is a managing general agent with a specialty in excess workers' compensation program administration and fee-based specialty TPA services. Clients benefit from Midlands' extensive carrier relationships and expertise as one of the top excess workers' compensation providers in the United States. For over two decades, Midlands' growth and vision combined with hard works and integrity have given them a rich and vital heritage. For more information about our products & services, please see our products & services page.
Midlands Occupational Accident
MIDLANDS is your number one option in the Occupational Accident space. Offered through A.M. Best A rated carrier, this program protects owner/operators, contractors and/or the motor carrier. With more than 35 years combined experience among underwriters, we have the ability to assist in the design of a program to meet the needs of the motor carrier and their independent contractors or owner/operators. Our expertise allows for the ability to tie an Occ Acc program to a motor carrier’s Workers’ Comp program to offer seamless coverage.
✓   Medical expenses
✓   Accident disability income coverage - temporary total disability & continuous total disability
✓   Accidental death
✓   Accidental dismemberment
✓   Paralysis coverage
✓   24-hour non-occupational accident coverage
✓   Hernia and hemorrhoid
✦   Contingent liability
✦   Advance payments endorsement
✦   Occupational disease
✦   Cumulative trauma
✦   Pre-existing conditions coverage
✦   Commute
✦   Seat belt & air bag
✦   Additional non-occupational coverage
✩   Zero deductible
✩   Easy and efficient administration
✩   Low monthly rates
✩   Easy binding process
✩   Program services included
Trucking Owner/Operator
Trucking Contract Driver
Fifth-Wheel Drivers
Cable Installers
Other Classes Considered
Coverage is subject to policy terms, conditions, exclusions, underwriting review and approval and may not be available for all risks or in all states. Rates, discounts and underwriting rules vary, are determined by many factors and are subject to change.
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Mandee Wilson
Other articles by: Mandee Wilson
Categories: Occupational Insurance
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