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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits
Protecting Your Child from Secondary Drowning

Only one to two percent of drownings are classified as secondary or dry drownings. However, you definitely want to understand this risk and take steps to protect your kids.

What is Secondary Drowning? When someone struggles underwater and breathes in even a small amount of water, it can trigger spasms in the airway muscles. That water can also cause pulmonary embolism, or fluid build-up in the lungs. A victim of secondary drowning may walk away after struggling underwater and look or act fine. He or she could drown in his or her own fluids and suffer from brain injury or die within one to 24 hours later, though. What are the Symptoms of Secondary Drowning? A victim might show several signs of secondary drowning, including bubbling fluid around the lips, chest pain, wheezing, shortness of breath, cough or extreme fatigue. Young children may not be able to verbally express to you if they experience these symptoms, however, and you may not notice them if your child is fussy or tired after a long day. That's why you need to be vigilant in looking out for signs of secondary drowning after your child experiences a struggle in the water. What is the Treatment for Secondary Drowning? Hospital staff will provide oxygen treatment or ventilation for a victim of secondary drowning. Prevention is the best treatment, though, as you:
  • Teach your kids how to swim with confidence and how to be safe in the water.
  • Supervise kids in the pool or bathtub every second.
  • Ensure all adults who supervise kids know CPR techniques for all age groups.
  • Make sure the pool is fenced in with childproof locks.
  • Seek medical treatment immediately for someone who experiences a struggle in the water, even if he or she shows no signs of secondary drowning.
Additionally, verify that your homeowners insurance is up to date. It can cover medical treatments required to save a child from secondary drowning.  
Tony  Scurich
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