A business has many moving parts to manage. Depending on the size of the organization, some tasks may fall upon persons who are working outside of their comfort zone, or who have to fulfill many roles within the same company. The potential for mistakes and missteps exists even when there are employees who are dedicated specifically to certain tasks…after all, to err is human.
One significant area of exposure for any business is in their human resources and employment practices interactions. There is much regulation in place by state and federal entities in that arena, and there are also many examples of missteps that have led to lawsuits and punitive damages against companies. To help protect ones' company from such litigation, it would be wise to purchase an Insurance program like USRisk's "Employment Practices Liability" Insurance.
This program includes many valuable features that will help support your company's human resources and employment practices efforts. For instance, a workplace helpline is included at no additional cost. This gives your company unlimited access to employment attorneys for consultation and HR advice. USRisk has in-house underwriting and claims handling services as well as broad brokerage capabilities. All their carriers for this program are rated "A" or better, and they also have competitive pricing for companies with 25 or less employees.
For more information come and connect with me on CompleteMarkets.com for weekly updates or visit our Employment Practices Liability storefront.