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There are over 12 million Americans that use long-term care at their homes, hospitals and communities that provide services to assist them with everyday tasks like bathing and eating. In 2011 over $130 billion dollars was paid by Medicaid but that only covered a portion of the $211 billion that was spent. In the coming years the industry is going to grow substantially with the baby boomers (78 million approximately) getting older. This means more and more long-term care facilities will be opening and more staff will need to be employed to support the growing number of Americans that will need long-term care.
You need to be prepared with a company that can help you provide the proper insurance to these facilities. U.S. Risk Insurance Group, Inc. is a privately owned specialty lines underwriting manager and wholesale broker that has a team of healthcare specialists that can help you every step of the way. We offer competitive rates and we have coverage available in most states. Work only with “A” or better rated carriers and complete coverage that includes Punitive Damages and Defense Outside the Limit.
For more information come and connect with me on CompleteMarkets.com for weekly updates or visit ourLong Term Care Insurance storefront.