Permanent Makeup
Insurance & Microblading Insurance
Permanent makeup and microblading
are the two biggest trends in the beauty industry. They allow people to look
young and feel their best by boosting their confidence and a sense of pride
that they may somewhere lack. If you are in the beauty industry and you provide
these services, undoubtedly you provide your clients with definite benefits.
Not to forget, there are certain
risks associated with operating a permanent cosmetic business. Despite your
best efforts, there are several chances that a mistake could occur, or someone
might not be happy with the results. Lawsuits are quite common in today’s
society. Hence, it is important to protect yourself with the help of the right
type of permanent makeup insurance.
What is Microblading?
In simple words, microblading is
a tattooing technique that is performed using several tiny needles in order to
add permanent pigment to the skin.
What is Permanent Cosmetic Makeup?
Permanent makeup is cosmetic
tattooing. This technique can be used for permanent cosmetics. It is also known
as micropigmentation, micropigment implantation or dermagraphics. It deposits
colored pigment into the upper reticular layer of the dermis.
What is Cosmetic Tattooing?
It is the most popular service of
tattooing the appearance of natural cosmetic eyebrows, eyeliner, and lip color
among several associated services, including scar camouflage and areola
repigmentation.
Types of Permanent Makeup Services covered under Insurance
Aesthetics, Bald Spot
Repigmentation, Beautician/Cosmetology Services, Beauty Marks, Combo policies
for locations with salons /spas / boutiques, Eyebrows – microblading and
traditional methods, Eyeliner, Lips/lipliner, Needling/Collagen Induction
Therapy, Nipple areola reconstruction, Pigment Removal/Lightening,
Pigment/Anesthetics Manufacturers/Distributors, Private Labeling of Products,
Scar camouflage, and Teaching.
Types of Insurance Coverage Policies
Cyber protection, Excess
Liability, General Liability, Infectious Disease, Product Liability including
for Private Labeling, Professional Liability – including claims of loss of
appearance, Property coverage – including in transit, Sexual Abuse, and Workers
Compensation
Cost of Permanent Makeup Insurance
There are several factors that
will be considered when determining the cost of your permanent makeup insurance
coverage. Depending on the size of your business, the number of clients you
serve, and the number of employees that work with you – all these factors
determine the cost of your insurance policy.
Do I Need Permanent Makeup Insurance?
If a customer is unhappy with the
eyeliner, eyebrows, or lips that have been tattooed on them by you, or if they
are injured during the process, he or she may file a case against your
business. If you do not have insurance to protect you, you may have to pay a
huge amount of money from your pocket for a court case or a settlement. This
may result in the loss of your business, and you will find yourself in trouble
financially as well as legally.
As said earlier, there are
different types of permanent makeup insurance policies available in the market.
Depending on the type of service you provide, you can get the insurance policy
to protect your business from lawsuits. Fortunately, there are a number of
sources available from where you can get permanent makeup and microblading
insurance for your business. However, finding the right one is not an easy task
at all. You need to invest your time and do a lot of research to get in touch
with the right service provider. You can also approach a qualified and local
insurance expert to help you with advice as well as permanent makeup insurance
quotes to meet your needs and expectations.