keyboard_backspaceBack to main blog page

Business Insurance

This blog covers topics related to specialty business insurance for a wide ranging list of small, medium and large businesses. Coverages include general liability, professional liability, workers compensation, property insurance, business umbrella, liquor liability and other specialty insurance coverages.

A Quick Overview of Permanent Cosmetics & Microblading Insurance

This content has not been rated yet.

Permanent Makeup Insurance & Microblading Insurance

Permanent makeup and microblading are the two biggest trends in the beauty industry. They allow people to look young and feel their best by boosting their confidence and a sense of pride that they may somewhere lack. If you are in the beauty industry and you provide these services, undoubtedly you provide your clients with definite benefits.

Not to forget, there are certain risks associated with operating a permanent cosmetic business. Despite your best efforts, there are several chances that a mistake could occur, or someone might not be happy with the results. Lawsuits are quite common in today’s society. Hence, it is important to protect yourself with the help of the right type of permanent makeup insurance.

What is Microblading?

In simple words, microblading is a tattooing technique that is performed using several tiny needles in order to add permanent pigment to the skin.

What is Permanent Cosmetic Makeup?              

Permanent makeup is cosmetic tattooing. This technique can be used for permanent cosmetics. It is also known as micropigmentation, micropigment implantation or dermagraphics. It deposits colored pigment into the upper reticular layer of the dermis.

What is Cosmetic Tattooing?

It is the most popular service of tattooing the appearance of natural cosmetic eyebrows, eyeliner, and lip color among several associated services, including scar camouflage and areola repigmentation.

Types of Permanent Makeup Services covered under Insurance

Aesthetics, Bald Spot Repigmentation, Beautician/Cosmetology Services, Beauty Marks, Combo policies for locations with salons /spas / boutiques, Eyebrows – microblading and traditional methods, Eyeliner, Lips/lipliner, Needling/Collagen Induction Therapy, Nipple areola reconstruction, Pigment Removal/Lightening, Pigment/Anesthetics Manufacturers/Distributors, Private Labeling of Products, Scar camouflage, and Teaching.

Types of Insurance Coverage Policies

Cyber protection, Excess Liability, General Liability, Infectious Disease, Product Liability including for Private Labeling, Professional Liability – including claims of loss of appearance, Property coverage – including in transit, Sexual Abuse, and Workers Compensation

Cost of Permanent Makeup Insurance

There are several factors that will be considered when determining the cost of your permanent makeup insurance coverage. Depending on the size of your business, the number of clients you serve, and the number of employees that work with you – all these factors determine the cost of your insurance policy.

Do I Need Permanent Makeup Insurance?

If a customer is unhappy with the eyeliner, eyebrows, or lips that have been tattooed on them by you, or if they are injured during the process, he or she may file a case against your business. If you do not have insurance to protect you, you may have to pay a huge amount of money from your pocket for a court case or a settlement. This may result in the loss of your business, and you will find yourself in trouble financially as well as legally.

As said earlier, there are different types of permanent makeup insurance policies available in the market. Depending on the type of service you provide, you can get the insurance policy to protect your business from lawsuits. Fortunately, there are a number of sources available from where you can get permanent makeup and microblading insurance for your business. However, finding the right one is not an easy task at all. You need to invest your time and do a lot of research to get in touch with the right service provider. You can also approach a qualified and local insurance expert to help you with advice as well as permanent makeup insurance quotes to meet your needs and expectations.