US Risk: Posts in category Health Care

Group Home Insurance

Author JulieByington , 10/16/2013

A group home is a place for people to reside that usually have either a chronic mental disorder or physical disability that prevents them from living on their own.

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Work Related Injury in Healthcare

Author JulieByington , 8/14/2013

Short of dying, former nurse Lisa Black's story is a worst-case injury scenario for people who work in healthcare. Fourteen years ago, while helping to care for a patient infected with AIDS, she was accidentally punctured in the left palm by a needle that had been inserted in the patient's IV line.

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Home Health Care Popularity Rises

Author JulieByington , 5/8/2013

Most people mistake long-term care and long-term care insurance with nursing homes. In fact, it is just the opposite. In 2007 there were just over 1.5 million Americans receiving some form of home health care.

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A Home Away From Home…

Author JulieByington , 3/27/2013

When physical or mental health issues rob people of their independence, they may find themselves in need of an Assisted Care Living Facility. These facilities are for people who need supervision or assistance with the activities of daily living, and they usually harbor a philosophy of care and services promoting independence and dignity for their residents.

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Assisted Living Insurance Coverage from U.S. Risk Underwriters

Author JulieByington , 2/27/2013

With the baby boomer generation now at retirement age there has been a large increase in the number of Assisted Living Facilities being built though out the United States in the last ten years. Assisted Living Facilities come in all shapes and sizes from small residential homes to larger commercial type facilities. In this rapidly expanding market, U.S. Risk has stayed current with these changes and created an insurance policy that can cover the unique insurance needs of these varying types of facilities.

When your clients require Assisted Living Insurance Coverage, U.S. Risk has the knowledge and expertise to provide comprehensive coverage that is flexible both in rates and forms. Our healthcare team of in-house underwriters has over 100 years of combined experience writing all types of healthcare risks.

U.S. Risk uses a unique approach to Assisted Living Insurance by providing a package of services to our clients which includes insurance, loss control and claims handling. Some of our policy highlights include an available policy umbrella of up to $5Million, incident-sensitive claims triggers, defense outside the limits, and specialized enhancements for healthcare facilities. Personal liability and general liability premiums start at $3,000.

Contact U.S. Risk Underwriters for program details, we have the expertise and market access to provide the best in coverage rates and forms. U.S. Risk represents more than 120 insurance carriers that are "A" rated, or better.

For more information come and connect with me on CompleteMarkets.com for weekly updates or visit our Assisted Living Insurance storefront.

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TEST

Author JulieByington , 1/3/2013

TEST

Tags: test

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Miscellaneous Healthcare Insurance with U.S. Risk

Author JulieByington , 12/5/2012

At U.S. Risk Brokers our healthcare team of specialists uses a unique approach to miscellaneous healthcare insurance by providing a package of services to our clients which includes insurance, risk management and claims service. By focusing on a full service approach, we are able to offer competitive rates for miscellaneous healthcare insurance coupled with superior “in-house service” to assist your clients on an ongoing basis.

Program Highlights
• Professional and General Liability
• Min. Premium starting at $1,000
• Min. Deductibles starting at $1,000
• Claims Made (prior acts available)
• Hired and Non-owned auto available
• Sexual Abuse/Molestation coverage available
• Incident Sensitive Policy Form

The Fastest Growing Classes of Healthcare Insurance are: Clinics and Labs, CRNA’s, Group Homes, and Home Health Care Agencies. For a more detailed list of classes that we can cover visit our Miscellaneous Healthcare Insurance storefront.

For more information come and connect with me on CompleteMarkets.com for weekly updates.

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Long Term Care Insurance

Author JulieByington , 11/28/2012

At U.S. Risk our dedicated team of healthcare specialists uses a unique approach to long term care insurance by providing a package of services to our clients which includes insurance, risk management and claims service. By focusing on a full service approach we are able to offer competitive rates for professional and general liability coupled with superior “in-house service” to assist your clients on an ongoing basis.

Professional & General Liability Insurance for:

Skilled Nursing Facilities

Assisted Nursing Facilities

Continuing Care/Retirement Communities

Independent Living Facilities

Long Term Care Insurance Program Highlights:

• Claims Made & Reported Coverage Forms (includes an awareness clause)

• “A” rated carrier

• Coverage available in most states

• Coverage enhancements include: Punitive Damages and Defense Outside the Limit

• Silent on sexual abuse
• Low limits available in most states

For more information come and connect with me on CompleteMarkets.com for weekly updates or call us at 800-833-8803 and let U.S. Risk help you with all your Long Term Care Insurance needs today!

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Healthcare Services Workers Compensation Insurance

Author JulieByington , 11/21/2012

The business environment for health care organizations is challenging. With health care reform on the horizon and the current economic environment still uncertain, your clients in the health care industry need to know their workers’ compensation needs are met. UPA offers a specialized team of underwriters who understand the health care industry. Target customers - Home healthcare - Temporary medical staffing - Physician or dentist and clerical - Hospital (professional and all other employees) - Home, public and traveling healthcare - Retirement, living centers* - Convalescent or nursing home* - Nursing home and assisted living operations must be greater than $75,000 and will be underwritten on an account-by-account basis. Underwriting guidelines* Manual unmodified premium starting at $3,000 Experience modification factor between 0.65 - 1.49
States Available	AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI
Provider Type	Managing General Agency
Admitted	All Available States
Carriers	Multiple Carriers
Carrier Ratings	A-rated
Commission	Varies based on productivity

For more information come and connect with me on CompleteMarkets.com for weekly updates, or visit our Heathcare Services Workers Compensation Insurance storefront.

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U.S. Risk Healthcare offers the Total Package

Author JulieByington , 11/14/2012

Now offering the "total account" package.

The U.S. Risk Health Care team has expanded its healthcare capabilities. We now offer a "total account package" as well as a risk management/loss control component as a solution to our customers by providing comprehensive admitted and non-admitted coverage which is specifically designed for those organizations that provide medical or healthcare related services to a wide range of clients.

Lines of Coverage Available

Professional and General Liability

Property

Inland Marine

Auto Liability and Physical Damage

Garage Keepers Liability

Environmental Liability

Healthcare Data Breach Liability

Excess Liability

Management Liability (Directors and Officers, EPLI, Fiduciary)

Target Classes of Business Including but not limited to the following:

Nursing Homes

Assisted Living, Independent Living and CCRC's

Social Services (for profit and not for profit)

Miscellaneous Healthcare (adult daycare, alcohol and drug rehab, home healthcare, hospice, etc.)

Miscellaneous Medical (doctors, clinics, hospitals, laboratories, life sciences, physician groups, etc.)

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	Back to main blog page US Risk U. S. Risk Insurance Group, Inc. is a specialty lines underwriting manager and wholesale broker headquartered in Dallas, TX. Operating 16 domestic and international branches, it offers a broad range of products and services through its affiliate companies, which include U.S. Risk Underwriters, U.S. Risk Brokers, Oxford Insurance Brokers Ltd.(London), Advocate Reinsurance Partners, James Hampden International, Abraxas and Unisource Program Administrators.

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