Boat Detailing Insurance

Boat detailing is hard work and besides the physical exertion it requires skill, flexibility and balance.

With the job comes the risks and responsibilities associated with all professional cleaning services.

The top risks faced by boat detailing, cleaning and maintenance services are associated with:

Commercial General Liability

• ·        Besides the common slips and trips caused by slippery surfaces, detailing services could cause potential damages such as acid damage to paintwork, soiled carpets and damage to fabric, vinyl or leather upholstery.
• ·        Sometimes boat detailing crews could be accused of theft when personal or expensive items are found missing during the cleaning operation.

Workers’ comp

• ·        Workers are exposed to harsh cleaning products, acid based stain removers, wax & polish and rubbing compounds while cleaning the hull & topside, deck and interiors of boats.               
• ·        Lifting heavy loads, awkward cleaning postures and repetitive tasks could lead to musculoskeletal disorders.

Other optional Insurance coverages could include:

• ·        Commercial Property Insurance
• ·        Commercial Auto Insurance