For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!

Boiler and Furnace Contractor Insurance

Understanding the risks faced by Heating Contractors

The challenges and difficulties faced specifically by boiler and furnace contractors within the broader HVAC industry, justifies why it is such a demanding profession

These challenges may include technical complexities, safety concerns, physical demands, and business-related issues to name a few.

One significant risk is the potential for accidents and injuries during installation, repair, or maintenance tasks on-site or at customer locations – residential, commercial and industrial buildings.

  • Working with heating systems involves handling heavy equipment, working in confined spaces, and dealing with high temperatures and pressure, increasing the likelihood of slips, falls, burns, or other injuries.
  • Improper installation or maintenance can lead to equipment malfunctions, leaks, or carbon monoxide exposure, posing safety hazards to both contractors and building occupants.
  • Contracting companies may face liability risks associated with property damage or personal injury claims resulting from faulty workmanship, negligence, or errors in installation or repairs.
  • Environmental risks, such as fuel spills or emissions violations, also pose potential liabilities.
  • Unexpected events like fires, explosions, or equipment breakdowns could disrupt operations and lead to financial losses or business interruptions.

Boiler and Furnace Contractor Insurance can benefit heating contracting businesses in several ways.

  • It provides financial protection against unexpected events such as property damage, bodily injury, or lawsuits arising from accidents or negligence during work.  This helps shield businesses from potentially crippling liabilities and legal expenses, ensuring their financial stability and continuity.
  • Insurance coverage such as workers' compensation safeguards employees by providing benefits for work-related injuries or illnesses, reducing the risk of costly lawsuits and maintaining a positive work environment.
  • Having comprehensive insurance coverage can enhance the credibility and reputation of heating contracting businesses, reassuring clients that they are dealing with a responsible and reliable service provider.
Van Wagoner Companies, Inc.
Commercial Lines
place 1134 Commerce Drive
Richardson TX, 75081
Van Wagoner Companies is one of the oldest Surplus Lines Agencies in the State of Texas, providing a wide variety of insurance programs, including: Apartment Houses Building Contents, Inland Marine & Liability ...
Utah Business Insurance Company
Construction Workers Compensation Insurance
place 10150 S Centennial Parkway Suite 100
Sandy UT, 84070
Your workers compensation insurance solution for Construction Risks Utah Business Insurance Company (UBIC)   has created a construction – focused workers’ compensation product, offering solutions for your clients’ t...
Gladius Insurance Services, LLC
Contractors Casualty Insurance
place 6864 Indiana Ave 201
Riverside CA, 92506
Gladius is a nationwide surplus lines broker providing retail agencies with a wide variety of contractor’s general liability, excess and pollution coverage. We have extensive industry experience and work hands on with our retail agents to p...
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
Insurance for You, Your Family or Your Business 
Quick and simple; secure and confidential. We share your info with only ONE of our insurance experts. Our unique, proprietary process is designed to get you the best local expertise available.


If you are an Insurance Agent, looking to help an Insured, we can help you Find A Market, by matching you to our MGA/Wholesaler/Carrier partners.
Further Reading 
Working as an independent contractor rather than an employee is attractive for many reasons. There are a variety of benefits, but be aware of the risks, too. Benefits of Working as an Independent Contractor Work for yourself. As an independe...
Contractors like you rely on a variety of tools and equipment as you perform your job. Make sure you have adequate insurance as you protect your tools, equipment and livelihood. What is Contractor Tool and Equipment Insurance? Contractor tool a...
It happens every day. A firm faces a large increase in its Workers Compensation premiums because the government or insurance carrier has decided that all of its independent contractors are really employees. All too often, the true relationship betwee...
The next time your small business needs a virtual assistant, a copywriter or someone to remodel your office space, consider hiring an independent contractor. Almost one-third of Americans consider themselves to be independent contractors, and they st...
Installing ducts and showers in homes around the area, building additions to people's homes, putting new toilets in, you're probably not going to need a contractor's bond. But, when you get those big-time jobs, the ones that make or break the busines...