Buffer Layer Liability Insurance

Buffer layer insurance may be needed to increase the primary underlying limits to meet the umbrella or excess carrier's underlying limits requirements when excess and umbrella liability market conditions are tight.
Bailey Special Risks, Inc.
Commercial Umbrella

This specialized commercial umbrella product is available through an A++ A.M. Best rated carrier on more than 200 business classes.   Quotes for most acceptable risks are usually offered within one business day. CGL - $500,000 CSL-CGL ...
Ohio E&S Agency, Inc.
Ohio E & S Agency

For 30 years, we've been writing excess and surplus insurance coverage for many of Ohio's leading agents. They come back to us time and again because ...
Click above for a 3-5 min. overview with Dave Mangold, President of Ohio E&S Agency, Inc.
Education Insurance Services

EIS provides General Liability Insurance coverage for the insured such as personal injury, third property damage , and bodily damage. With our broad definition of insureds, the institution can opt to include not only the trustees, officers and d...
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Further Reading 
Excess liability policies layer over underlying coverage like commercial automobile or general liability. These policies can be written as follow form, self-contained, or specific and aggregate. Follow form excess policies do not broaden underly...
Unfortunately, mishaps on construction sites are all too frequent. The combination of multiple activities with dozens or hundreds of people operating complex and dangerous equipment, often in poor or threatening weather, can easily result in accident...
When you host neighborhood barbecues or invite your friends’ kids over to play in the yard, you could be responsible if someone gets hurt. Ensure you have premises liability insurance to protect your assets. What is Premises Liability? Visitors...
Most companies will need to undergo some remodeling, repairs, or possibly even an expansion at some point or another. Such work is most often outsourced to a vendor. Before you hire a vendor to do work at your facility, you want to protect the fina...
On April 20, 2011, someone hacked the Sony Playstation Network. They found an opening in the online video gaming network's password-reset system and penetrated the security protecting its customer database. Days later, the company admitted that the h...