Ideal Accounts and Appetite
This program is ideal for:
- K-12 private and charter schools
- Colleges and universities
- Daycare and early childhood education centers affiliated with academic institutions
- Educational nonprofits and training organizations
Accounts with athletic programs, student housing, international travel, or on-campus childcare are well-suited for this coverage. EIS understands the unique operational risks of educational institutions and welcomes submissions with complex liability exposures.
Coverage Highlights and Advantages
This General Liability program includes an array of tailored features that address the diverse risks educational institutions face:
- Athletic injuries and sports-related incidents
- Personal and advertising injury
- Campus housing liability
- Alcohol use and abuse exposures
- Childcare-related liability
- Bacterial and viral infectious disease exposure
- International travel liability
- Security-related incidents, including reasonable force use
- Employee benefits liability including errors and omissions
With multiple tiers of protection available, including Primary, Umbrella, Excess, and Buffer Excess General Liability, agents can tailor coverage to fit the scope and size of the institution’s operations.
Underwriting Notes and Minimum Premiums
EIS works with a variety of top-rated carriers to deliver flexible and competitive General Liability solutions. Minimum premium requirements vary based on institutional size, scope of operations, and selected coverage limits. The underwriting team at EIS has deep expertise in the education sector and evaluates each submission with a focus on risk mitigation and long-term protection.
Territories and Availability
This program is available in most states, including but not limited to CA, FL, TX, IL, NY, GA, PA, and WA. EIS offers access to both admitted and non-admitted carriers, depending on the state and risk profile.
Why Work With Education Insurance Services?
As a Managing General Agency with a strong focus on educational institutions, EIS brings decades of experience and underwriting insight to its broker and agent partners. From small private academies to large universities, you can rely on EIS to understand your clients’ specific risks and deliver tailored coverage solutions quickly and efficiently.
You might have a client who operates a university with on-campus housing, international student programs, and athletic teams. Or perhaps a private K-12 school that offers on-site daycare. These are the types of accounts that EIS is built to service. For more information about General Liability Insurance, please call 301-215-9575.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for educational institutions such as K-12 schools, colleges, universities, and academic nonprofits with complex liability exposures.
Can faculty and staff be included in the coverage?
Yes, the program offers a broad definition of insureds, allowing coverage for trustees, directors, officers, faculty, and employees.
What kinds of exposures does the policy address?
The policy addresses a wide range of exposures including athletic injuries, childcare, campus housing, international travel, and employee benefits liability.
Is this program available nationwide?
The program is available in most states across the U.S., including CA, TX, FL, NY, and others. Availability may vary by state and risk type.
What are the available coverage layers?
Coverage options include Primary, Umbrella, Excess, and Buffer Excess General Liability to meet various institutional needs.
Need help placing an account? Connect with a market specialist.