Building Materials/Exterior Insurance

Building exteriors often entail substantial expenses, comprising a combination of material costs, labor expenditures, and potential hazards throughout the construction or renovation process.

The type of insurance coverage, which specifically focuses on protecting the exterior materials of a building such as siding, roofing, windows, doors, and other elements forming the building's outer shell, is typically referred to as "Exterior Property Insurance" or "Exterior Coverage Insurance."

While Builders Risk Insurance provides broad coverage for the entire construction project,  Exterior Property Insurance targets protection for the exterior materials specifically.  

Builders Risk Insurance is comprehensive, while Exterior Property Insurance is more specialized in its coverage.

Depending on the needs of the property owner, contractor, or developer, they may opt for one or both types of insurance to ensure adequate protection during construction or renovation projects.

Pennsylvania Lumbermens Mutual Insurance Company
Diversified Insurance Coverages

For over a century, PLM and ILM have been dedicating themselves to the lumber and building material industries in order to serve as a strategic partner to our insureds and producers. Our experience in the industry allows us to understand and recogniz...
Novatae Risk Group

General Liability Insurance coverage is crucial for any business in the construction industry. Coverage for the EIFS industry is no different. There are a lot of factors that go into finding the right insurance coverage for each business. You need a ...
Northern States Agency
Managing General Agency and Excess & Surplus Lines Broker

Northern States Agency, Inc. (NSA), founded in 1953, is a general agency located in St. Paul, Minnesota. With over 50 years of experience, we have gained in-depth knowledge and understanding of a wide variety of insurance coverages. Utilizing this kn...
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Further Reading 
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In October 2010, a construction worker in Pennsylvania was crushed to death by a section of a steel plate. The month before, a worker in Houston died when a pallet carrying a one-ton load struck him. In Maryland, two bar joists fell off a stack of jo...
Corrosives are solid or liquid substances that exact extreme caution when handling. They are usually either an acid, such as nitric acid, sulfuric acid, chromic acid, hydrochloric acid, hydrofluoric acid, or acetic acid, or a base, such as ammonium h...