A nonprofit organization should consider getting Chamber of Commerce/Nonprofit Organization Liability Insurance.
Chamber of Commerce/Nonprofit Organization Liability Insurance will cover you for risks not addressed by your general liability policy.
Chamber of Commerce/Nonprofit Organization Liability Insurance covers:
- Bodily injury
- Property damage
- Advertising claims
Examples:
- Auction or art show-Chamber of Commerce/Nonprofit Organization Liability Insurance will protect s the non-profit against theft or vandalism of artwork
- Youth Recreation Center- A teenager at the center is accidentally hit in the head with a pool cue and his ear drum is punctured. Chamber of Commerce/Nonprofit Organization Liability Insurance will pay medical expenses, as well as attorney’s fees, and settlements or judgments if your business is sued.
- A guest trips on the dance floor and breaks an arm or a leg--Chamber of Commerce/Nonprofit Organization Liability Insurance will

- A water pipe bursts and soaks and ruins guest’s clothing. -Chamber of Commerce/Nonprofit Organization Liability Insurance will
Bodily Injury
If an unexpected injury happens to a third party on your business premises, your business could be sued for medical expenses and more.
Your Chamber of Commerce/Nonprofit Organization Liability Insurance can cover legal funds, including lawyer fees, settlements or judgments, witness costs, medical expenses, and more, up to your policy limits.
In the unfortunate event that someone’s injury or illness results in death, your Chamber of Commerce/Nonprofit Organization Liability Insurance can also pay for medical costs, funeral expenses, and court-awarded compensation.
If you are sued, Chamber of Commerce/Nonprofit Organization Liability Insurance can cover the costs of defending your nonprofit in court and save your business from financial hardship.
Property Damage Claims
Chamber of Commerce/Nonprofit Organization Liability Insurance can protect others’ property and assets while they are in your custody.
Advertising
If your advertising or promotional materials allegedly infringe on another company’s brand your business could be sued. Chamber of Commerce/Nonprofit Organization Liability Insurance accounts for these claims, offering coverage for copyright and brand infringement..
Remember, Chamber of Commerce/Nonprofit Organization Liability Insurance will cover you for risks not addressed by your general liability policy.
A qualified and local insurance expert can help you with advice and insurance quotes for your specific needs.