Alexander J. Wayne & Associates, Inc.

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Alexander J. Wayne & Associates, Inc.

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Non Profit D&O

When you hear the term “non-profit,” most people think of charitable organizations—those devoted to health, human services, education, religion, or environmental causes. These organizations play a vital role in our communities, but their tax-exempt status doesn’t shield them from legal and financial exposures. In fact, non-profit boards and executive leaders often face a wide range of potential liabilities, making Directors & Officers (D&O) coverage a critical part of their risk management strategy.

Protect Your Non-Profit Clients with D&O Coverage from Alexander J. Wayne & Associates

Alexander J. Wayne & Associates, Inc. offers a robust Non Profit D&O insurance program designed specifically to meet the complex needs of 501(c)(3) organizations and other non-profit entities. As a trusted wholesale broker, we provide access to competitive D&O markets—including all major U.S. carriers and Lloyd’s of London (both domestic and London open market). We understand the unique risks non-profits face, from board member decisions to employment-related claims. Our program is built to help insurance agents place D&O coverage that protects both the organization and its leadership.

Ideal Accounts and Appetite

This program is an excellent fit for a wide range of non-profit organizations, including:

Charities and foundations
Health and human services providers
Religious institutions
Educational and arts organizations
Environmental advocacy groups
Community associations and clubs

You might have a client running a regional animal rescue or a non-profit counseling center—both are strong candidates for this D&O program. The program is especially suitable for organizations with up to 200 employees, although larger risks may also be considered.

Coverage Highlights and Advantages

Our Non Profit D&O program offers broad protection for both the organization and its directors, officers, and board members. Key features include: • Separate Limit of Liability for Employment Practices Liability (EPL) claims
• D&O Liability Limit is not eroded by employment claims
• Unlimited Extended Reporting Period for former Directors & Officers at no additional charge
• EPL Defense Costs Outside the Limit of Liability (for accounts with 200 or fewer employees)
• Optional Fiduciary Liability Extension
• Optional Crime Coverage
• Duty to Defend Policy
• Entity Coverage automatically included at no additional premium
• Automatic coverage for service on Non Profit 501(c)(3) boards
• Spousal Extension
• Coverage available for individual directors or officers This comprehensive offering is designed to safeguard against lawsuits from employees, volunteers, donors, vendors, and even government regulators.

Underwriting Notes and Minimum Premiums

Our underwriting team evaluates each risk individually to provide tailored solutions. Although no specific minimum premium is listed, we work to find the most competitive terms for qualifying risks. Accounts with strong governance practices and a history of minimal claims are particularly attractive.

Territories and Availability

This program is available in all 50 states and the District of Columbia. Whether your client is based in California, Texas, New York, or a smaller market like Wyoming or Maine, we can help you place the right coverage.

Why Work With Alexander J. Wayne & Associates?

Alexander J. Wayne & Associates has decades of experience placing specialty lines coverage, including D&O for non-profits. As a wholesale broker, we offer:

Access to top-rated carriers, including Lloyd’s of London
Programs tailored specifically for non-profit exposures
Responsive underwriting support and knowledgeable staff
Solutions for both standard and hard-to-place risks

Let us help you serve your non-profit clients with confidence. Call our team today to discuss your next D&O placement.

Frequently Asked Questions

What types of accounts are a good fit for this Non Profit D&O program?

We target 501(c)(3) organizations such as charities, religious institutions, educational nonprofits, and health or human services groups. Accounts with up to 200 employees are ideal.

Is Employment Practices Liability (EPL) coverage included?

Yes, our program offers a separate limit for EPL claims, and for smaller accounts, defense costs are outside the liability limit.

Can this program cover individual board members or officers?

Yes, individual director or officer coverage is available, and automatic spousal extension is included.

Which states is this program available in?

The program is available in all 50 states and the District of Columbia.

What carriers support this program?

We work with all major U.S. carriers and Lloyd’s of London, either through domestic or London open markets.

Need help placing an account? Connect with a market specialist.

U.S. States Available

U.S. States Available:

Provider Type:

Wholesale Broker

Admitted:

All Available States

Carriers:

Carrier Ratings:

A.M. Best A- rated or higher

Commission:

Commissions vary depending on particular insurance carrier. Standard commission is 10% or more.

Min Premium:

-

Coverages:

Chamber of Commerce/Nonprofit Organization Liability Insurance Charitable Organizations/Nonprofit Liability Insurance Community Service Organizations/Nonprofit Insurance Directors and Officers - Legal Liabilty Insurance Directors and Officers Liability for Nonprofit Organizations Insurance Directors and Officers Liability/For Profit and Nonprofit/Excess and Surplus Insurance Nonprofit Directors and Officers Liability Insurance Nonprofit Social Services Directors and Officers Liability Insurance Social Service Organizations/Nonprofit Organization Liability Insurance Social Services and Nonprofits Insurance

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Alexander J. Wayne & Associates, Inc. has other insurance programs like Architects and Engineers Professional Liability Insurance.

Alexander J. Wayne & Associates, Inc.

Alexander J. Wayne & Associates, Inc.

Hi, !

Non Profit D&O

Protect Your Non-Profit Clients with D&O Coverage from Alexander J. Wayne & Associates

Ideal Accounts and Appetite

Coverage Highlights and Advantages

Underwriting Notes and Minimum Premiums

Territories and Availability

Why Work With Alexander J. Wayne & Associates?

Frequently Asked Questions

What types of accounts are a good fit for this Non Profit D&O program?

Is Employment Practices Liability (EPL) coverage included?

Can this program cover individual board members or officers?

Which states is this program available in?

What carriers support this program?

U.S. States Available