Cities/MuniPro Public Sector Program Insurance

Cities-MuniPro Public Sector Insurance Program: Comprehensive Coverage for Municipal Needs

Did you know that 60% of municipalities face liability claims each year? Managing the risks of public operations is a complex challenge. The Cities-MuniPro Public Sector Insurance Program is designed to help cities, towns, and local government agencies navigate these risks with confidence. From protecting public assets to managing liability claims, this program provides the broad coverage municipalities need to maintain stability and serve their communities effectively.

Key Features of the Cities-MuniPro Program

  • General Liability Protection: Covers claims related to injuries, accidents, or damage involving municipal property or operations.
  • Public Officials Liability: Provides defense and coverage for claims of errors, omissions, or wrongful acts by municipal officials or employees while performing their duties.
  • Law Enforcement Liability: Addresses risks from policing activities, including civil rights claims and misconduct allegations.
  • Cyber Liability: Helps municipalities respond to cyberattacks, data breaches, and ransomware events that could compromise sensitive public data.
  • Property Coverage: Protects city-owned buildings, equipment, and infrastructure from damage caused by natural disasters, fire, theft, or vandalism.

Why Choose Cities-MuniPro?

Municipal governments operate under tight budgets and public scrutiny. A tailored insurance solution like Cities-MuniPro helps reduce legal costs, improve operational resilience, and protect taxpayer-funded assets. Public entities that invest in customized risk management programs may see fewer claims and improved service delivery. This program also includes expert risk assessments, loss prevention strategies, and flexible coverage options to meet your municipality’s specific needs.

Protecting Your City's Digital Assets

Imagine a scenario where a city’s IT system is compromised by a ransomware attack, exposing residents’ personal data. With Cities-MuniPro’s Cyber Liability coverage, municipalities can act quickly to contain the breach, recover systems, and limit financial and reputational damage.

Make the Smart Choice for Your Community

With the Cities-MuniPro Public Sector Insurance Program, local governments can stay focused on delivering essential services—while minimizing financial risk. Don’t leave your municipality vulnerable. Contact us to learn how this program can help protect your city’s future.

Frequently Asked Questions

What types of municipalities can benefit from Cities-MuniPro?

This program is ideal for cities, towns, villages, and other local government entities looking for comprehensive risk management and insurance coverage.

Does the program include coverage for police departments?

Yes. Law Enforcement Liability coverage is included to address risks specific to public safety operations.

Is cyber liability coverage necessary for small towns?

Yes. Even small municipalities store sensitive data and operate online systems that can be targeted by cyber criminals.

Can coverage be customized based on our city’s needs?

Yes. The Cities-MuniPro program offers customizable policy options tailored to the specific operations and exposures of your municipality.

How do we get a quote for coverage?

Click here to request a quote and learn more about how the program fits your city's needs.

Still have questions? Talk to a local insurance expert.

Partners, Programs & Market Access


We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.


Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.



Breckenridge Insurance Services
Public Entity Insurance

When it comes to state and local government businesses Breckenridge Insurance Services understands the specialized needs for Public Entity Insurance. With tight municipal budgets and heightened public scrutiny, protecting government operations from c...
Phoenix Risk Management
Workers Compensation Insurance

No matter where your client is located, Phoenix Risk Management offers a flexible and competitive stand-alone Workers' Compensation Insurance program...
Click above for a 3-5 min. overview with Daniel Wyatt of PRM Insurance Services.
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

Insurance for You, Your Family or Your Business 
Quick and simple; secure and confidential. We share your info with only ONE of our insurance experts. Our unique, proprietary process is designed to get you the best local expertise available.


If you are an Insurance Agent, looking to help an Insured, we can help you 
Find A Marketby matching you to our MGA/Wholesaler/Carrier partners.