Clinics for Horses Insurance

Protect Your Practice with Equine Clinic Insurance

Equine clinics and veterinary facilities face unique risks that require specialized coverage. From handling high-value horses to managing state-of-the-art equipment, your practice deserves insurance tailored to safeguard every aspect of your operations. Equine Clinic Insurance provides comprehensive protection for equine clinics, veterinary hospitals, horse surgical centers, equine rehabilitation facilities, and other equine-related businesses.

Comprehensive Coverage Tailored to Your Needs

Professional Liability Insurance: Helps protect against claims of negligence, errors, or malpractice in providing equine care, giving you peace of mind when unforeseen issues arise.

Property Insurance: Covers your clinic’s buildings, barns, medical facilities, and equipment against covered causes of loss such as fire, certain storms, vandalism, or theft.

Care, Custody and Control (CCC) Coverage: Essential for practices handling client-owned horses, this coverage helps protect against claims of injury, illness, or death to horses while they are in your care, custody, or control.

General Liability Insurance: Helps shield your business from third-party bodily injury or property damage claims that may occur on your premises or as a result of your operations.

Why Specialized Insurance Matters

Equine veterinary practices often face higher liability risks because of the size, strength, and unpredictability of horses. Equine-related injuries can account for a significant portion of workplace incidents in the industry, and damage to valuable horses or specialized equipment can be costly. Without appropriate equine clinic insurance, a single lawsuit or major loss could threaten your clinic's financial stability and long-term operations.

Tailored Solutions for Equine Professionals

With Horse Healthcare Facility Insurance, you can customize your policy to better match how your practice operates. Options may include coverage for mobile veterinary services, specialized diagnostic and surgical equipment, boarding or rehabilitation services, and business interruption due to covered events. This flexibility helps ensure your insurance can adapt as your practice grows, adds locations, or expands into new equine services.

Get Started Today

Do not leave your practice vulnerable to unexpected risks. Contact us to learn more about Horse Clinic Insurance. Secure a policy tailored to your needs and help protect your business, reputation, staff, clients, and the horses you care for with confidence.

Frequently Asked Questions

What is equine clinic insurance?

Equine clinic insurance is a package of coverages designed for horse clinics, equine hospitals, and related facilities. It typically combines general liability, professional liability, property insurance, and care, custody and control coverage to help protect your operations, staff, and the horses in your care.

Who needs equine clinic or horse healthcare facility insurance?

Any business that provides medical, surgical, rehabilitation, or boarding services for horses may benefit from this type of insurance. This includes equine veterinary clinics, ambulatory practices, surgical centers, rehabilitation facilities, and equine hospitals.

Does care, custody and control coverage replace mortality insurance for clients’ horses?

No. Care, custody and control coverage is intended to help protect your business if a client’s horse is injured or dies while under your care and you are alleged to be legally responsible. It is not the same as an individual equine mortality policy purchased by a horse owner.

Can mobile equine veterinarians be covered under equine clinic insurance?

Many insurers offer options to include mobile or ambulatory services under an equine clinic policy, such as liability and equipment coverage while on the road. Availability and terms vary by provider and policy, so you should review specific options with a licensed insurance professional.

How do I get a quote for horse clinic insurance?

You can request a quote by providing basic information about your equine clinic, including your services, number of employees, locations, and approximate value of your buildings, equipment, and horses in your care. To start the process, visit our quote request page and submit your details.

Still have questions? Talk to a local insurance expert.

Partners, Programs & Market Access


We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.


Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.



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